Axis Retirement Fund - Conservative Plan - Regular Plan - Growth

NAVs of 8 Nov 2026

Axis Mutual Fund · Solution oriented fund · Regular plan · Growth

RetirementRegular · GrowthRisk: High

NAV · 6 Nov 2026

₹17.7654 ▲ 0.36%

Axis Mutual Fund

Fund size₹46.91 crJuly - September 2026

1-month range₹16.93 – 17.77

1 year+0.54%rank 27 of 34

Expense ratio2.17%regular plan, a year

5 years+6.46%a year

What the fund does

The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the portfolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.

BenchmarkCRISIL Hybrid 75+25 - Conservative Index

Launched20 Dec 2019

Fund houseAxis Mutual Fund

Fund managersJayesh SundarDevang ShahHardik ShahKrishnaa N

NAV history

Returns

1 week

+3.33%avg 4.7%

1 month

+3.86%avg 3.4%

3 months

-0.63%avg -0.8%

6 months

+2.22%avg 2.6%

This year

-0.65%avg 1.7%

1 year

+0.54%avg 2.4% · #27/34

3 years (a year)

+8.21%avg 10.0% · #20/31

5 years (a year)

+6.46%avg 8.1% · #21/29

Bars: this plan; the thin mark is the Retirement average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.1
2025	-0.4	-3.5	+3.9	+2.5	+1.5	+0.2	-0.7	-1.6	+1.2	+1.9	+1.3	+0.1
2026	-1.3	+0.6	-5.3	+2.7	-0.3	+2.0	+1.2	-0.9	-2.7	+0.4	+3.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held3237 lines in all

Top 10 stocks22.6%of the fund

Equity37.2%stocks and equity derivatives

Debt & cash62.8%everything else

Where the money is

Equity 37.2%Debt 59.0%Cash & others 3.8%

Sectors (stocks held)

Banks

7.2%

IT - Software

4.5%

Petroleum Products

4.5%

Healthcare Services

2.8%

Automobiles

2.7%

Pharmaceuticals & Biotechnology

2.6%

Telecom - Services

2.3%

Insurance

2.2%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	37.2%	38.5%	-1.25
Debt	59.0%	59.6%	-0.61
Cash & others	3.8%	1.9%	+1.85
Top 10 stocks	22.6%	23.8%	-1.21
Number of stocks	32	32	0

Cut back 1

State Bank of India-0.75

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 32

Holding	Sector / type	% of fund
Reliance Industries Limited INE002A01018	Petroleum Products	4.49%
Apollo Hospitals Enterprise Limited INE437A01024	Healthcare Services	2.62%
Bharti Airtel Limited INE397D01024	Telecom - Services	2.29%
State Bank of India INE062A01020	Banks	2.13%
Infosys Limited INE009A01021	IT - Software	2.13%
HDFC Bank Limited INE040A01034	Banks	1.95%
Indus Infra Trust INE0NHL23019	Transport Infrastructure	1.92%
ICICI Bank Limited INE090A01021	Banks	1.82%
Life Insurance Corporation Of India INE0J1Y01017	Insurance	1.74%
Hero MotoCorp Limited INE158A01026	Automobiles	1.50%
HCL Technologies Limited INE860A01027	IT - Software	1.37%
ITC Limited INE154A01025	Diversified FMCG	1.33%
Kotak Mahindra Bank Limited INE237A01036	Banks	1.25%
Mahindra & Mahindra Limited INE101A01026	Automobiles	1.17%
Larsen & Toubro Limited INE018A01030	Construction	1.13%
NTPC Limited INE733E01010	Power	1.06%
Varun Beverages Limited INE200M01039	Beverages	0.94%
Sun Pharmaceutical Industries Limited INE044A01036	Pharmaceuticals & Biotechnology	0.88%
Britannia Industries Limited INE216A01030	Food Products	0.69%
Mankind Pharma Limited INE634S01028	Pharmaceuticals & Biotechnology	0.69%
Tech Mahindra Limited INE669C01036	IT - Software	0.65%
Cipla Limited INE059A01026	Pharmaceuticals & Biotechnology	0.57%
Info Edge (India) Limited INE663F01032	Retailing	0.49%
HDFC Life Insurance Company Limited INE795G01014	Insurance	0.49%
Torrent Pharmaceuticals Limited INE685A01028	Pharmaceuticals & Biotechnology	0.42%
Tata Consultancy Services Limited INE467B01029	IT - Software	0.36%
Cyient Dlm Ltd INE055S01018	Aerospace & Defense	0.32%
Hindustan Unilever Limited INE030A01027	Diversified FMCG	0.20%
Bajaj Finance Limited INE296A01032	Finance	0.19%
Sundaram Finance Limited INE660A01013	Finance	0.18%
Global Health Limited INE474Q01031	Healthcare Services	0.15%
ITC Hotels Limited INE379A01028	Leisure Services	0.08%

Show 17 moreShow fewer

Debt, money market and cash 5

Holding	Sector / type	% of fund
7.18% Government of India (24/07/2037) IN0020230077	Sovereign	34.56%
7.34% Government of India (22/04/2064) IN0020240035	Sovereign	15.53%
7.1% Government of India (08/04/2034) IN0020240019	Sovereign	8.93%
Clearing Corporation of India Ltd	–	2.45%
Net Receivables / (Payables)	–	1.33%

From the fund house's monthly portfolio (axismf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility6.4%yearly, from daily NAVs

Worst fall-6.67%27 Sept 2024 → 28 Feb 2025

RiskometerHighHigh

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Dec 2019).

Fund details

Fund size (average AUM, July - September 2026)	₹46.91 cr across all plans · this plan ₹5.27 cr
Fund house	Axis Mutual Fund
Category	Solution oriented · Retirement
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 1.28% · Regular 2.17% (5 Nov 2026)
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	147830
ISIN	INF846K01T69
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Regular · Growth	₹16.0576	-0.36%
Regular · IDCW	₹16.1877	-7.38%
Regular · IDCW	₹14.7970	-8.18%

Top Retirement funds (regular plans)

Fund	1 year	3 years (a year)
ICICI Prudential Retirement Fund Pure Equity Plan	+2.49%	+18.97%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan	+1.68%	+16.07%
Aditya Birla Sun Life Retirement Fund-The 30s Plan	+11.39%	+16.00%
Tata Retirement Savings Fund-Progressive Plan	+6.71%	+13.55%
Axis Retirement Fund - Dynamic Plan	+1.19%	+13.32%
Tata Retirement Savings Fund-Moderate Plan	+6.31%	+12.87%
Union Retirement Fund	+3.53%	+12.45%
Axis Retirement Fund - Aggressive Plan	+1.02%	+12.44%
Axis Retirement Fund - Conservative Plan	+0.54%	+8.21%

All Retirement funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Axis Retirement Fund - Conservative Plan - Regular Plan - Growth today?

₹17.7654 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Axis Retirement Fund - Conservative Plan - Regular Plan - Growth?

1 year: 0.54%, 3 years: 8.21% a year, 5 years: 6.46% a year

How does Axis Retirement Fund - Conservative Plan rank in its category?

27 of 34 Retirement funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.