BANDHAN EQUITY SAVINGS FUND - Regular Plan - IDCW

NAVs of 8 Nov 2026

Bandhan Mutual Fund · Hybrid fund · Regular plan · IDCW

Equity SavingsRegular · IDCWRisk: Moderate

NAV · 6 Nov 2026

₹10.8510 ▲ 0.37%

Bandhan Mutual Fund

Fund size₹401 crJuly - September 2026

1-month range₹10.64 – 10.85

1 year-1.65%

Expense ratio1.56%regular plan, a year

5 years-5.21%a year

What the fund does

The Scheme seek to generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments.

BenchmarkCRISIL Equity Savings Index

Launched9 Jun 2008

Fund houseBandhan Mutual Fund

Fund managersFM 1 - Mr. Kapil KankonkarFM 2 - Mr. Viraj KulkarniFM 3 - Mr. Harshal JoshiFM 4 - Ms. Ritika BeheraFM 5 - Mr. Gaurav SatraFM 6 - Mr. Brijesh Shah

NAV history

Returns

1 week

+1.44%avg 2.4%

1 month

+1.64%avg 2.3%

3 months

-0.99%avg 0.8%

6 months

-0.17%avg 3.0%

This year

-2.11%avg 3.0%

1 year

-1.65%avg 3.9%

3 years (a year)

-8.75%avg 8.5%

5 years (a year)

-5.21%avg 7.3%

Bars: this plan; the thin mark is the Equity Savings average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.3
2025	-27.2	-0.6	+1.0	+1.0	+0.2	+0.6	+0.3	-0.7	+0.3	-0.3	+0.2	+0.4
2026	-0.9	-0.1	-2.6	+1.2	-0.4	+0.6	+0.8	-0.4	-1.9	+0.2	+1.4

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Stocks held50114 lines in all

Top 10 stocks31.0%of the fund

Short positions-46.4%sold through derivatives

Net equity21.8%long stocks and derivatives minus shorts

Where the money is

Equity 68.2%Debt 21.9%Cash & others 10.7%Short -46.4%

Sectors (stocks held)

Banks

18.6%

Pharmaceuticals & Biotechnology

5.8%

Automobiles

3.9%

Finance

3.7%

Telecom - Services

3.5%

Power

3.3%

Petroleum Products

3.3%

Diversified FMCG

3.2%

Credit quality (debt and money market)

AAA

13.0%

Sovereign

8.9%

Stocks held 50

Holding	Sector / type	% of fund
HDFC Bank Limited INE040A01034	Banks	4.16%
Axis Bank Limited INE238A01034	Banks	3.95%
Bharti Airtel Limited INE397D01024	Telecom - Services	3.48%
Reliance Industries Limited INE002A01018	Petroleum Products	3.29%
Larsen & Toubro Limited INE018A01030	Construction	3.15%
Canara Bank INE476A01022	Banks	2.96%
Pidilite Industries Limited INE318A01026	Chemicals & Petrochemicals	2.79%
ICICI Bank Limited INE090A01021	Banks	2.47%
ITC Limited INE154A01025	Diversified FMCG	2.46%
State Bank of India INE062A01020	Banks	2.31%
Sun Pharmaceutical Industries Limited INE044A01036	Pharmaceuticals & Biotechnology	1.92%
Bajaj Finance Limited INE296A01032	Finance	1.91%
Grasim Industries Limited INE047A01021	Cement & Cement Products	1.85%
Tata Power Company Limited INE245A01021	Power	1.76%
Maruti Suzuki India Limited INE585B01010	Automobiles	1.75%
Bajaj Finserv Limited INE918I01026	Finance	1.69%
Nestle India Limited INE239A01024	Food Products	1.64%
Titan Company Limited INE280A01028	Consumer Durables	1.56%
Hindalco Industries Limited INE038A01020	Non - Ferrous Metals	1.45%
Punjab National Bank INE160A01022	Banks	1.44%
Aurobindo Pharma Limited INE406A01037	Pharmaceuticals & Biotechnology	1.43%
SBI Life Insurance Company Limited INE123W01016	Insurance	1.14%
Tata Steel Limited INE081A01020	Ferrous Metals	1.06%
TVS Motor Company Limited INE494B01023	Automobiles	1.00%
CG Power and Industrial Solutions Limited INE067A01029	Electrical Equipment	0.91%
Kotak Mahindra Bank Limited INE237A01036	Banks	0.88%
Apollo Hospitals Enterprise Limited INE437A01024	Healthcare Services	0.85%
Asian Paints Limited INE021A01026	Consumer Durables	0.84%
NTPC Limited INE733E01010	Power	0.82%
Britannia Industries Limited INE216A01030	Food Products	0.77%
UltraTech Cement Limited INE481G01011	Cement & Cement Products	0.77%
Dr. Reddy's Laboratories Limited INE089A01031	Pharmaceuticals & Biotechnology	0.77%
Cipla Limited INE059A01026	Pharmaceuticals & Biotechnology	0.76%
Wipro Limited INE075A01022	IT - Software	0.76%
Power Grid Corporation of India Limited INE752E01010	Power	0.75%
Hindustan Unilever Limited INE030A01027	Diversified FMCG	0.73%
HDFC Life Insurance Company Limited INE795G01014	Insurance	0.71%
JSW Steel Limited INE019A01038	Ferrous Metals	0.69%
Torrent Pharmaceuticals Limited INE685A01028	Pharmaceuticals & Biotechnology	0.69%
Tata Consultancy Services Limited INE467B01029	IT - Software	0.67%
Bajaj Auto Limited INE917I01010	Automobiles	0.65%
Dabur India Limited INE016A01026	Personal Products	0.57%
Mahindra & Mahindra Limited INE101A01026	Automobiles	0.53%
Bharat Electronics Limited INE263A01024	Aerospace & Defense	0.46%
AU Small Finance Bank Limited INE949L01017	Banks	0.41%
Glenmark Pharmaceuticals Limited INE935A01035	Pharmaceuticals & Biotechnology	0.23%
Aditya Birla Capital Limited INE674K01013	Finance	0.12%
InterGlobe Aviation Limited INE646L01027	Transport Services	0.12%
Container Corporation of India Limited INE111A01025	Transport Services	0.08%
APL Apollo Tubes Limited INE702C01027	Industrial Products	0.06%

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Short positions 46

Holding	Sector / type	% of fund
Axis Bank Limited November 2026 Future	–	-3.95%
HDFC Bank Limited November 2026 Future	–	-3.44%
Canara Bank November 2026 Future	–	-2.98%
Bharti Airtel Limited November 2026 Future	–	-2.60%
Reliance Industries Limited November 2026 Future	–	-2.56%
Larsen & Toubro Limited November 2026 Future	–	-2.50%
Pidilite Industries Limited November 2026 Future	–	-2.14%
Bajaj Finance Limited November 2026 Future	–	-1.92%
Grasim Industries Limited November 2026 Future	–	-1.85%
ITC Limited November 2026 Future	–	-1.71%
State Bank of India November 2026 Future	–	-1.64%
ICICI Bank Limited November 2026 Future	–	-1.59%
Hindalco Industries Limited November 2026 Future	–	-1.46%
Punjab National Bank November 2026 Future	–	-1.44%
Aurobindo Pharma Limited November 2026 Future	–	-1.42%
Sun Pharmaceutical Industries Limited November 2026 Future	–	-1.12%
Maruti Suzuki India Limited November 2026 Future	–	-1.11%
Tata Power Company Limited November 2026 Future	–	-1.06%
Bajaj Finserv Limited November 2026 Future	–	-1.06%
Tata Steel Limited November 2026 Future	–	-1.06%
TVS Motor Company Limited November 2026 Future	–	-1.00%
Nestle India Limited November 2026 Future	–	-0.96%
Titan Company Limited November 2026 Future	–	-0.92%
CG Power and Industrial Solutions Limited November 2026 Future	–	-0.91%
JSW Steel Limited November 2026 Future	–	-0.70%
Dabur India Limited November 2026 Future	–	-0.57%
Mahindra & Mahindra Limited November 2026 Future	–	-0.53%
Bharat Electronics Limited November 2026 Future	–	-0.46%
AU Small Finance Bank Limited November 2026 Future	–	-0.42%
SBI Life Insurance Company Limited November 2026 Future	–	-0.37%
Glenmark Pharmaceuticals Limited November 2026 Future	–	-0.23%
Asian Paints Limited November 2026 Future	–	-0.20%
InterGlobe Aviation Limited November 2026 Future	–	-0.12%
Aditya Birla Capital Limited November 2026 Future	–	-0.12%
Container Corporation of India Limited November 2026 Future	–	-0.08%
UltraTech Cement Limited November 2026 Future	–	-0.07%
APL Apollo Tubes Limited November 2026 Future	–	-0.06%
Apollo Hospitals Enterprise Limited 7900 Call November 2026 Option	–	-0.02%
Maruti Suzuki India Limited 11500 Call November 2026 Option	–	-0.01%
ITC Limited 265 Call November 2026 Option	–	-0.01%
Bharti Airtel Limited 1960 Call November 2026 Option	–	-0.01%
Larsen & Toubro Limited 3750 Call November 2026 Option	–	-0.01%
Power Grid Corporation of India Limited 255 Call November 2026 Option	–	-0.01%
NTPC Limited 307.5 Call November 2026 Option	–	-0.01%
Kotak Mahindra Bank Limited 450 Call November 2026 Option	–	-0.01%
Dr. Reddy's Laboratories Limited 1300 Call November 2026 Option	–	-0.01%

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Derivatives, debt, money market and cash 18

Holding	Sector / type	% of fund
Bandhan Money Market Fund -Direct Plan-Growth INF194K01M80	–	7.66%
6.66% National Bank For Agriculture and Rural Development ** INE261F08EP4	ICRA AAA	5.17%
7.53% Bajaj Housing Finance Limited ** INE377Y07672	CRISIL AAA	2.59%
6.54% GOI (MD 17/01/2032) IN0020210244	SOVEREIGN	2.57%
Triparty Repo TRP_021126_VAL	–	1.39%
8.43% Uttar Pradesh SDL (MD 06/03/2029) IN3320180174	SOVEREIGN	1.35%
8.3% Gujarat SDL (MD 13/03/2029) IN1520180325	SOVEREIGN	1.35%
8.28% Gujarat SDL (MD 13/02/2029) IN1520180283	SOVEREIGN	1.35%
7.18% GOI (MD 24/07/2037) IN0020230077	SOVEREIGN	1.31%
7.45% Power Finance Corporation Limited ** INE134E08NP7	CRISIL AAA	1.31%
7.85% Bajaj Finance Limited ** INE296A07SO6	CRISIL AAA	1.31%
7.34% Small Industries Dev Bank of India ** INE556F08KS8	CRISIL AAA	1.31%
7.02% Bajaj Housing Finance Limited ** INE377Y07565	CRISIL AAA	1.30%
Net Current Assets	–	0.84%
7.04% