Markets / Mutual funds / Gilt
Bajaj Finserv Mutual Fund · Debt fund · Direct plan · IDCW
The objective of the Scheme is to generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as per applicable RBI Regulations and Guidelines. The Scheme may also be investing in Reverse repo, Triparty repo on Government securities or treasury bills and/or other similar instruments as may be notified from time to time. However, there is no assurance that the investment objective of the Scheme will be achieved.
Bars: this plan; the thin mark is the Gilt average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | +0.5 | -0.3 | +2.8 | +2.0 | +0.5 | -1.8 | +0.8 | -2.4 | +1.3 | +0.2 | +0.2 | -0.1 |
| 2026 | -0.2 | +1.1 | -1.6 | +1.4 | -0.1 | +3.5 | -0.8 | +0.3 | -0.0 | +0.2 | +0.8 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 17 Jan 2025).
| Fund size (average AUM, July - September 2026) | ₹27.04 cr across all plans · this plan ₹0.04 cr |
| Fund house | Bajaj Finserv Mutual Fund |
| Category | Debt · Gilt |
| Plan | Direct |
| Option | IDCW |
| Exit load | Entry Load: Nil Exit Load: Nil The Trustee / AMC reserves the right to change the load structure any time in the future if they so deem fit on a prospective basis. The investor is requested to check the prevailing load structure of the scheme before investing. |
| Minimum investment | ₹5,000 · additional ₹1,000 |
| Scheme code (AMFI) | 153207 |
| ISIN | INF0QA701AQ7 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹1,085.5943 | +4.58% |
| Regular · Growth | ₹1,069.4339 | +3.66% |
| Regular · IDCW | ₹1,069.4339 | +3.66% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Bandhan Gilt Fund | +7.29% | +8.29% |
| ICICI Prudential Gilt Fund | +3.80% | +6.87% |
| BARODA BNP PARIBAS GILT FUND | +3.01% | +6.77% |
| UTI - Gilt Fund | +4.31% | +6.73% |
| SBI GILT FUND | +3.93% | +6.70% |
| DSP Gilt Fund | +2.87% | +6.62% |
| Invesco India Gilt Fund | +2.63% | +6.55% |
| Nippon India Gilt Fund | +3.66% | +6.53% |
Information only, not investment advice.
₹1,085.5943 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 4.58%
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.