Axis Retirement Fund - Dynamic Plan - Regular Plan - IDCW

NAVs of 6 Nov 2026

Axis Mutual Fund · Solution oriented fund · Regular plan · IDCW

RetirementRegular · IDCWRisk: Very High

NAV · 5 Nov 2026

₹20.0500 ▲ 1.67%

Axis Mutual Fund

Fund size₹282 crJuly - September 2026

1-month range₹18.67 – 20.05

1 year-8.07%

Expense ratio2.56%regular plan, a year

5 years+6.40%a year

What the fund does

The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Investment Plan has a dual objective of generating capital appreciation by investing in equity and equity related securities as well as generating income by investing in debt and money market securities, while attempting to manage risk from the market through active asset allocation. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.

BenchmarkCRISIL Hybrid 35+65 - Aggressive Index

Launched20 Dec 2019

Fund houseAxis Mutual Fund

Fund managersJayesh SundarDevang ShahHardik ShahKrishnaa N

NAV history

Returns

1 week

+4.97%avg 3.9%

1 month

+4.21%avg 2.5%

3 months

-0.64%avg -1.4%

6 months

-4.48%avg 1.9%

This year

-7.39%avg 1.2%

1 year

-8.07%avg 1.4%

3 years (a year)

+10.01%avg 9.8%

5 years (a year)

+6.40%avg 8.0%

Bars: this plan; the thin mark is the Retirement average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.2
2025	-4.5	-7.3	+6.7	+1.9	+3.9	+2.1	-1.4	-2.6	+1.4	+3.5	+0.4	-0.8
2026	-3.3	+1.0	-10.2	+8.5	-0.6	+3.2	-6.0	+0.9	-4.6	-0.2	+5.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held9197 lines in all

Top 10 stocks30.6%of the fund

Equity78.8%stocks and equity derivatives

Debt & cash21.2%everything else

Where the money is

Equity 78.8%Debt 10.9%Cash & others 10.3%

Sectors (stocks held)

Banks

16.5%

Pharmaceuticals & Biotechnology

5.3%

Petroleum Products

5.2%

Finance

5.0%

Auto Components

4.8%

Healthcare Services

4.1%

Electrical Equipment

3.9%

IT - Software

3.4%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	78.8%	79.9%	-1.14
Debt	10.9%	10.5%	+0.49
Cash & others	10.3%	9.7%	+0.60
Top 10 stocks	30.6%	31.7%	-1.06
Number of stocks	91	89	+2

