Axis Retirement Fund - Aggressive Plan - Regular Plan - Growth

NAVs of 6 Nov 2026

Axis Mutual Fund · Solution oriented fund · Regular plan · Growth

RetirementRegular · GrowthRisk: Very High

NAV · 5 Nov 2026

₹18.5400 ▲ 1.64%

Axis Mutual Fund

Fund size₹702 crJuly - September 2026

1-month range₹17.34 – 18.54

1 year-1.64%rank 32 of 34

Expense ratio2.49%regular plan, a year

5 years+6.18%a year

What the fund does

The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate capital appreciation by predominantly investing in equity and equity related instruments. The Investment Plan may also invest in debt and money market instruments, units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.

BenchmarkCRISIL Hybrid 25+75 - Aggressive Index

Launched20 Dec 2019

Fund houseAxis Mutual Fund

Fund managersJayesh SundarDevang ShahHardik ShahKrishnaa N

NAV history

Returns

1 week

+4.80%avg 3.9%

1 month

+4.10%avg 2.5%

3 months

-1.07%avg -1.4%

6 months

+2.32%avg 1.9%

This year

-0.96%avg 1.2%

1 year

-1.64%avg 1.4% · #32/34

3 years (a year)

+10.69%avg 9.8% · #12/31

5 years (a year)

+6.18%avg 8.0% · #23/29

Bars: this plan; the thin mark is the Retirement average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.5
2025	-2.8	-6.1	+6.3	+2.0	+3.5	+1.9	-2.0	-2.6	+1.1	+3.4	+0.3	-0.7
2026	-2.7	+0.3	-9.2	+7.3	-0.7	+2.5	+2.0	+0.5	-4.8	-0.1	+4.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held8898 lines in all

Top 10 stocks29.5%of the fund

Equity73.5%stocks and equity derivatives

Debt & cash26.5%everything else

Where the money is

Equity 73.5%Debt 21.9%Cash & others 4.6%

Sectors (stocks held)

Banks

15.7%

Petroleum Products

5.2%

Finance

4.9%

Pharmaceuticals & Biotechnology

4.4%

IT - Software

3.8%

Auto Components

3.5%

Automobiles

3.3%

Telecom - Services

3.2%

Credit quality (debt and money market)

Sovereign

19.4%

AA+

1.5%

AA-

1.0%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	73.5%	74.7%	-1.23
Debt	21.9%	21.0%	+0.95
Cash & others	4.6%	4.3%	+0.31
Top 10 stocks	29.5%	30.7%	-1.12
Number of stocks	88	87	+1

