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BANDHAN CONSERVATIVE HYBRID FUND - Regular Plan - IDCW

NAVs of 8 Nov 2026

Bandhan Mutual Fund · Hybrid fund · Regular plan · IDCW

Conservative HybridRegular · IDCWRisk: Moderately High
NAV · 6 Nov 2026
₹11.2172 ▲ 0.37%
Bandhan Mutual Fund
Fund size₹91.10 crJuly - September 2026
1-month range₹10.92 – 11.22
1 year-2.21%
Expense ratio1.94%regular plan, a year
5 years-4.28%a year

What the fund does

The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme’s total assets in equity securities.

BenchmarkCRISIL Hybrid 85+15 Conservative Index
Launched25 Feb 2010
Fund houseBandhan Mutual Fund
Fund managersViraj KulkarnampHarshal Joshisince 28 Jul 2021

NAV history

111111 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+2.53%avg 2.0%
1 month
+2.42%avg 1.6%
3 months
-1.04%avg -0.3%
6 months
-0.19%avg 1.7%
This year
-2.44%avg 1.6%
1 year
-2.21%avg 2.0%
3 years (a year)
-6.00%avg 6.9%
5 years (a year)
-4.28%avg 6.5%

Bars: this plan; the thin mark is the Conservative Hybrid average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-0.5
2025-20.4-1.5+2.6+1.9+0.2+0.0-0.9-1.7+0.7+0.4+0.2-0.2
2026-1.2-0.1-3.2+1.7-1.2+1.3+0.9-0.5-1.9-0.6+2.5

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings2123 lines in all
Top 10 holdings66.6%of the fund
Debt53.0%bonds, government securities
Money market5.8%CDs, CPs, treasury bills

Where the money is

Equity 10.9%Debt 53.0%Money market 5.8%Cash & others 30.4%

Credit quality (debt and money market)

Sovereign
19.4%
AAA
17.7%
AA+
15.3%
A1+
5.8%
Unrated / other
0.5%

Stocks held 8

HoldingSector / type% of fund
Tata Consultancy Services Limited
INE467B01029		IT - Software2.10%
HDFC Bank Limited
INE040A01034		Banks1.81%
UNO Minda Limited
INE405E01023		Auto Components1.58%
Cholamandalam Investment and Finance Company Ltd
INE121A01024		Finance1.36%
Titan Company Limited
INE280A01028		Consumer Durables1.32%
ITC Limited
INE154A01025		Diversified FMCG1.01%
TVS Motor Company Limited
INE494B01023		Automobiles1.00%
Maruti Suzuki India Limited
INE585B01010		Automobiles0.68%

Bonds, money market and cash 15

HoldingSector / type% of fund
Triparty Repo TRP_021126_VAL–16.72%
Bandhan Nifty 50 ETF
INF194KA1U07		–12.90%
7.3% GOI (MD 19/06/2053)
IN0020230051		SOVEREIGN8.88%
8.57% Rajasthan SDL (MD 11/07/2028)
IN2920180139		SOVEREIGN6.02%
7.75% Small Industries Dev Bank of India **
INE556F08KN9		CRISIL AAA5.92%
8.4% Godrej Industries Limited **
INE233A08113		CRISIL AA+5.91%
7.75% LIC Housing Finance Limited **
INE115A07MQ6		CRISIL AAA5.89%
7.77% REC Limited **
INE020B08EH0		CRISIL AAA5.89%
Bank of India **
INE084A16FT3		CRISIL A1+5.80%
8.5% Godrej Housing Finance Limited **
INE02JD07033		CRISIL AA+4.73%
8.1% Aadhar Housing Finance Limited **
INE883F07397		CARE AA+4.67%
8.28% GOI (M/D 21/09/2027)
IN0020070069		SOVEREIGN3.09%
7.38% GOI (MD 20/06/2027)
IN0020220037		SOVEREIGN1.43%
Net Current Assets–0.77%
Corporate Debt Market Development Fund Class A2
INF0RQ622028		–0.52%

From the fund house's monthly portfolio (bandhanmutual.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility5.2%yearly, from daily NAVs
Worst fall-25.94%27 Sept 2024 → 8 Oct 2026
RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹91.10 cr across all plans · this plan ₹2.39 cr
Fund houseBandhan Mutual Fund
CategoryHybrid · Conservative Hybrid
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.89% · Regular 1.94% (5 Nov 2026)
Exit loadEntry Load Nil. Exit load w.e.f 24-Aug-2017:(for each purchase including SIP/STP-in registered) - For 10% of Investment Nil. For remaining Investment: 1.00% if redeemed / Switched Out within 365 days from the date of allotment. Please refer the Scheme
Minimum investment₹1,000 · additional ₹1,000
Scheme code (AMFI)112352
ISININF194K01RY5
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹37.9141+4.38%
Direct · IDCW₹13.2820-1.31%
Direct · IDCW₹16.3038-1.86%
Regular · Growth₹33.4342+3.34%
Regular · IDCW₹13.5371-2.77%

Top Conservative Hybrid funds (regular plans)

Fund1 year3 years (a year)
HSBC Conservative Hybrid Fund+3.00%+9.12%
Parag Parikh Conservative Hybrid Fund+3.24%+8.89%
ICICI Prudential Conservative Hybrid Fund+2.94%+8.38%
DSP Conservative Hybrid Fund+3.36%+8.22%
HSBC Conservative Hybrid Fund+1.97%+8.14%
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)+5.50%+8.10%
Aditya Birla Sun Life Conservative Hybrid Fund+2.96%+8.02%
SBI CONSERVATIVE HYBRID FUND+3.32%+7.90%

All Conservative Hybrid funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of BANDHAN CONSERVATIVE HYBRID FUND - Regular Plan - IDCW today?

₹11.2172 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of BANDHAN CONSERVATIVE HYBRID FUND - Regular Plan - IDCW?

1 year: -2.21%, 3 years: -6.00% a year, 5 years: -4.28% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.