Markets / Mutual funds / ELSS (tax saver)

BANK OF INDIA ELSS TAX SAVER FUND - Regular Plan - Growth

NAVs of 6 Nov 2026

Bank of India Mutual Fund · Equity fund · Regular plan · Growth

ELSS (tax saver)Regular · GrowthRisk: Very High

NAV · 5 Nov 2026

₹195.2800 ▲ 1.94%

Bank of India Mutual Fund

Fund size₹1,406 crJuly - September 2026

1-month range₹180.44 – 195.28

1 year+2.80%rank 4 of 49

Expense ratio2.34%regular plan, a year

5 years+11.68%a year

What the fund does

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is not providing any assured or guaranteed returns. However, there is no assurance that the investment objectives of the Scheme will be achieved.

BenchmarkBSE 500 TRI

Launched25 Feb 2009

Fund houseBank of India Mutual Fund

Fund managersAlok Singh

NAV history

Returns

1 week

+4.92%avg 5.2%

1 month

+2.44%avg 3.7%

3 months

-0.85%avg -1.8%

6 months

+0.07%avg 1.3%

This year

+3.64%avg -1.2%

1 year

+2.80%avg -1.3% · #4/49

3 years (a year)

+13.19%avg 11.3% · #12/48

5 years (a year)

+11.68%avg 9.8% · #6/40

Bars: this plan; the thin mark is the ELSS (tax saver) average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.1
2025	-9.6	-11.5	+11.1	+0.4	+6.0	+2.4	-2.1	-2.9	+1.5	+3.9	-0.1	-0.5
2026	-1.4	+1.2	-8.7	+11.6	-1.2	+2.2	-0.3	+1.8	-3.2	-2.7	+5.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held5662 lines in all

Top 10 stocks33.5%of the fund

Equity88.0%stocks and equity derivatives

Debt & cash12.0%everything else

Where the money is

Equity 88.0%Money market 2.8%Cash & others 9.2%

Sectors (stocks held)

Banks

17.1%

Aerospace & Defense

5.4%

Auto Components

5.2%

Pharmaceuticals & Biotechnology

4.9%

Electrical Equipment

4.3%

Industrial Manufacturing

3.4%

Power

3.4%

Food Products

3.3%

Credit quality (debt and money market)

A1+

2.7%

Sovereign

0.1%

Changes since 31 May 2026

Share of fund	30 Sept 2026	31 May 2026	Change
Stocks held	88.0%	96.3%	-8.24
Money market	2.8%	1.2%	+1.66
Cash & others	9.2%	2.6%	+6.58
Top 10 stocks	33.5%	31.0%	+2.53
Number of stocks	56	58	-2

New stocks 10

EID Parry India Limited2.26%
Larsen & Toubro Limited2.23%
HEG Graphite Ltd **1.82%
Aditya Infotech Limited1.72%
Hindustan Copper Limited1.01%
UltraTech Cement Limited1.00%
Glass Wall Systems India Limited0.74%
National Stock Exchange Of India Ltd0.72%
Triveni Power Transmission Limited **0.59%
Leap India Limited0.32%

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Stocks sold off 12

Power Finance Corporation Limitedwas 2.75%
HEG Limitedwas 2.38%
National Aluminium Company Limitedwas 2.10%
Ambuja Cements Limitedwas 2.01%
Kotak Mahindra Bank Limitedwas 1.39%
Triveni Engineering & Industries Limitedwas 1.22%
Siemens Limitedwas 1.17%
Deepak Nitrite Limitedwas 1.17%
CMS Info System Limitedwas 0.61%
Malco Energy Limited **was 0.50%
Vedanta Iron And Steel Limited **was 0.11%
Talwandi Sabo Power Limited **was 0.07%

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Bought more 9

ICICI Bank Limited+1.21
State Bank of India+0.94
Balrampur Chini Mills Limited+0.93
Quality Power Electrical Eqp Ltd+0.65
Dr. Reddy's Laboratories Limited+0.64
Bank of Baroda+0.64
ICICI Prudential Asset Management Company Limited+0.59
LG Electronics India Ltd+0.34
Hindustan Aeronautics Limited+0.33

