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Mutual fundsSIF

BANK OF INDIA SHORT TERM FUND - Regular Plan - Growth

NAVs of 8 Nov 2026

Bank of India Mutual Fund · Debt fund · Regular plan · Growth

Short DurationRegular · GrowthRisk: Moderate
NAV · 6 Nov 2026
₹31.2569 ▼ 0.03%
Bank of India Mutual Fund
Fund size₹266 crJuly - September 2026
1-month range₹30.97 – 31.27
1 year+4.91%rank 5 of 44
Expense ratio1.19%regular plan, a year
5 years+10.91%a year

What the fund does

The Scheme seeks to generate income and capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

BenchmarkCRISIL Short Duration Debt A-II Index
Launched1 Jan 2013
Fund houseBank of India Mutual Fund
Fund managersMr.Mithraem Bharucha

NAV history

313131 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.75%avg 0.6%
1 month
+0.49%avg 0.4%
3 months
+0.76%avg 0.4%
6 months
+2.98%avg 2.0%
This year
+4.32%avg 2.8%
1 year
+4.91%avg 3.1% · #5/44
3 years (a year)
+7.68%avg 5.2% · #2/44
5 years (a year)
+10.91%avg 4.9% · #1/36

Bars: this plan; the thin mark is the Short Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.4
2025+0.8+0.4+1.0+1.2+1.0+0.2+0.6+0.2+0.6+0.7+0.5+0.2
2026+0.1+0.7-0.3+0.5+0.3+1.6+0.4+0.3+0.2-0.2+0.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings2527 lines in all
Top 10 holdings63.8%of the fund
Debt66.0%bonds, government securities
Money market29.7%CDs, CPs, treasury bills

Where the money is

Debt 66.0%Money market 29.7%Cash & others 4.3%

Credit quality (debt and money market)

A1+
29.0%
AAA
25.3%
Sovereign
21.8%
AA+
19.3%
Unrated / other
0.3%

Changes since 31 May 2026

Share of fund30 Sept 202631 May 2026Change
Debt66.0%71.4%-5.40
Money market29.7%16.0%+13.70
Cash & others4.3%12.6%-8.30

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 27

HoldingSector / type% of fund
6.94% Government of India (11/05/2036)
IN0020260025		SOVEREIGN11.63%
7.6% Power Finance Corporation Limited (13/04/2029) **
INE134E08MX3		CRISIL AAA8.07%
6.90% LIC Housing Finance Limited (17/09/2027)
INE115A07RH4		CRISIL AAA7.65%
L&T Finance Limited (19/03/2027) **
INE498L14FQ3		CRISIL A1+7.46%
6.48% Government of India (06/10/2035)
IN0020250091		SOVEREIGN5.66%
Canara Bank (12/03/2027) ** #
INE476A16H92		ICRA A1+5.62%
Small Industries Dev Bank of India (03/09/2027) #
INE556F16CI9		CRISIL A1+5.41%
7.6% Torrent Pharmaceuticals Limited (19/01/2029) **
INE685A07157		ICRA AA+4.58%
8.9% Muthoot Finance Limited (07/10/2027) **
INE414G07JI3		CRISIL AA+3.87%
8.40% Godrej Industries Limited (27/08/2027) **
INE233A08113		CRISIL AA+3.86%
7.37% Indian Railway Finance Corporation Limited (31/07/2029) **
INE053F08411		CRISIL AAA3.83%
HDFC Bank Limited (15/01/2027) #
INE040A16KD9		ICRA A1+3.78%
ICICI Securities Limited (15/03/2027) **
INE763G14L78		CRISIL A1+3.73%
8.95% Vedanta Limited (16/03/2029) **
INE205A08095		CRISIL AA+3.10%
Net Receivables / (Payables)–2.81%
9.45% Vedanta Limited (05/06/2028) **
INE205A08053		CRISIL AA+1.95%
7.1% Government of India (18/04/2029)
IN0020220011		SOVEREIGN1.95%
8.1167% Bajaj Finance Limited (10/05/2027)
INE296A07SX7		CRISIL AAA1.93%
7.48% National Bank For Agriculture and Rural Development (15/09/2028)
INE261F08EO7		CRISIL AAA1.92%
8.05% Muthoot Finance Limited (25/11/2027)
INE414G07JQ6		CRISIL AA+1.92%
7.40 % National Bank For Agriculture and Rural Development (29/04/2030) **
INE261F08EL3		CRISIL AAA1.90%
Godrej Housing Finance Limited (19/03/2027) **
INE02JD14807		CRISIL A1+1.87%
6.98% State Government Securities (29/09/2033)
IN2820210093		SOVEREIGN1.85%
TREPS–1.50%
Punjab National Bank (12/03/2027) #
INE160A16UV6		CRISIL A1+1.12%
364 Days Tbill (MD 07/01/2027)
IN002025Z401		SOVEREIGN0.72%
Corporate Debt Market Development Fund #
INF0RQ622028		–0.31%

From the fund house's monthly portfolio (boimf.in), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.2%yearly, from daily NAVs
Worst fall-19.48%31 May 2019 → 30 Apr 2020
RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹266 cr across all plans · this plan ₹145 cr
Fund houseBank of India Mutual Fund
CategoryDebt · Short Duration
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 0.54% · Regular 1.19% (5 Nov 2026)
Minimum investment₹5,000 · additional ₹1,000
Scheme code (AMFI)119382
ISININF761K01736
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Regular · Growth₹28.5263+4.29%
Regular · IDCW₹14.5779+3.86%
Regular · IDCW₹14.4255+4.29%
Regular · IDCW₹15.1360+4.49%
Regular · IDCW₹14.4094+4.91%

Top Short Duration funds (regular plans)

Fund1 year3 years (a year)
Axis Short Term Fund+5.36%+7.76%
BANK OF INDIA SHORT TERM FUND+4.91%+7.68%
Groww Short Term Fund+5.38%+7.57%
Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund)+5.04%+7.42%
Mirae Asset Short Term Fund+4.40%+7.30%
Axis Short Term Fund+4.80%+7.20%
Axis Short Term Fund+4.80%+7.19%
HDFC Short Term Fund+4.46%+7.09%

All Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of BANK OF INDIA SHORT TERM FUND - Regular Plan - Growth today?

₹31.2569 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of BANK OF INDIA SHORT TERM FUND - Regular Plan - Growth?

1 year: 4.91%, 3 years: 7.68% a year, 5 years: 10.91% a year

How does BANK OF INDIA SHORT TERM FUND rank in its category?

5 of 44 Short Duration funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.