Markets / Mutual funds / ELSS (tax saver)

HDFC ELSS - Tax Saver Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

HDFC Mutual Fund · Equity fund · Direct plan · IDCW

ELSS (tax saver)Direct · IDCWRisk: Very High

NAV · 6 Nov 2026

₹68.5230 ▲ 1.61%

HDFC Mutual Fund

Fund size₹15,818 crJuly - September 2026

1-month range₹62.15 – 68.52

1 year-11.14%

Expense ratio1.20%direct plan, a year

5 years+2.90%a year

What the fund does

To generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkNIFTY 500 Index (Total Returns Index)

Fund houseHDFC Mutual Fund

Fund managersFM 1 -Mr. Amar KalkundrikarFM 2 - Mr. Gopal Agrawal

NAV history

Returns

1 week

+7.07%avg 6.4%

1 month

+8.43%avg 4.8%

3 months

+0.83%avg -0.8%

6 months

+4.64%avg 3.1%

This year

-12.10%avg 0.5%

1 year

-11.14%avg 1.3%

3 years (a year)

+3.65%avg 13.0%

5 years (a year)

+2.90%avg 11.5%

Bars: this plan; the thin mark is the ELSS (tax saver) average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-1.0
2025	-2.7	-5.0	-3.7	+3.2	+2.7	+3.4	-1.9	-0.5	+1.3	+3.0	+0.4	-0.4
2026	-2.3	-9.2	-12.1	+6.5	-1.1	+2.2	+2.9	+0.1	-6.3	+1.2	+7.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held6164 lines in all

Top 10 stocks50.6%of the fund

Short positions-0.1%sold through derivatives

Net equity99.2%long stocks and derivatives minus shorts

Where the money is

Equity 99.3%Debt 0.3%Cash & others 0.4%Short -0.1%

Sectors (stocks held)

Banks

34.2%

Automobiles

10.9%

IT - Software

5.9%

Insurance

5.9%

Telecom - Services

4.5%

Healthcare Services

4.2%

Pharmaceuticals & Biotechnology

4.0%

Ferrous Metals

3.4%

Stocks held 61

Holding	Sector / type	% of fund
ICICI Bank Ltd. INE090A01021	Banks	9.06%
HDFC Bank Ltd.£ INE040A01034	Banks	7.87%
Axis Bank Ltd. INE238A01034	Banks	6.56%
Kotak Mahindra Bank Limited INE237A01036	Banks	4.88%
State Bank of India INE062A01020	Banks	4.49%
Bharti Airtel Ltd. INE397D01024	Telecom - Services	4.45%
Maruti Suzuki India Limited INE585B01010	Automobiles	4.40%
SBI Life Insurance Company Ltd. INE123W01016	Insurance	3.21%
HCL Technologies Ltd. INE860A01027	IT - Software	2.94%
Hyundai Motor India Limited INE0V6F01027	Automobiles	2.72%
Reliance Industries Ltd. INE002A01018	Petroleum Products	2.64%
Eternal Limited INE758T01015	Retailing	2.41%
Bajaj Auto Limited INE917I01010	Automobiles	1.88%
Tata Steel Ltd. INE081A01020	Ferrous Metals	1.85%
Britannia Industries Ltd. INE216A01030	Food Products	1.69%
Larsen and Toubro Ltd. INE018A01030	Construction	1.59%
JSW Steel Ltd. INE019A01038	Ferrous Metals	1.55%
Dr. Lal Path Labs Ltd INE600L01024	Healthcare Services	1.52%
Apollo Hospitals Enterprise Ltd. INE437A01024	Healthcare Services	1.50%
Bosch Limited INE323A01026	Auto Components	1.42%
InterGlobe Aviation Ltd. INE646L01027	Transport Services	1.37%
Karur Vysya Bank Ltd. INE036D01028	Banks	1.30%
Alkem Laboratories Ltd. INE540L01014	Pharmaceuticals & Biotechnology	1.21%
Jubilant Foodworks Limited INE797F01020	Leisure Services	1.21%
Hindustan Aeronautics Limited INE066F01020	Aerospace & Defense	1.17%
Metropolis Healthcare Ltd. INE112L01020	Healthcare Services	1.16%
Cipla Ltd. INE059A01026	Pharmaceuticals & Biotechnology	1.11%
ICICI Lombard General Insurance Co INE765G01017	Insurance	1.10%
Power Grid Corporation of India Ltd. INE752E01010	Power	1.09%
Star Health and Allied Insurance Company Ltd INE575P01011	Insurance	1.07%
ICICI PRUDENTIAL ASSET MANAGEMENT COMPANY LIMITED INE346A01027	Capital Markets	1.05%
United Spirits Limited INE854D01024	Beverages	1.03%
Tech Mahindra Ltd. INE669C01036	IT - Software	1.02%
MphasiS Limited. INE356A01018	IT - Software	1.01%
JSW Energy Ltd. INE121E01018	Power	0.97%
Infosys Limited INE009A01021	IT - Software	0.96%
Lupin Ltd. INE326A01037	Pharmaceuticals & Biotechnology	0.95%
Eicher Motors Ltd. INE066A01021	Automobiles	0.86%
PB Fintech Limited INE417T01026	Financial Technology (Fintech)	0.84%
Chalet Hotels Ltd. INE427F01016	Leisure Services	0.81%
360 ONE WAM LIMITED INE466L01038	Capital Markets	0.79%
Hindustan Unilever Ltd. INE030A01027	Diversified FMCG	0.75%
Godrej Consumer Products Ltd. INE102D01028	Personal Products	0.74%
Havells India Ltd. INE176B01034	Consumer Durables	0.73%
Mahindra & Mahindra Ltd. INE101A01026	Automobiles	0.69%
Cummins India Ltd. INE298A01020	Industrial Products	0.68%
Westlife Foodworld Limited INE274F01020	Leisure Services	0.59%
Bharat Electronics Ltd. INE263A01024	Aerospace & Defense	0.56%
Birla Corporation Ltd. INE340A01012	Cement & Cement Products	0.56%
Life Insurance Corporation of India INE0J1Y01017	Insurance	0.53%
The Ramco Cements Ltd. INE331A01037	Cement & Cement Products	0.45%
Cyient Ltd. INE136B01020	IT - Services	0.44%
Cohance Lifesciences Limited INE03QK01018	Pharmaceuticals & Biotechnology	0.42%
Popular Vehicles and Services Limited INE772T01024	Automobiles	0.31%
Teamlease Services Ltd. INE985S01024	Commercial Services & Supplies	0.31%
Rubicon Research Limited INE506V01022	Pharmaceuticals & Biotechnology	0.24%
Tata Motors Limited INE1TAE01010	Agricultural, Commercial & Construction Vehicles	0.17%
JK Lakshmi Cement Ltd INE786A01032	Cement & Cement Products	0.13%
Bajaj Electricals Ltd. INE193E01025	Consumer Durables	0.12%
Anthem Biosciences Limited INE0CZ201020	Pharmaceuticals & Biotechnology	0.07%
SBI Funds Management Limited INE640G01020	Capital Markets	0.05%

