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Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - IDCW

NAVs of 8 Nov 2026

Aditya Birla Sun Life Mutual Fund · Solution oriented fund · Direct plan · IDCW

RetirementDirect · IDCW
NAV · 6 Nov 2026
₹12.6987 ▲ 0.05%
Aditya Birla Sun Life Mutual Fund
Fund size₹27.14 crJuly - September 2026
1-month range₹12.36 – 12.70
1 year-3.82%
3 years-1.36%a year
5 years+1.25%a year

What the fund does

Solution oriented fund in the Retirement category, from Aditya Birla Sun Life Mutual Fund.

Fund houseAditya Birla Sun Life Mutual Fund

NAV history

121314 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+1.81%avg 4.3%
1 month
+1.46%avg 3.3%
3 months
-7.66%avg -0.6%
6 months
-5.16%avg 2.5%
This year
-3.97%avg 1.4%
1 year
-3.82%avg 2.5%
3 years (a year)
-1.36%avg 10.4%
5 years (a year)
+1.25%avg 9.5%

Bars: this plan; the thin mark is the Retirement average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.1
2025-1.0-1.2+2.5+1.5+1.4+0.9+0.3-0.4-5.2+1.7+0.5-0.3
2026-0.1+1.3-3.5+2.7+0.7+1.5+0.8+0.5-8.9-0.5+1.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held3947 lines in all
Top 10 stocks12.3%of the fund
Equity23.8%stocks and equity derivatives
Debt & cash76.2%everything else

Where the money is

Equity 23.8%Debt 45.3%Cash & others 31.0%

Sectors (stocks held)

Banks
7.2%
Healthcare Services
2.7%
Electrical Equipment
1.8%
Pharmaceuticals & Biotechnology
1.5%
Auto Components
1.3%
Finance
1.3%
Non - Ferrous Metals
1.2%
Insurance
1.0%

Credit quality (debt and money market)

Sovereign
37.7%
AAA
7.6%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Stocks held23.8%24.8%-1.04
Debt45.3%44.9%+0.42
Cash & others31.0%30.3%+0.63
Top 10 stocks12.3%12.9%-0.53
Number of stocks39390

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 39

HoldingSector / type% of fund
TD Power Systems Ltd.
INE419M01035		Electrical Equipment1.78%
ICICI Bank Ltd.
INE090A01021		Banks1.74%
HDFC Bank Ltd.
INE040A01034		Banks1.60%
Hindalco Industries Ltd.
INE038A01020		Non - Ferrous Metals1.24%
Metropolis Healthcare Ltd.
INE112L01020		Healthcare Services1.22%
State Bank of India
INE062A01020		Banks1.02%
Bharti Airtel Ltd.
INE397D01024		Telecom - Services0.99%
Fortis Healthcare Ltd.
INE061F01013		Healthcare Services0.94%
Bajaj Finance Ltd.
INE296A01032		Finance0.90%
The Federal Bank Ltd.
INE171A01029		Banks0.89%
S.J.S. Enterprises Ltd.
INE284S01014		Auto Components0.85%
Axis Bank Ltd.
INE238A01034		Banks0.78%
Ultratech Cement Ltd.
INE481G01011		Cement & Cement Products0.77%
Max Financial Services Ltd.
INE180A01020		Insurance0.76%
Sun Pharmaceutical Industries Ltd.
INE044A01036		Pharmaceuticals & Biotechnology0.68%
Torrent Pharmaceuticals Ltd.
INE685A01028		Pharmaceuticals & Biotechnology0.65%
Bajaj Auto Ltd.
INE917I01010		Automobiles0.59%
Larsen & Toubro Ltd.
INE018A01030		Construction0.52%
Bank of Maharashtra
INE457A01014		Banks0.50%
Sona Blw Precision Forgings Ltd.
INE073K01018		Auto Components0.50%
Apollo Hospitals Enterprise Ltd.
INE437A01024		Healthcare Services0.49%
Tech Mahindra Ltd.
INE669C01036		IT - Software0.40%
Godrej Consumer Products Ltd.
INE102D01028		Personal Products0.36%
Avenue Supermarts Ltd.
INE192R01011		Retailing0.34%
Bank of Baroda
INE028A01039		Banks0.34%
Kotak Mahindra Bank Ltd.
INE237A01036		Banks0.31%
SBFC Finance Ltd.
INE423Y01016		Finance0.30%
Eternal Ltd.
INE758T01015		Retailing0.30%
Vinati Organics Ltd.
INE410B01037		Chemicals & Petrochemicals0.27%
Infosys Ltd.
INE009A01021		IT - Software0.26%
SBI Life Insurance Co. Ltd.
INE123W01016		Insurance0.26%
Whirlpool of India Ltd.
INE716A01013		Consumer Durables0.23%
Mrs. Bectors Food Specialities Ltd.
INE495P01020		Food Products0.21%
NTPC Ltd.
INE733E01010		Power0.19%
Cipla Ltd.
INE059A01026		Pharmaceuticals & Biotechnology0.16%
Praj Industries Ltd.
INE074A01025		Industrial Manufacturing0.15%
H.G. Infra Engineering Ltd.
INE926X01010		Construction0.10%
Cholamandalam Investment & Finance Co. Ltd.
INE121A01024		Finance0.10%
V-Guard Industries Ltd.
INE951I01027		Consumer Durables0.06%

Debt, money market and cash 8

HoldingSector / type% of fund
TREPS–29.34%
Government of India (06/10/2035)
IN0020250091		Sovereign19.74%
Government of India (06/02/2033)
IN0020220151		Sovereign8.51%
8.55% HDFC Bank Ltd. (27/03/2029) **
INE040A08724		CRISIL AAA7.60%
Government of India (05/12/2033)
IN0020160100		Sovereign3.64%
State Government Securities (28/08/2035)
IN2920250163		Sovereign2.93%
Government of India (17/04/2030)
IN0020230036		Sovereign2.84%
Net Receivable / Payable–1.62%

From the fund house's monthly portfolio (mutualfund.adityabirlacapital.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility9.0%yearly, from daily NAVs
Worst fall-12.67%20 Sept 2024 → 23 Oct 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 29 Mar 2019).

Fund details

Fund size (average AUM, July - September 2026)₹27.14 cr across all plans · this plan ₹0.23 cr
Fund houseAditya Birla Sun Life Mutual Fund
CategorySolution oriented · Retirement
PlanDirect
OptionIDCW
Scheme code (AMFI)146937
ISININF209KB1J55
NAV date6 Nov 2026

Other plans of this fund

PlanNAV1 year
Direct · Growth₹16.7969+3.49%
Regular · Growth₹15.1242+2.13%
Regular · IDCW₹11.4345-5.09%

Top Retirement funds (direct plans)

Fund1 year3 years (a year)
ICICI Prudential Retirement Fund Pure Equity Plan+3.85%+20.62%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan+3.07%+17.72%
Aditya Birla Sun Life Retirement Fund-The 30s Plan+12.87%+17.54%
Union Retirement Fund+4.89%+13.90%
Aditya Birla Sun Life Retirement Fund-The 40s Plan+3.00%+12.44%
Nippon India Retirement Fund- Wealth Creation Scheme-1.13%+11.85%
HDFC Retirement Fund - Equity Plan-1.87%+11.31%
BANDHAN RETIREMENT FUND+3.13%+10.98%

All Retirement funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - IDCW today?

₹12.6987 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - IDCW?

1 year: -3.82%, 3 years: -1.36% a year, 5 years: 1.25% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.