New stocks 1

Azad Engineering Ltd0.08%

Bought more 1

HDFC Bank Limited+0.26

Cut back 2

Infosys Limited-0.51
State Bank of India-0.45

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 88

Holding	Sector / type	% of fund
Reliance Industries Limited INE002A01018	Petroleum Products	5.16%
ICICI Bank Limited INE090A01021	Banks	4.93%
HDFC Bank Limited INE040A01034	Banks	4.66%
Bharti Airtel Limited INE397D01024	Telecom - Services	2.73%
Kotak Mahindra Bank Limited INE237A01036	Banks	2.27%
Mahindra & Mahindra Limited INE101A01026	Automobiles	2.14%
State Bank of India INE062A01020	Banks	2.12%
Larsen & Toubro Limited INE018A01030	Construction	2.01%
Infosys Limited INE009A01021	IT - Software	1.82%
Bajaj Finance Limited INE296A01032	Finance	1.69%
Solar Industries India Limited INE343H01029	Chemicals & Petrochemicals	1.53%
Eternal Limited INE758T01015	Retailing	1.47%
NTPC Limited INE733E01010	Power	1.40%
Divi's Laboratories Limited INE361B01024	Pharmaceuticals & Biotechnology	1.34%
Minda Corporation Limited INE842C01021	Auto Components	1.29%
Axis Bank Limited INE238A01034	Banks	1.28%
Pidilite Industries Limited INE318A01026	Chemicals & Petrochemicals	1.22%
PNB Housing Finance Limited INE572E01012	Finance	1.22%
Apollo Hospitals Enterprise Limited INE437A01024	Healthcare Services	1.13%
The Phoenix Mills Limited INE211B01039	Realty	1.03%
Hindustan Aeronautics Limited INE066F01020	Aerospace & Defense	0.99%
InterGlobe Aviation Limited INE646L01027	Transport Services	0.86%
Sona BLW Precision Forgings Limited INE073K01018	Auto Components	0.86%
Fortis Healthcare Limited INE061F01013	Healthcare Services	0.84%
Shriram Finance Limited INE721A01047	Finance	0.82%
Sun Pharmaceutical Industries Limited INE044A01036	Pharmaceuticals & Biotechnology	0.81%
Premier Energies Limited INE0BS701011	Electrical Equipment	0.79%
Samvardhana Motherson International Limited INE775A01035	Auto Components	0.77%
HDFC Life Insurance Company Limited INE795G01014	Insurance	0.77%
The Indian Hotels Company Limited INE053A01029	Leisure Services	0.76%
United Spirits Limited INE854D01024	Beverages	0.75%
Dixon Technologies (India) Limited INE935N01020	Consumer Durables	0.73%
CG Power and Industrial Solutions Limited INE067A01029	Electrical Equipment	0.71%
Britannia Industries Limited INE216A01030	Food Products	0.71%
Mankind Pharma Limited INE634S01028	Pharmaceuticals & Biotechnology	0.70%
Doms Industries Limited INE321T01012	Household Products	0.68%
Varun Beverages Limited INE200M01039	Beverages	0.68%
Tata Power Company Limited INE245A01021	Power	0.66%
Indus Infra Trust INE0NHL23019	Transport Infrastructure	0.64%
Titan Company Limited INE280A01028	Consumer Durables	0.57%
Arvind Fashions Limited INE955V01021	Retailing	0.55%
Cipla Limited INE059A01026	Pharmaceuticals & Biotechnology	0.53%
Ather Energy Limited INE0LEZ01016	Automobiles	0.51%
Tata Consultancy Services Limited INE467B01029	IT - Software	0.50%
Info Edge (India) Limited INE663F01032	Retailing	0.50%
Tech Mahindra Limited INE669C01036	IT - Software	0.49%
Mphasis Limited INE356A01018	IT - Software	0.48%
Cholamandalam Investment and Finance Company Ltd INE121A01024	Finance	0.44%
Indus Towers Limited INE121J01017	Telecom - Services	0.44%
RBL Bank Limited INE976G01028	Banks	0.44%
Sundaram Finance Limited INE660A01013	Finance	0.44%
PG Electroplast Limited INE457L01029	Consumer Durables	0.43%
ITC Hotels Limited INE379A01028	Leisure Services	0.43%
Jubilant Foodworks Limited INE797F01020	Leisure Services	0.42%
Piramal Pharma Limited INE0DK501011	Pharmaceuticals & Biotechnology	0.42%
Kirloskar Oil Engines Limited INE146L01010	Industrial Products	0.42%
Jyoti CNC Automation Ltd INE980O01024	Industrial Manufacturing	0.41%
Computer Age Management Services Limited INE596I01020	Capital Markets	0.37%
Amber Enterprises India Limited INE371P01015	Consumer Durables	0.36%
Coforge Limited INE591G01025	IT - Software	0.36%
Awfis Space Solutions Limited INE108V01019	Commercial Services & Supplies	0.35%
Delhivery Limited INE148O01028	Transport Services	0.35%
Gujarat Fluorochemicals Limited INE09N301011	Chemicals & Petrochemicals	0.34%
Berger Paints (I) Limited INE463A01038	Consumer Durables	0.33%
Hindustan Unilever Limited INE030A01027	Diversified FMCG	0.32%
Bharat Electronics Limited INE263A01024	Aerospace & Defense	0.31%
ITC Limited INE154A01025	Diversified FMCG	0.31%
REC Limited INE020B01018	Finance	0.31%
Tata Motors Ltd INE1TAE01010	Agricultural, Commercial & Construction Vehicles	0.31%
Zydus Lifesciences Limited INE010B01027	Pharmaceuticals & Biotechnology	0.31%
Cyient Dlm Ltd INE055S01018	Aerospace & Defense	0.30%
Schaeffler India Limited INE513A01022	Auto Components	0.29%
Tata Steel Limited INE081A01020	Ferrous Metals	0.28%
Cohance Lifesciences Limited INE03QK01018	Pharmaceuticals & Biotechnology	0.27%
Titagarh Rail Systems Limited INE615H01020	Industrial Manufacturing	0.27%
Exide Industries Limited INE302A01020	Auto Components	0.26%
TVS Motor Company Limited INE494B01023	Automobiles	0.26%
GE Vernova T&D India Limited INE200A01026	Electrical Equipment	0.25%
Global Health Limited INE474Q01031	Healthcare Services	0.23%
Hindalco Industries Limited INE038A01020	Non - Ferrous Metals	0.23%
Hyundai Motor India Ltd INE0V6F01027	Automobiles	0.22%
Kaynes Technology India Limited INE918Z01012	Industrial Manufacturing	0.20%
Maruti Suzuki India Limited INE585B01010	Automobiles	0.18%
HCL Technologies Limited INE860A01027	IT - Software	0.15%
Apar Industries Limited INE372A01015	Electrical Equipment	0.13%
Voltas Limited INE226A01021	Consumer Durables	0.13%
Azad Engineering Ltd INE02IJ01035	Electrical Equipment	0.08%
Avenue Supermarts Limited INE192R01011	Retailing	0.03%

