Markets / Mutual funds / Balanced Advantage
Bajaj Finserv Mutual Fund · Hybrid fund · Regular plan · IDCW
The investment objective of the scheme is to capitalize on the potential upside of equities while attempting to limit the downside by dynamically managing the portfolio through investment in equity & equity related instruments and active use of debt, money market instruments and derivatives. However, there is no assurance that the investment objective of the Scheme will be achieved.
Bars: this plan; the thin mark is the Balanced Advantage average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -1.4 | |||||||||||
| 2025 | -1.3 | -5.0 | +5.1 | +1.9 | +2.9 | +2.7 | -2.2 | -2.1 | +0.7 | +4.5 | +1.9 | -0.9 |
| 2026 | -1.8 | +0.7 | -9.2 | +6.7 | -0.6 | +2.0 | +3.4 | +0.4 | -4.3 | -0.7 | +7.5 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 22 Dec 2023).
| Fund size (average AUM, July - September 2026) | ₹1,256 cr across all plans · this plan ₹3.60 cr |
| Fund house | Bajaj Finserv Mutual Fund |
| Category | Hybrid · Balanced Advantage |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 1.06% · Regular 2.63% (6 Nov 2026) |
| Exit load | If units are redeemed / switched out within 3 months from the date of allotment: • if up to 8% of units allotted are redeemed/switched out – Nil • any redemption / switch-out of units in excess of 8% of units allotted – 1% of applicable NAVIf units are redeemed/switched out after 3 months from the date of allotment, no exit load is payable. |
| Minimum investment | ₹500 · additional ₹100 |
| Scheme code (AMFI) | 152197 |
| ISIN | INF0QA701698 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹12.6700 | +5.95% |
| Direct · IDCW | ₹12.6700 | +5.95% |
| Regular · Growth | ₹12.1140 | +4.31% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Axis Balanced Advantage Fund | +4.14% | +13.20% |
| Mahindra Manulife Balanced Advantage Fund | +4.99% | +12.52% |
| quant Dynamic Asset Allocation Fund | -1.67% | +12.25% |
| Aditya Birla Sun Life Balanced Advantage Fund | +6.96% | +11.96% |
| Baroda BNP Paribas Balanced Advantage Fund | +4.28% | +11.96% |
| Axis Balanced Advantage Fund | +2.90% | +11.86% |
| ICICI Prudential Balanced Advantage Fund | +5.46% | +11.59% |
| HDFC Balanced Advantage Fund | +0.34% | +11.56% |
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Information only, not investment advice.
₹12.1140 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 4.31%
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.