New stocks 2

Global Health Limited0.21%
Azad Engineering Ltd0.08%

Bought more 1

HDFC Bank Limited+0.28

Cut back 2

Infosys Limited-0.51
State Bank of India-0.45

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 91

Holding	Sector / type	% of fund
ICICI Bank Limited INE090A01021	Banks	5.39%
Reliance Industries Limited INE002A01018	Petroleum Products	5.15%
HDFC Bank Limited INE040A01034	Banks	5.05%
Bharti Airtel Limited INE397D01024	Telecom - Services	2.86%
Kotak Mahindra Bank Limited INE237A01036	Banks	2.26%
Mahindra & Mahindra Limited INE101A01026	Automobiles	2.14%
State Bank of India INE062A01020	Banks	2.12%
Larsen & Toubro Limited INE018A01030	Construction	2.02%
Infosys Limited INE009A01021	IT - Software	1.81%
Vijaya Diagnostic Centre Limited INE043W01024	Healthcare Services	1.79%
Apar Industries Limited INE372A01015	Electrical Equipment	1.79%
Bajaj Finance Limited INE296A01032	Finance	1.70%
Minda Corporation Limited INE842C01021	Auto Components	1.43%
Eternal Limited INE758T01015	Retailing	1.42%
Divi's Laboratories Limited INE361B01024	Pharmaceuticals & Biotechnology	1.34%
Axis Bank Limited INE238A01034	Banks	1.27%
Apollo Hospitals Enterprise Limited INE437A01024	Healthcare Services	1.23%
Pidilite Industries Limited INE318A01026	Chemicals & Petrochemicals	1.22%
NTPC Limited INE733E01010	Power	1.22%
PNB Housing Finance Limited INE572E01012	Finance	1.22%
Sansera Engineering Limited INE953O01021	Auto Components	1.16%
The Phoenix Mills Limited INE211B01039	Realty	1.04%
Hindustan Aeronautics Limited INE066F01020	Aerospace & Defense	1.00%
Sona BLW Precision Forgings Limited INE073K01018	Auto Components	0.89%
InterGlobe Aviation Limited INE646L01027	Transport Services	0.85%
Fortis Healthcare Limited INE061F01013	Healthcare Services	0.84%
Shriram Finance Limited INE721A01047	Finance	0.84%
United Spirits Limited INE854D01024	Beverages	0.84%
Dixon Technologies (India) Limited INE935N01020	Consumer Durables	0.82%
Sun Pharmaceutical Industries Limited INE044A01036	Pharmaceuticals & Biotechnology	0.81%
HDFC Life Insurance Company Limited INE795G01014	Insurance	0.79%
Abbott India Limited INE358A01014	Pharmaceuticals & Biotechnology	0.77%
Samvardhana Motherson International Limited INE775A01035	Auto Components	0.76%
Premier Energies Limited INE0BS701011	Electrical Equipment	0.75%
The Indian Hotels Company Limited INE053A01029	Leisure Services	0.75%
Mankind Pharma Limited INE634S01028	Pharmaceuticals & Biotechnology	0.73%
Varun Beverages Limited INE200M01039	Beverages	0.72%
CG Power and Industrial Solutions Limited INE067A01029	Electrical Equipment	0.71%
Britannia Industries Limited INE216A01030	Food Products	0.70%
Doms Industries Limited INE321T01012	Household Products	0.69%
Tata Power Company Limited INE245A01021	Power	0.67%
Arvind Fashions Limited INE955V01021	Retailing	0.62%
Titan Company Limited INE280A01028	Consumer Durables	0.57%
Cipla Limited INE059A01026	Pharmaceuticals & Biotechnology	0.56%
Ather Energy Limited INE0LEZ01016	Automobiles	0.55%
JK Cement Limited INE823G01014	Cement & Cement Products	0.51%
Mphasis Limited INE356A01018	IT - Software	0.51%
ITC Hotels Limited INE379A01028	Leisure Services	0.48%
Tata Consultancy Services Limited INE467B01029	IT - Software	0.47%
Sundaram Finance Limited INE660A01013	Finance	0.46%
PG Electroplast Limited INE457L01029	Consumer Durables	0.45%
SBI Life Insurance Company Limited INE123W01016	Insurance	0.45%
Indus Towers Limited INE121J01017	Telecom - Services	0.44%
RBL Bank Limited INE976G01028	Banks	0.44%
Cholamandalam Investment and Finance Company Ltd INE121A01024	Finance	0.43%
Awfis Space Solutions Limited INE108V01019	Commercial Services & Supplies	0.43%
Piramal Pharma Limited INE0DK501011	Pharmaceuticals & Biotechnology	0.42%
Jubilant Foodworks Limited INE797F01020	Leisure Services	0.42%
Kirloskar Oil Engines Limited INE146L01010	Industrial Products	0.42%
Tech Mahindra Limited INE669C01036	IT - Software	0.40%
Info Edge (India) Limited INE663F01032	Retailing	0.40%
Amber Enterprises India Limited INE371P01015	Consumer Durables	0.37%
Computer Age Management Services Limited INE596I01020	Capital Markets	0.37%
Jyoti CNC Automation Ltd INE980O01024	Industrial Manufacturing	0.37%
Voltamp Transformers Limited INE540H01012	Electrical Equipment	0.35%
Hindustan Unilever Limited INE030A01027	Diversified FMCG	0.35%
Delhivery Limited INE148O01028	Transport Services	0.35%
ITC Limited INE154A01025	Diversified FMCG	0.34%
Cohance Lifesciences Limited INE03QK01018	Pharmaceuticals & Biotechnology	0.34%
REC Limited INE020B01018	Finance	0.34%
Gujarat Fluorochemicals Limited INE09N301011	Chemicals & Petrochemicals	0.34%
Berger Paints (I) Limited INE463A01038	Consumer Durables	0.33%
Zydus Lifesciences Limited INE010B01027	Pharmaceuticals & Biotechnology	0.31%
Bharat Electronics Limited INE263A01024	Aerospace & Defense	0.31%
Tata Motors Ltd INE1TAE01010	Agricultural, Commercial & Construction Vehicles	0.29%
Schaeffler India Limited INE513A01022	Auto Components	0.29%
Titagarh Rail Systems Limited INE615H01020	Industrial Manufacturing	0.27%
Exide Industries Limited INE302A01020	Auto Components	0.26%
Tata Steel Limited INE081A01020	Ferrous Metals	0.25%
ICICI Prudential Life Insurance Company Limited INE726G01019	Insurance	0.24%
GE Vernova T&D India Limited INE200A01026	Electrical Equipment	0.24%
Hindalco Industries Limited INE038A01020	Non - Ferrous Metals	0.24%
Hyundai Motor India Ltd INE0V6F01027	Automobiles	0.22%
Global Health Limited INE474Q01031	Healthcare Services	0.21%
Kaynes Technology India Limited INE918Z01012	Industrial Manufacturing	0.20%
Maruti Suzuki India Limited INE585B01010	Automobiles	0.18%
HCL Technologies Limited INE860A01027	IT - Software	0.15%
Voltas Limited INE226A01021	Consumer Durables	0.13%
Azad Engineering Ltd INE02IJ01035	Electrical Equipment	0.08%
Avenue Supermarts Limited INE192R01011	Retailing	0.04%
Coforge Limited INE591G01025	IT - Software	0.01%

