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Mutual fundsSIF

BANK OF INDIA LIQUID FUND - Regular Plan - IDCW

NAVs of 8 Nov 2026

Bank of India Mutual Fund · Debt fund · Regular plan · IDCW

LiquidRegular · IDCWRisk: Low to Moderate
NAV · 6 Nov 2026
₹1,005.0000 ▲ 0.00%
Bank of India Mutual Fund
Fund size₹1,895 crJuly - September 2026
1-month range₹1,004.90 – 1,005.00
1 year+0.23%
Expense ratio0.15%regular plan, a year
5 years+0.05%a year

What the fund does

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. Further there is no assurance that the investment objectives of the Scheme will be realized.

BenchmarkCRISIL Liquid Debt A-I Index
Launched1 Jan 2013
Fund houseBank of India Mutual Fund
Fund managersMr.Mithraem Bharucha

NAV history

1,0051,0051,005 2026-08-172026-08-282026-09-102026-09-232026-10-062026-10-192026-10-30

Returns

1 week
0.00%avg 0.1%
1 month
0.00%avg 0.3%
3 months
0.00%avg 1.1%
6 months
0.00%avg 0.5%
This year
+0.23%avg 2.1%
1 year
+0.23%avg 2.6%
3 years (a year)
+0.08%avg 3.5%
5 years (a year)
+0.05%avg 2.1%
10 years (a year)
+0.02%avg 3.0%

Bars: this plan; the thin mark is the Liquid average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.0
2025+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0
2026+0.2+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings4445 lines in all
Top 10 holdings45.5%of the fund
Debt0.3%bonds, government securities
Money market118.0%CDs, CPs, treasury bills

Where the money is

Debt 0.3%Money market 118.0%Short -18.3%

Credit quality (debt and money market)

A1+
98.3%
Sovereign
19.7%
Unrated / other
0.3%

Changes since 31 May 2026

Share of fund30 Sept 202631 May 2026Change
Short positions-18.3%0.0%-18.33
Debt0.3%0.3%-0.02
Money market118.0%99.2%+18.87
Cash & others-18.3%0.5%-18.85