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Debt, money market and cash 10

Holding	Sector / type	% of fund
7.1% Government of India (08/04/2034) IN0020240019	Sovereign	6.36%
6.79% Government of India (07/10/2034) IN0020240126	Sovereign	5.14%
Clearing Corporation of India Ltd	–	3.96%
7.25% Government of India (12/06/2063) IN0020230044	Sovereign	3.52%
7.18% Government of India (24/07/2037) IN0020230077	Sovereign	2.99%
7.57% Government of India (17/06/2033) IN0020190065	Sovereign	1.38%
5% GMR Airports Limited (13/02/2027) ** INE776C08083	CRISIL AA-	1.04%
9.02% Muthoot Finance Limited (14/07/2027) INE414G07JF9	CRISIL AA+	0.75%
7.88% Muthoot Finance Limited (22/11/2028) INE414G07JS2	CRISIL AA+	0.74%
Net Receivables / (Payables)	–	0.64%

From the fund house's monthly portfolio (axismf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility11.6%yearly, from daily NAVs

Worst fall-17.18%30 Sept 2021 → 30 Jun 2022

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Dec 2019).

Fund details

Fund size (average AUM, July - September 2026)	₹702 cr across all plans · this plan ₹644 cr
Fund house	Axis Mutual Fund
Category	Solution oriented · Retirement
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 1.24% · Regular 2.49% (5 Nov 2026)
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	147823
ISIN	INF846K01T02
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Regular · Growth	₹20.5300	-0.44%
Regular · IDCW	₹18.8900	-8.17%
Regular · IDCW	₹17.0900	-9.34%

Top Retirement funds (regular plans)

Fund	1 year	3 years (a year)
ICICI Prudential Retirement Fund Pure Equity Plan	+1.26%	+18.81%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan	+0.67%	+15.94%
Aditya Birla Sun Life Retirement Fund-The 30s Plan	+10.24%	+15.91%
Tata Retirement Savings Fund-Progressive Plan	+5.15%	+13.29%
Axis Retirement Fund - Dynamic Plan	-0.27%	+13.05%
Tata Retirement Savings Fund-Moderate Plan	+4.91%	+12.64%
Axis Retirement Fund - Aggressive Plan	-0.44%	+12.11%
Union Retirement Fund	+1.63%	+12.11%
Axis Retirement Fund - Aggressive Plan	-1.64%	+10.69%

All Retirement funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Axis Retirement Fund - Aggressive Plan - Regular Plan - Growth today?

₹18.5400 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of Axis Retirement Fund - Aggressive Plan - Regular Plan - Growth?

1 year: -1.64%, 3 years: 10.69% a year, 5 years: 6.18% a year

How does Axis Retirement Fund - Aggressive Plan rank in its category?

32 of 34 Retirement funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.