Show 76 moreShow fewer

Debt, money market and cash 6

Holding	Sector / type	% of fund
Clearing Corporation of India Ltd	–	9.88%
7.3% Government of India (19/06/2053) IN0020230051	Sovereign	5.36%
7.25% Government of India (12/06/2063) IN0020230044	Sovereign	2.80%
7.18% Government of India (24/07/2037) IN0020230077	Sovereign	1.85%
7.1% Government of India (08/04/2034) IN0020240019	Sovereign	0.93%
Net Receivables / (Payables)	–	0.39%

From the fund house's monthly portfolio (axismf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility14.8%yearly, from daily NAVs

Worst fall-15.86%27 Sept 2024 → 23 Oct 2026

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Dec 2019).

Fund details

Fund size (average AUM, July - September 2026)	₹282 cr across all plans · this plan ₹0.51 cr
Fund house	Axis Mutual Fund
Category	Solution oriented · Retirement
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 1.34% · Regular 2.56% (5 Nov 2026)
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	147827
ISIN	INF846K01T36
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Regular · Growth	₹21.9900	-0.27%
Regular · Growth	₹19.7600	-1.54%
Regular · IDCW	₹18.2200	-9.22%

Top Retirement funds (regular plans)

Fund	1 year	3 years (a year)
ICICI Prudential Retirement Fund Pure Equity Plan	+1.26%	+18.81%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan	+0.67%	+15.94%
Aditya Birla Sun Life Retirement Fund-The 30s Plan	+10.24%	+15.91%
Tata Retirement Savings Fund-Progressive Plan	+5.15%	+13.29%
Axis Retirement Fund - Dynamic Plan	-0.27%	+13.05%
Tata Retirement Savings Fund-Moderate Plan	+4.91%	+12.64%
Axis Retirement Fund - Aggressive Plan	-0.44%	+12.11%
Union Retirement Fund	+1.63%	+12.11%

All Retirement funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Axis Retirement Fund - Dynamic Plan - Regular Plan - IDCW today?

₹20.0500 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of Axis Retirement Fund - Dynamic Plan - Regular Plan - IDCW?

1 year: -8.07%, 3 years: 10.01% a year, 5 years: 6.40% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.