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Cut back 12

Vedanta Limited-1.79
Tata Steel Limited-1.64
Prudent Corporate Advisory Services Limited-1.43
Acutaas Chemicals Limited-1.25
Vedanta Aluminium Metal Limited-1.07
ITC Limited-0.67
HDFC Bank Limited-0.63
Bharat Forge Limited-0.57
JSW Steel Limited-0.54
Siemens Energy India Limited-0.48
NTPC Limited-0.46
Bharat Heavy Electricals Limited-0.30

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Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 56

Holding	Sector / type	% of fund
State Bank of India INE062A01020	Banks	5.02%
ICICI Bank Limited INE090A01021	Banks	4.26%
Hindustan Aeronautics Limited INE066F01020	Aerospace & Defense	3.76%
Bharti Airtel Limited INE397D01024	Telecom - Services	3.21%
Quality Power Electrical Eqp Ltd INE0SII01026	Electrical Equipment	3.15%
Adani Ports and Special Economic Zone Limited INE742F01042	Transport Infrastructure	2.95%
UNO Minda Limited INE405E01023	Auto Components	2.83%
Balrampur Chini Mills Limited INE119A01028	Agricultural Food & other Products	2.81%
Dr. Reddy's Laboratories Limited INE089A01031	Pharmaceuticals & Biotechnology	2.81%
LG Electronics India Ltd INE324D01010	Consumer Durables	2.74%
NTPC Limited INE733E01010	Power	2.46%
Bank of Baroda INE028A01039	Banks	2.29%
EID Parry India Limited INE126A01031	Food Products	2.26%
HDFC Bank Limited INE040A01034	Banks	2.23%
Larsen & Toubro Limited INE018A01030	Construction	2.23%
Coromandel International Limited INE169A01031	Fertilizers & Agrochemicals	2.02%
Indian Bank INE562A01011	Banks	2.01%
Acutaas Chemicals Limited INE00FF01025	Pharmaceuticals & Biotechnology	1.99%
Reliance Industries Limited INE002A01018	Petroleum Products	1.95%
ICICI Prudential Asset Management Company Limited INE346A01027	Capital Markets	1.85%
HEG Graphite Ltd ** INE0Y9J01020	Miscellaneous	1.82%
Aditya Infotech Limited INE819V01029	Industrial Manufacturing	1.72%
Mahindra & Mahindra Limited INE101A01026	Automobiles	1.71%
Bharat Electronics Limited INE263A01024	Aerospace & Defense	1.65%
Tata Motors Ltd INE1TAE01010	Agricultural, Commercial & Construction Vehicles	1.51%
SBI Life Insurance Company Limited INE123W01016	Insurance	1.37%
Inox India Limited INE616N01034	Industrial Products	1.35%
ZF Commercial Vehicle Control Systems India Limited INE342J01019	Auto Components	1.34%
Swan Corp Limited INE665A01038	Chemicals & Petrochemicals	1.33%
Canara Bank INE476A01022	Banks	1.27%
K.P.R. Mill Limited INE930H01031	Textiles & Apparels	1.24%
Vedanta Aluminium Metal Limited INE1CDF01017	Non - Ferrous Metals	1.24%
Titagarh Rail Systems Limited INE615H01020	Industrial Manufacturing	1.11%
Hindustan Copper Limited INE531E01026	Non - Ferrous Metals	1.01%
UltraTech Cement Limited INE481G01011	Cement & Cement Products	1.00%
JSW Steel Limited INE019A01038	Ferrous Metals	0.99%
Britannia Industries Limited INE216A01030	Food Products	0.99%
Bharat Forge Limited INE465A01025	Auto Components	0.99%
ITC Limited INE154A01025	Diversified FMCG	0.96%
Tata Power Company Limited INE245A01021	Power	0.95%
Max Financial Services Limited INE180A01020	Insurance	0.93%
Siemens Energy India Limited INE1NPP01017	Electrical Equipment	0.87%
Glass Wall Systems India Limited INE644Q01039	Other Construction Materials	0.74%
National Stock Exchange Of India Ltd INE721I01024	Capital Markets	0.72%
Zaggle Prepaid Ocean Services Limited INE07K301024	IT - Services	0.71%
Apollo Hospitals Enterprise Limited INE437A01024	Healthcare Services	0.60%
Triveni Power Transmission Limited ** INE2WKE01011	Industrial Manufacturing	0.59%
Tata Steel Limited INE081A01020	Ferrous Metals	0.47%
Vedanta Limited INE205A01025	Diversified Metals	0.38%
Leap India Limited INE00GO01025	Commercial Services & Supplies	0.32%
Varun Beverages Limited INE200M01039	Beverages	0.32%
Bharat Heavy Electricals Limited INE257A01026	Electrical Equipment	0.30%
Prudent Corporate Advisory Services Limited INE00F201020	Capital Markets	0.27%
InterGlobe Aviation Limited INE646L01027	Transport Services	0.24%
DLF Limited INE271C01023	Realty	0.12%
Advanced Enzyme Technologies Limited INE837H01020	Pharmaceuticals & Biotechnology	0.08%

