Bandhan Banking and PSU Debt Fund - Direct Plan - IDCW

NAVs of 6 Nov 2026

Bandhan Mutual Fund · Debt fund · Direct plan · IDCW

Banking & PSUDirect · IDCWRisk: Low to Moderate

NAV · 5 Nov 2026

₹11.0531 ▲ 0.19%

Bandhan Mutual Fund

Fund size₹12,058 crJuly - September 2026

1-month range₹10.99 – 11.05

1 year+0.55%

Expense ratio0.39%direct plan, a year

5 years+0.79%a year

What the fund does

The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions(PFIs)

BenchmarkNifty Banking & PSU Debt Index A-II

Launched13 Mar 2013

Fund houseBandhan Mutual Fund

Fund managersFM 1 - Mr. Gautam KaulFM 2 - Mr. Suyash Choudhary

NAV history

Returns

1 week

+0.42%avg 0.6%

1 month

+0.28%avg 0.3%

3 months

-0.03%avg 0.5%

6 months

+0.24%avg 2.6%

This year

+1.05%avg 3.9%

1 year

+0.55%avg 4.5%

3 years (a year)

+0.92%avg 7.1%

5 years (a year)

+0.79%avg 6.4%

Bars: this plan; the thin mark is the Banking & PSU average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.4
2025	-0.7	+0.5	-0.3	+1.2	+1.1	+0.2	-2.0	-0.0	+0.6	-0.3	+0.5	-0.9
2026	+0.0	+0.7	-0.8	+0.5	+0.3	-0.0	+0.2	+0.2	-0.4	-0.0	+0.4

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Risk

Volatility2.8%yearly, from daily NAVs

Worst fall-5.32%29 May 2020 → 26 Feb 2021

RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹12,058 cr across all plans · this plan ₹0.73 cr
Fund house	Bandhan Mutual Fund
Category	Debt · Banking & PSU
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 0.39% · Regular 0.68% (5 Nov 2026)
Minimum investment	₹1,000 · additional ₹1,000
Scheme code (AMFI)	121938
ISIN	INF194K018M0
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹27.2657	+5.33%
Direct · IDCW	₹14.3423	+5.33%
Direct · IDCW	₹10.4815	+0.08%
Direct · IDCW	₹10.4673	+0.28%
Direct · IDCW	₹12.4876	-0.89%
Direct · IDCW	₹10.4768	0.00%
Regular · Growth	₹26.3860	+5.01%
Regular · IDCW	₹14.2483	+5.01%
Regular · IDCW	₹10.6369	+0.09%
Regular · IDCW	₹10.7095	+0.25%
Regular · IDCW	₹11.4689	-0.92%
Regular · IDCW	₹10.9442	+0.49%
Regular · IDCW	₹10.8788	0.00%

Top Banking & PSU funds (direct plans)

Fund	1 year	3 years (a year)
UTI Banking & PSU Debt Fund	+5.84%	+7.46%
Franklin India Banking & PSU Debt Fund	+5.44%	+7.39%
LIC MF Banking & PSU Debt Fund	+4.66%	+7.26%
Kotak Banking and PSU Debt Fund	+4.80%	+7.25%
ICICI Prudential Banking and PSU Debt Fund	+4.97%	+7.14%
Invesco India Banking and PSU Debt Fund	+4.43%	+7.12%
Edelweiss Banking and PSU Debt Fund	+4.24%	+7.11%
SBI BANKING & PSU DEBT FUND	+4.50%	+7.10%

All Banking & PSU funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Bandhan Banking and PSU Debt Fund - Direct Plan - IDCW today?

₹11.0531 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of Bandhan Banking and PSU Debt Fund - Direct Plan - IDCW?

1 year: 0.55%, 3 years: 0.92% a year, 5 years: 0.79% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.