Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Regular Plan - IDCW

NAVs of 8 Nov 2026

Aditya Birla Sun Life Mutual Fund · Solution oriented fund · Regular plan · IDCW

RetirementRegular · IDCW

NAV · 6 Nov 2026

₹10.5258 ▼ 0.06%

Aditya Birla Sun Life Mutual Fund

Fund size₹13.83 crJuly - September 2026

1-month range₹10.42 – 10.53

1 year-2.86%

3 years-3.93%a year

5 years-1.35%a year

What the fund does

Solution oriented fund in the Retirement category, from Aditya Birla Sun Life Mutual Fund.

Fund houseAditya Birla Sun Life Mutual Fund

NAV history

Returns

1 week

+0.85%avg 4.7%

1 month

+0.41%avg 3.4%

3 months

-5.22%avg -0.8%

6 months

-3.72%avg 2.6%

This year

-3.17%avg 1.7%

1 year

-2.86%avg 2.4%

3 years (a year)

-3.93%avg 10.0%

5 years (a year)

-1.35%avg 8.1%

Bars: this plan; the thin mark is the Retirement average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.3
2025	+0.6	+0.2	+0.9	+1.0	+0.7	-0.0	+0.4	-0.5	-5.4	+0.4	+0.2	+0.1
2026	+0.1	+0.5	-0.7	+0.5	+0.3	+1.2	+0.1	+0.1	-5.4	-0.5	+0.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings68 lines in all

Top 10 holdings53.1%of the fund

Debt45.3%bonds, government securities

Money market0.0%CDs, CPs, treasury bills

Where the money is

Equity 7.8%Debt 45.3%Cash & others 46.9%

Credit quality (debt and money market)

Sovereign

37.8%

AAA

7.5%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	7.8%	7.7%	+0.05
Debt	45.3%	45.4%	-0.06
Cash & others	46.9%	46.9%	+0.01
Top 10 stocks	7.8%	7.7%	+0.05
Number of stocks	1	1	0

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

Holding	Sector / type	% of fund
0% GOI - (06/05/2030) STRIPS IN000530C021	Sovereign	7.78%

Bonds, money market and cash 7

Holding	Sector / type	% of fund
TREPS	–	45.15%
Government of India (05/12/2033) IN0020160100	Sovereign	21.46%
Government of India (22/04/2064) IN0020240035	Sovereign	8.77%
8.55% HDFC Bank Ltd. (27/03/2029) ** INE040A08724	CRISIL AAA	7.46%
State Government Securities (28/08/2035) IN2920250163	Sovereign	5.76%
State Government Securities (28/12/2026) IN2220160120	Sovereign	1.85%
Net Receivable / Payable	–	1.76%

From the fund house's monthly portfolio (mutualfund.adityabirlacapital.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility5.6%yearly, from daily NAVs

Worst fall-14.38%22 Mar 2024 → 23 Oct 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 29 Mar 2019).

Fund details

Fund size (average AUM, July - September 2026)	₹13.83 cr across all plans · this plan ₹0.22 cr
Fund house	Aditya Birla Sun Life Mutual Fund
Category	Solution oriented · Retirement
Plan	Regular
Option	IDCW
Scheme code (AMFI)	146942
ISIN	INF209KB1J89
NAV date	6 Nov 2026

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹14.9935	+3.41%
Direct · IDCW	₹11.5828	-1.77%
Regular · Growth	₹13.6232	+2.26%

Top Retirement funds (regular plans)

Fund	1 year	3 years (a year)
ICICI Prudential Retirement Fund Pure Equity Plan	+2.49%	+18.97%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan	+1.68%	+16.07%
Aditya Birla Sun Life Retirement Fund-The 30s Plan	+11.39%	+16.00%
Tata Retirement Savings Fund-Progressive Plan	+6.71%	+13.55%
Axis Retirement Fund - Dynamic Plan	+1.19%	+13.32%
Tata Retirement Savings Fund-Moderate Plan	+6.31%	+12.87%
Union Retirement Fund	+3.53%	+12.45%
Axis Retirement Fund - Aggressive Plan	+1.02%	+12.44%

All Retirement funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Regular Plan - IDCW today?

₹10.5258 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Regular Plan - IDCW?

1 year: -2.86%, 3 years: -3.93% a year, 5 years: -1.35% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.