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Debt, money market and cash 6

Holding	Sector / type	% of fund
TREPS	–	9.03%
Small Industries Dev Bank of India (05/02/2027) ** # INE556F16BZ5	CRISIL A1+	1.07%
Bank of Baroda (11/12/2026) ** # INE028A16KT0	FITCH A1+	0.90%
Small Industries Dev Bank of India (26/02/2027) ** # INE556F16CC2	CRISIL A1+	0.71%
364 Days Tbill (MD 07/01/2027) IN002025Z401	SOVEREIGN	0.13%
Net Receivables / (Payables)	–	0.12%

From the fund house's monthly portfolio (boimf.in), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility14.2%yearly, from daily NAVs

Worst fall-23.58%13 Dec 2024 → 28 Feb 2025

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹1,406 cr across all plans · this plan ₹530 cr
Fund house	Bank of India Mutual Fund
Category	Equity · ELSS (tax saver)
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 1.16% · Regular 2.34% (5 Nov 2026)
Minimum investment	₹500 · additional ₹500
Scheme code (AMFI)	119351
ISIN	INF761K01884
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Regular · Growth	₹179.3300	+1.93%
Regular · Growth	₹165.1600	+1.61%
Regular · IDCW	₹31.8200	+1.63%
Regular · IDCW	₹29.7700	+1.95%
Regular · IDCW	₹77.9800	+2.79%

Top ELSS (tax saver) funds (regular plans)

Fund	1 year	3 years (a year)
Motilal Oswal ELSS Tax Saver Fund	+5.48%	+19.18%
HSBC ELSS Tax saver Fund	+2.23%	+15.90%
JM ELSS - Tax Saver Fund	+3.74%	+15.49%
WhiteOak Capital ELSS Tax Saver Fund	+0.76%	+15.04%
Quant ELSS Tax Saver Fund	+9.22%	+14.75%
Baroda BNP Paribas ELSS Tax Saver Fund	+0.58%	+14.31%
SBI ELSS Tax Saver Fund	-3.94%	+13.95%
DSP ELSS Tax Saver Fund	-1.84%	+13.82%
BANK OF INDIA ELSS TAX SAVER FUND	+2.80%	+13.19%

All ELSS (tax saver) funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of BANK OF INDIA ELSS TAX SAVER FUND - Regular Plan - Growth today?

₹195.2800 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of BANK OF INDIA ELSS TAX SAVER FUND - Regular Plan - Growth?

1 year: 2.80%, 3 years: 13.19% a year, 5 years: 11.68% a year

How does BANK OF INDIA ELSS TAX SAVER FUND rank in its category?

4 of 49 ELSS (tax saver) funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.