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Aditya Birla Sun Life Retirement Fund-The 40s Plan - Regular Plan - Growth

NAVs of 8 Nov 2026

Aditya Birla Sun Life Mutual Fund · Solution oriented fund · Regular plan · Growth

RetirementRegular · Growth
NAV · 6 Nov 2026
₹19.5540 ▲ 1.00%
Aditya Birla Sun Life Mutual Fund
Fund size₹115 crJuly - September 2026
1-month range₹18.15 – 19.55
1 year+1.65%rank 22 of 34
Expense ratio2.42%regular plan, a year
5 years+8.21%a year

What the fund does

Solution oriented fund in the Retirement category, from Aditya Birla Sun Life Mutual Fund.

Fund houseAditya Birla Sun Life Mutual Fund

NAV history

181920 2026-08-122026-08-252026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+5.44%avg 4.7%
1 month
+5.14%avg 3.4%
3 months
-0.46%avg -0.8%
6 months
+3.05%avg 2.6%
This year
+1.90%avg 1.7%
1 year
+1.65%avg 2.4% · #22/34
3 years (a year)
+10.92%avg 10.0% · #13/31
5 years (a year)
+8.21%avg 8.1% · #13/29

Bars: this plan; the thin mark is the Retirement average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+1.7
2025-4.5-5.3+6.3+1.5+3.5+2.3-0.9-1.6+0.4+4.4-0.4-0.8
2026-1.8+1.3-8.4+7.2-0.2+1.5+2.3+1.3-5.1-0.6+5.4

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held5764 lines in all
Top 10 stocks31.0%of the fund
Equity78.2%stocks and equity derivatives
Debt & cash21.8%everything else

Where the money is

Equity 78.2%Debt 13.2%Cash & others 8.6%

Sectors (stocks held)

Banks
19.8%
Pharmaceuticals & Biotechnology
6.6%
IT - Software
5.2%
Consumer Durables
5.2%
Retailing
3.8%
Insurance
3.6%
Auto Components
3.6%
Non - Ferrous Metals
3.3%

Credit quality (debt and money market)

Sovereign
12.3%
AAA
0.9%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Stocks held78.2%78.9%-0.68
Debt13.2%12.7%+0.52
Cash & others8.6%8.4%+0.16
Top 10 stocks31.0%31.5%-0.47
Number of stocks57570
Cut back 1
  • ICICI Bank Ltd.-0.27

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 57

HoldingSector / type% of fund
ICICI Bank Ltd.
INE090A01021		Banks6.37%
HDFC Bank Ltd.
INE040A01034		Banks4.07%
Infosys Ltd.
INE009A01021		IT - Software2.94%
Reliance Industries Ltd.
INE002A01018		Petroleum Products2.84%
Ultratech Cement Ltd.
INE481G01011		Cement & Cement Products2.83%
Sun Pharmaceutical Industries Ltd.
INE044A01036		Pharmaceuticals & Biotechnology2.76%
State Bank of India
INE062A01020		Banks2.50%
Kotak Mahindra Bank Ltd.
INE237A01036		Banks2.31%
Axis Bank Ltd.
INE238A01034		Banks2.23%
Hindalco Industries Ltd.
INE038A01020		Non - Ferrous Metals2.14%
Sai Life Sciences Ltd.
INE570L01029		Pharmaceuticals & Biotechnology2.08%
Larsen & Toubro Ltd.
INE018A01030		Construction2.05%
Coforge Ltd.
INE591G01025		IT - Software1.98%
Torrent Pharmaceuticals Ltd.
INE685A01028		Pharmaceuticals & Biotechnology1.75%
S.J.S. Enterprises Ltd.
INE284S01014		Auto Components1.64%
Apollo Hospitals Enterprise Ltd.
INE437A01024		Healthcare Services1.63%
Bank of Maharashtra
INE457A01014		Banks1.63%
Bajaj Auto Ltd.
INE917I01010		Automobiles1.63%
ICICI Lombard General Insurance Company Ltd.
INE765G01017		Insurance1.59%
Brigade Enterprises Ltd.
INE791I01019		Realty1.54%
NTPC Ltd.
INE733E01010		Power1.50%
Eternal Ltd.
INE758T01015		Retailing1.46%
TD Power Systems Ltd.
INE419M01035		Electrical Equipment1.43%
Avenue Supermarts Ltd.
INE192R01011		Retailing1.38%
Dixon Technologies (India) Ltd.
INE935N01020		Consumer Durables1.33%
BlueStone Jewellery & Lifestyle Ltd.
INE304W01038		Consumer Durables1.30%
Bharti Hexacom Ltd.
INE343G01021		Telecom - Services1.30%
Titan Company Ltd.
INE280A01028		Consumer Durables1.21%
Oil & Natural Gas Corporation Ltd.
INE213A01029		Oil1.15%
Vedanta Aluminium Metal Ltd.
INE1CDF01017		Non - Ferrous Metals1.13%
Max Financial Services Ltd.
INE180A01020		Insurance1.12%
Sona Blw Precision Forgings Ltd.
INE073K01018		Auto Components1.06%
Fortis Healthcare Ltd.
INE061F01013		Healthcare Services1.05%
SBFC Finance Ltd.
INE423Y01016		Finance0.98%
Bajaj Finance Ltd.
INE296A01032		Finance0.95%
Meesho Ltd.
INE0VDM01015		Retailing0.93%
CEAT Ltd.
INE482A01020		Auto Components0.89%
Thermax Ltd.
INE152A01029		Electrical Equipment0.84%
Adani Ports and Special Economic Zone Ltd.
INE742F01042		Transport Infrastructure0.82%
SBI Life Insurance Co. Ltd.
INE123W01016		Insurance0.77%
Mrs. Bectors Food Specialities Ltd.
INE495P01020		Food Products0.74%
Devyani International Ltd.
INE872J01023		Leisure Services0.74%
Vedanta Ltd.
INE205A01025		Diversified Metals0.71%
Voltas Ltd.
INE226A01021		Consumer Durables0.68%
Whirlpool of India Ltd.
INE716A01013		Consumer Durables0.65%
Bank of Baroda
INE028A01039		Banks0.63%
Timken India Ltd.
INE325A01013		Industrial Products0.63%
Godrej Consumer Products Ltd.
INE102D01028		Personal Products0.50%
Vinati Organics Ltd.
INE410B01037		Chemicals & Petrochemicals0.49%
H.G. Infra Engineering Ltd.
INE926X01010		Construction0.30%
Birlasoft Ltd.
INE836A01035		IT - Software0.27%
Cholamandalam Investment & Finance Co. Ltd.
INE121A01024		Finance0.25%
Medi Assist Healthcare Services Ltd.
INE456Z01021		Insurance0.14%
Vedanta Oil and Gas Ltd.
INE704J01044		Oil0.09%
Vedanta Power Ltd.
INE694L01019		Power0.09%
Vedanta Iron and Steel Ltd.
INE1CLE01013		Ferrous Metals0.09%
SBI funds Management ltd.
INE640G01020		Capital Markets0.09%

