Aditya Birla Sun Life Credit Risk Fund - Direct Plan - IDCW

NAVs of 6 Nov 2026

Aditya Birla Sun Life Mutual Fund · Debt fund · Direct plan · IDCW

Credit RiskDirect · IDCW

NAV · 5 Nov 2026

₹28.3210 ▲ 0.20%

Aditya Birla Sun Life Mutual Fund

Fund size₹1,569 crJuly - September 2026

1-month range₹28.07 – 28.32

1 year+11.61%

3 years+13.06%a year

5 years+10.90%a year

What the fund does

Debt fund in the Credit Risk category, from Aditya Birla Sun Life Mutual Fund.

Fund houseAditya Birla Sun Life Mutual Fund

NAV history

Returns

1 week

+0.68%avg 0.7%

1 month

+0.42%avg 0.4%

3 months

+1.03%avg 0.9%

6 months

+4.03%avg 3.6%

This year

+10.48%avg 6.5%

1 year

+11.61%avg 7.4%

3 years (a year)

+13.06%avg 9.5%

5 years (a year)

+10.90%avg 8.2%

Bars: this plan; the thin mark is the Credit Risk average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.3
2025	+1.0	+4.0	+1.1	+1.2	+1.4	+0.6	+0.9	+0.4	+1.0	+1.1	+0.9	+0.3
2026	+3.6	+1.2	+0.2	+0.9	+0.3	+2.0	+0.5	+0.6	+0.3	-0.1	+0.6

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings5557 lines in all

Top 10 holdings37.0%of the fund

Debt80.1%bonds, government securities

Money market2.7%CDs, CPs, treasury bills

Where the money is

Equity 1.5%Debt 80.1%Money market 2.7%Cash & others 15.8%Short -0.9%

Credit quality (debt and money market)

AA-

26.1%

20.3%

AAA

13.5%

AA+

10.7%

Sovereign

5.7%

A1+

2.7%

A-

1.9%

A+

1.8%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Short positions	-0.9%	0.0%	-0.91
Debt	80.1%	85.1%	-4.99
Money market	2.7%	0.0%	+2.66
Cash & others	15.8%	13.4%	+2.38

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 2

Holding	Sector / type	% of fund
Nexus Select Trust INE0NDH25011	Realty	1.22%
Corporate Debt Mkt Devp. Fund-A2 INF0RQ622028	–	0.26%

Short positions 1

Holding	Sector / type	% of fund
Net Receivable / Payable	–	-0.91%

Bonds, money market and cash 54

Holding	Sector / type	% of fund
TREPS	–	10.24%
9.10% SK Finance Ltd. (10/08/2029) ** INE124N07820	IND AA-	5.53%
8.73% Eris Lifesciences Ltd. (07/06/2027) ** INE406M08029	IND AA	4.47%
Jubilant Bevco Ltd. (31/05/2028) (ZCB) INE1D4P08019	CRISIL AA	4.41%
JTPM Metal Traders Ltd. (29/09/2028) (ZCB) ** INE02PE08036	CRISIL AA	3.83%
8.45% Adani Airport Holdings Ltd. (12/02/2029) ** INE0GCN07054	IND AA-	3.58%
5.00% GMR Airports Ltd. (13/02/2027) ** INE776C08083	CRISIL AA-	3.33%
Government of India (11/05/2036) IN0020260025	Sovereign	3.26%
7.46% REC Ltd. (30/06/2028) ** INE020B08EK4	ICRA AAA	3.01%
6.66% Small Industries Development Bank of India (25/10/2028) ** INE556F08KZ3	CRISIL AAA	2.95%
HDFC Bank Ltd. (15/01/2027) # INE040A16KD9	CARE A1+	2.66%
7.79% Tata Capital Housing Finance Ltd. (18/06/2030) ** INE033L07IU8	ICRA AAA	2.66%
9.25% Hinduja Leyland Finance Ltd. (09/07/2031) INE146O08399	CRISIL AA+	2.10%
6.66% National Bank for Agriculture and Rural Development (12/10/2028) ** INE261F08EP4	ICRA AAA	2.07%
Indus Infra Trust INE0NHL23019	Transport Infrastructure	1.96%
9.50% Kogta Financial (India) Ltd. (30/10/2027) ** INE192U07376	CARE AA-	1.94%
11.46% Gaursons India Pvt. Ltd. (26/12/2028) ** INE1BEC07011	ICRA A-	1.93%
9.45% Vedanta Ltd. (05/06/2028) ** INE205A08053	CRISIL AA+	1.83%
8.75% JSW Energy Ltd. (20/03/2028) ** INE121E08047	ICRA AA	1.81%
8.50% SIS Ltd. (26/03/2028) ** INE285J07058	CRISIL AA-	1.81%
8.32% Hero Housing Finance Ltd. (30/08/2027) ** INE800X07097	ICRA AA+	1.80%
8.50% IKF Finance Ltd. (10/03/2028) ** INE859C07253	IND AA-	1.80%
9.90% Oxyzo Financial Services Pvt. Ltd. (13/03/2029) ** INE04VS07495	ICRA A+	1.79%
8.00% Adani Power Ltd. (27/01/2028) ** INE814H07190	IND AA+	1.76%
8.85% Hinduja Housing Finance Ltd. (01/02/2027) ** INE401Y07027	CARE AA+	1.75%
State Government Securities (20/07/2035) IN4520220091	Sovereign	1.52%
8.40% Narayana Hrudayalaya Ltd. (15/02/2030) ** INE410P08024	ICRA AA	1.50%
9.00% Aditya Birla Digital Fashion Ventures Ltd. (20/07/2029) ** INE0M8D08032	CRISIL AA-	1.49%
6.27% IKF Finance Ltd. (12/08/2027) ** INE859C07246	CARE AA-	1.41%
IndiGrid Infrastructure Trust INE219X23014	Power	1.40%
Cube Highways Trust INE0NR623014	Transport Infrastructure	1.36%
9.75% Nuvama Wealth Finance Ltd. (16/04/2027) ** INE918K07PW3	CARE AA	1.33%
14.60% IKF Finance Ltd. (28/04/2028) (FRN) ** INE859C08103	CARE AA-	1.29%
9.60% Avanse Financial Services Ltd. (30/04/2027) ** INE087P07451	CRISIL AA-	1.21%
8.05% JSW Energy Ltd. (10/11/2028) ** INE121E08070	ICRA AA	1.20%
7.27% National Bank for Agriculture and Rural Development (23/02/2029) ** INE261F08ER0	ICRA AAA	1.19%
Embassy Office Parks Reit INE041025011	Realty	1.00%
5.49% Adani Airport Holdings Ltd. (08/09/2028) ** INE0GCN07047	CRISIL AA-	0.96%
8.35% Tata Projects Ltd. (22/07/2027) ** INE725H08204	IND AA	0.90%
5.02% GMR Airports Ltd. (09/09/2029) ** INE776C08091	CRISIL AA-	0.90%
5.00% GMR Airports Ltd. (13/08/2028) ** INE776C08075	CRISIL AA-	0.84%
8.73% Eris Lifesciences Ltd. (07/12/2026) ** INE406M08011	IND AA	0.82%
Government of India (15/04/2065) IN0020250018	Sovereign	0.81%
7.15% National Bank for Financing Infrastructure and Development (28/03/2035) ** INE0KUG08068	ICRA AAA	0.75%
8.95% Vedanta Ltd. (16/03/2029) ** INE205A08095	CRISIL AA+	0.61%
8.20% Adani Power Ltd. (25/01/2029) ** INE814H07208	IND AA+	0.60%
6.59% Power Finance Corporation Ltd. (15/10/2030) ** INE134E08NU7	ICRA AAA	0.58%
Raajmarg Infra Investment Trust INE2PB023011	Transport Infrastructure	0.37%
IRB Invit Fund INE183W23014	Transport Infrastructure	0.36%
8.66% Cholamandalam Investment & Finance Co. Ltd. (23/02/2033) ** INE121A08PY9	ICRA AA+	0.30%
7.38% REC Ltd. (28/02/2029) INE020B08GD4	ICRA AAA	0.22%
State Government Securities (18/03/2035) IN3120250847	Sovereign	0.13%
8.67% Power Finance Corporation Ltd. (18/11/2028) ** INE134E08JR1	CRISIL AAA	0.07%
Government of India (06/10/2035) IN0020250091	Sovereign	0.02%

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From the fund house's monthly portfolio (mutualfund.adityabirlacapital.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility3.5%yearly, from daily NAVs

Worst fall-3.06%30 Sept 2019 → 30 Apr 2020

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹1,569 cr across all plans · this plan ₹0.02 cr
Fund house	Aditya Birla Sun Life Mutual Fund
Category	Debt · Credit Risk
Plan	Direct
Option	IDCW
Scheme code (AMFI)	134388
ISIN	INF209KA1L12
NAV date	5 Nov 2026

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹28.3222	+11.61%
Direct · IDCW	₹14.8154	+4.93%
Regular · Growth	₹25.5551	+10.68%
Regular · IDCW	₹13.3561	+4.05%

Top Credit Risk funds (direct plans)

Fund	1 year	3 years (a year)
DSP Credit Risk Fund	+10.71%	+13.82%
Aditya Birla Sun Life Credit Risk Fund	+11.61%	+13.06%
HSBC Credit Risk Fund	+6.02%	+11.66%
ICICI Prudential Credit Risk Fund	+7.45%	+9.00%
Invesco India Credit Risk Fund	+7.21%	+8.88%
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)	+7.40%	+8.87%
SBI CREDIT RISK FUND	+7.62%	+8.52%
Kotak Credit Risk Fund	+6.55%	+8.45%

All Credit Risk funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Aditya Birla Sun Life Credit Risk Fund - Direct Plan - IDCW today?

₹28.3210 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of Aditya Birla Sun Life Credit Risk Fund - Direct Plan - IDCW?

1 year: 11.61%, 3 years: 13.06% a year, 5 years: 10.90% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.