Show 46 moreShow fewer

Short positions 1

Holding	Sector / type	% of fund
Net Current Assets	–	-0.06%

Debt, money market and cash 2

Holding	Sector / type	% of fund
TREPS - Tri-party Repo	–	0.47%
7.38% GOI MAT 200627 IN0020220037	Sovereign	0.34%

From the fund house's monthly portfolio (), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility17.4%yearly, from daily NAVs

Worst fall-56.50%29 Dec 2017 → 31 Mar 2020

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Equity and Equity Related Instruments

80–100%

Money market instruments, Other liquid instruments and Units of Mutual Fund*

0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹15,818 cr across all plans · this plan ₹990 cr
Fund house	HDFC Mutual Fund
Category	Equity · ELSS (tax saver)
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 1.20% · Regular 1.76% (4 Nov 2026)
Minimum investment	₹500 · additional ₹500
Scheme code (AMFI)	101980
ISIN	INF179K01AZ9
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹1,536.5270	-1.57%
Direct · IDCW	₹96.0430	-8.23%
Regular · Growth	₹1,411.8750	-2.15%

Top ELSS (tax saver) funds (direct plans)

Fund	1 year	3 years (a year)
Motilal Oswal ELSS Tax Saver Fund	+7.40%	+20.45%
WhiteOak Capital ELSS Tax Saver Fund	+4.41%	+17.38%
JM ELSS - Tax Saver Fund	+6.04%	+16.90%
HSBC ELSS Tax saver Fund	+4.35%	+16.82%
Baroda BNP Paribas ELSS Tax Saver Fund	+3.82%	+16.17%
Quant ELSS Tax Saver Fund	+11.12%	+15.80%
DSP ELSS Tax Saver Fund	+1.36%	+15.52%
Edelweiss ELSS Tax Saver Fund	+4.62%	+15.16%

All ELSS (tax saver) funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of HDFC ELSS - Tax Saver Fund - Direct Plan - IDCW today?

₹68.5230 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of HDFC ELSS - Tax Saver Fund - Direct Plan - IDCW?

1 year: -11.14%, 3 years: 3.65% a year, 5 years: 2.90% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.