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Short positions 1

HoldingSector / type% of fund
Net Receivables / (Payables)–-18.33%

Bonds, money market and cash 44

HoldingSector / type% of fund
National Bank For Agriculture and Rural Development (10/11/2026) ** #
INE261F16AC3		FITCH A1+7.95%
Small Industries Dev Bank of India (10/11/2026) ** #
INE556F16BR2		CARE A1+5.30%
Axis Bank Limited (16/12/2026) ** #
INE238AD6CA3		CRISIL A1+5.27%
91 Days Tbill (MD 19/11/2026)
IN002026X206		SOVEREIGN3.97%
364 Days Tbill (MD 26/11/2026)
IN002025Z351		SOVEREIGN3.97%
Canara Bank (30/11/2026) ** #
INE476A16K06		CRISIL A1+3.96%
Aditya Birla Housing Finance Limited (23/11/2026) **
INE831R14GN7		CRISIL A1+3.96%
Indian Bank (15/12/2026) ** #
INE562A16QN8		CRISIL A1+3.95%
HDFC Bank Limited (19/11/2026) ** #
INE040A16HY1		CARE A1+3.70%
364 Days Tbill (MD 03/12/2026)
IN002025Z369		SOVEREIGN3.44%
Bank of Baroda (06/11/2026) ** #
INE028A16KI3		FITCH A1+2.65%
Small Industries Dev Bank of India (06/11/2026) ** #
INE556F16BQ4		CRISIL A1+2.65%
Bajaj Finance Limited (04/11/2026) **
INE296A14D13		ICRA A1+2.65%
Axis Securities Limited (04/11/2026) **
INE110O14JH9		CRISIL A1+2.65%
Redington Limited (13/11/2026) **
INE891D14D01		CRISIL A1+2.65%
ICICI Securities Limited (13/11/2026) **
INE763G14I65		CRISIL A1+2.65%
ICICI Home Finance Company Limited (17/11/2026) **
INE071G14IH1		ICRA A1+2.65%
91 Days Tbill (MD 27/11/2026)
IN002026X214		SOVEREIGN2.65%
Canara Bank (23/11/2026) ** #
INE476A16K97		CRISIL A1+2.64%
Axis Bank Limited (27/11/2026) ** #
INE238AD6BP3		CRISIL A1+2.64%
Godrej Industries Limited (20/11/2026) **
INE233A149V2		CRISIL A1+2.64%
Motilal Oswal Financial Services Limited (17/11/2026) **
INE338I14NF4		CRISIL A1+2.64%
LIC Housing Finance Limited (26/11/2026) **
INE115A14FY0		CRISIL A1+2.64%
Reliance Retail Ventures Limited (27/11/2026) **
INE929O14FM0		CRISIL A1+2.64%
Axis Finance Limited (26/11/2026) **
INE891K14QH7		CRISIL A1+2.64%
Kotak Securities Limited (03/12/2026) **
INE028E14YC4		CRISIL A1+2.64%
Reliance Retail Ventures Limited (11/12/2026) **
INE929O14FL2		CRISIL A1+2.64%
91 Days Tbill (MD 10/12/2026)
IN002026X230		SOVEREIGN2.64%
Kotak Mahindra Bank Limited (21/12/2026) #
INE237AD6158		CRISIL A1+2.63%
Manappuram Finance Limited (03/12/2026) **
INE522D14OZ0		CRISIL A1+2.63%
HDFC Securities Limited (07/12/2026) **
INE700G14WA1		CRISIL A1+2.63%
Union Bank of India (27/10/2026) ** #
INE692A16NB5		ICRA A1+2.39%
HDFC Bank Limited (06/11/2026) ** #
INE040A16HU9		CARE A1+2.39%
Bank of Baroda (05/11/2026) ** #
INE028A16KH5		CARE A1+1.33%
AU Small Finance Bank Limited (06/11/2026) ** #
INE949L16DZ6		CRISIL A1+1.33%
Axis Bank Limited (07/12/2026) #
INE238AD6CN6		CRISIL A1+1.32%
Bank of Baroda (11/12/2026) ** #
INE028A16KT0		FITCH A1+1.32%
Kotak Mahindra Prime Limited (20/11/2026) **
INE916D146R7		CRISIL A1+1.32%
Kotak Mahindra Prime Limited (04/12/2026) **
INE916D146S5		CRISIL A1+1.32%
182 Days Tbill (MD 19/11/2026)
IN002026Y071		SOVEREIGN1.32%
182 Days Tbill (MD 17/12/2026)
IN002026Y113		SOVEREIGN1.32%
ICICI Securities Limited (15/12/2026) **
INE763G14O00		CRISIL A1+1.31%
91 Days Tbill (MD 01/10/2026)
IN002026X131		SOVEREIGN0.40%
Corporate Debt Market Development Fund #
INF0RQ622028		–0.30%

From the fund house's monthly portfolio (boimf.in), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility0.1%yearly, from daily NAVs
Worst fall-0.01%19 Jan 2026 → 7 Jul 2026
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹1,895 cr across all plans · this plan ₹5.72 cr
Fund houseBank of India Mutual Fund
CategoryDebt · Liquid
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.09% · Regular 0.15% (5 Nov 2026)
Exit load1 day-0.0070% 2 days-0.0065% 3 days-0.0060% 4 days-0.0055% 5 days-0.0050% 6 days-0.0045% 7 days or more-Nil
Minimum investment₹5,000 · additional ₹1,000
Scheme code (AMFI)119368
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Regular · Growth₹3,267.0638+6.48%
Regular · Growth₹3,301.4545+6.53%
Regular · IDCW₹1,005.9649+0.42%
Regular · IDCW₹1,005.0000+0.29%
Regular · IDCW₹1,005.9713-5.28%

Top Liquid funds (regular plans)

Fund1 year3 years (a year)
Axis Liquid Fund+6.59%+6.99%
Groww Liquid Fund+6.53%+6.97%
Franklin India Liquid Fund+6.56%+6.97%
Franklin India Liquid Fund+6.56%+6.97%
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)+6.57%+6.97%
PGIM India Liquid Fund+6.55%+6.96%
BANK OF INDIA LIQUID FUND+6.53%+6.95%
Tata Liquid Fund+6.50%+6.95%

All Liquid funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of BANK OF INDIA LIQUID FUND - Regular Plan - IDCW today?

₹1,005.0000 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of BANK OF INDIA LIQUID FUND - Regular Plan - IDCW?

1 year: 0.23%, 3 years: 0.08% a year, 5 years: 0.05% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.