Debt, money market and cash 7

HoldingSector / type% of fund
TREPS–8.23%
Government of India (06/10/2035)
IN0020250091		Sovereign6.52%
Government of India (22/04/2064)
IN0020240035		Sovereign3.03%
Government of India (17/04/2030)
IN0020230036		Sovereign1.84%
8.55% HDFC Bank Ltd. (27/03/2029) **
INE040A08724		CRISIL AAA0.92%
Government of India (06/02/2033)
IN0020220151		Sovereign0.92%
Net Receivable / Payable–0.34%

From the fund house's monthly portfolio (mutualfund.adityabirlacapital.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility11.0%yearly, from daily NAVs
Worst fall-17.57%31 Jan 2020 → 31 Mar 2020

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 29 Mar 2019).

Fund details

Fund size (average AUM, July - September 2026)₹115 cr across all plans · this plan ₹104 cr
Fund houseAditya Birla Sun Life Mutual Fund
CategorySolution oriented · Retirement
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 1.18% · Regular 2.42% (5 Nov 2026)
Scheme code (AMFI)146929
ISININF209KB1I56
NAV date6 Nov 2026

Other plans of this fund

PlanNAV1 year
Direct · Growth₹21.8850+3.00%
Direct · IDCW₹16.5400-4.35%
Regular · IDCW₹14.7780-5.61%

Top Retirement funds (regular plans)

Fund1 year3 years (a year)
ICICI Prudential Retirement Fund Pure Equity Plan+2.49%+18.97%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan+1.68%+16.07%
Aditya Birla Sun Life Retirement Fund-The 30s Plan+11.39%+16.00%
Tata Retirement Savings Fund-Progressive Plan+6.71%+13.55%
Axis Retirement Fund - Dynamic Plan+1.19%+13.32%
Tata Retirement Savings Fund-Moderate Plan+6.31%+12.87%
Union Retirement Fund+3.53%+12.45%
Axis Retirement Fund - Aggressive Plan+1.02%+12.44%
Aditya Birla Sun Life Retirement Fund-The 40s Plan+1.65%+10.92%

All Retirement funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Aditya Birla Sun Life Retirement Fund-The 40s Plan - Regular Plan - Growth today?

₹19.5540 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Aditya Birla Sun Life Retirement Fund-The 40s Plan - Regular Plan - Growth?

1 year: 1.65%, 3 years: 10.92% a year, 5 years: 8.21% a year

How does Aditya Birla Sun Life Retirement Fund-The 40s Plan rank in its category?

22 of 34 Retirement funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.