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BANDHAN Dynamic Term Fund - Direct Plan - Growth

NAVs of 8 Nov 2026

Bandhan Mutual Fund · Debt fund · Direct plan · Growth

Dynamic BondDirect · GrowthRisk: Low to Moderate
NAV · 6 Nov 2026
₹40.4251 ▲ 0.01%
Bandhan Mutual Fund
Fund size₹1,943 crJuly - September 2026
1-month range₹40.27 – 40.43
1 year+6.67%rank 1 of 19
Expense ratio0.79%direct plan, a year
5 years+6.26%a year

What the fund does

To generate optimal returns by active management of the portfolio by investing in debt and money market instruments across maturities.

BenchmarkNIFTY Composite Debt Index A-III
Launched25 Jun 2002
Fund houseBandhan Mutual Fund
Fund managersFM 1 - Mr. Suyash Choudhary

NAV history

404041 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.18%avg 1.0%
1 month
+0.36%avg 0.5%
3 months
+0.48%avg -0.1%
6 months
+4.01%avg 2.5%
This year
+6.37%avg 3.4%
1 year
+6.67%avg 3.7% · #1/19
3 years (a year)
+7.92%avg 6.9% · #1/19
5 years (a year)
+6.26%avg 6.1% · #8/17

Bars: this plan; the thin mark is the Dynamic Bond average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.0
2025+0.8-0.7+3.1+2.0+0.2-2.4+1.2-2.6+2.0+0.5+0.5+0.1
2026+0.1+0.7-0.2+1.1+0.7+3.9-1.1+0.3+0.3+0.3+0.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings1416 lines in all
Top 10 holdings58.1%of the fund
Debt6.6%bonds, government securities
Money market54.7%CDs, CPs, treasury bills

Where the money is

Debt 6.6%Money market 54.7%Cash & others 38.7%Short -0.1%

Credit quality (debt and money market)

A1+
54.7%
AAA
4.7%
Sovereign
1.5%
Unrated / other
0.5%

Short positions 1

HoldingSector / type% of fund
Net Current Assets–-0.07%

Bonds, money market and cash 15

HoldingSector / type% of fund
Triparty Repo TRP_021126_VAL–38.73%
HDFC Bank Limited **
INE040A16HU9		CARE A1+10.55%
Punjab National Bank **
INE160A16UE2		CRISIL A1+10.36%
Bank of Baroda **
INE028A16LH3		CARE A1+10.35%
ICICI Bank Limited **
INE090AD6279		ICRA A1+7.78%
Canara Bank **
INE476A16G44		CRISIL A1+6.48%
Canara Bank **
INE476A16L21		CRISIL A1+5.28%
7.685% Tata Capital Housing Finance Limited **
INE033L07IL7		CRISIL AAA3.12%
7.1% Bajaj Housing Finance Limited **
INE377Y07607		CRISIL AAA1.54%
Indian Bank **
INE562A16QM0		CRISIL A1+1.31%
Bank of Baroda **
INE028A16LG5		CARE A1+1.30%
Indian Bank **
INE562A16QI8		CRISIL A1+1.29%
7.36% GOI (MD 12/09/2052)
IN0020220086		SOVEREIGN1.25%
Corporate Debt Market Development Fund Class A2
INF0RQ622028		–0.48%
7.24% GOI (MD 18/08/2055)
IN0020250075		SOVEREIGN0.25%

From the fund house's monthly portfolio (bandhanmutual.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility2.5%yearly, from daily NAVs
Worst fall-4.04%16 May 2025 → 29 Aug 2025
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹1,943 cr across all plans · this plan ₹670 cr
Fund houseBandhan Mutual Fund
CategoryDebt · Dynamic Bond
PlanDirect
OptionGrowth
Expense ratio (TER)Direct 0.79% · Regular 1.65% (5 Nov 2026)
Minimum investment₹1,000 · additional ₹1,000
Scheme code (AMFI)118416
ISININF194K01N63
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · IDCW₹12.2034+3.51%
Direct · IDCW₹17.3553+6.67%
Direct · IDCW₹13.7189+1.73%
Direct · IDCW₹10.9930-0.27%
Direct · IDCW₹14.1742+6.67%
Regular · Growth₹35.9507+5.76%
Regular · IDCW₹11.6689+1.39%
Regular · IDCW₹11.6304+3.47%
Regular · IDCW₹13.7462+5.76%
Regular · IDCW₹10.7775-0.34%
Regular · IDCW₹14.2859+5.75%

Top Dynamic Bond funds (direct plans)

Fund1 year3 years (a year)
BANDHAN Dynamic Term Fund+6.67%+7.92%
Kotak Dynamic Term Fund+5.81%+7.90%
Kotak Dynamic Term Fund+5.81%+7.90%
Aditya Birla Sun Life Dynamic Term Fund+5.23%+7.80%
Mahindra Manulife Dynamic Term Fund+4.68%+7.60%
ICICI Prudential Dynamic Term Fund+5.02%+7.57%
SBI DYNAMIC TERM FUND+5.19%+7.48%
Nippon India Dynamic Term Fund+3.77%+7.40%

All Dynamic Bond funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of BANDHAN Dynamic Term Fund - Direct Plan - Growth today?

₹40.4251 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of BANDHAN Dynamic Term Fund - Direct Plan - Growth?

1 year: 6.67%, 3 years: 7.92% a year, 5 years: 6.26% a year

How does BANDHAN Dynamic Term Fund rank in its category?

1 of 19 Dynamic Bond funds (direct plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.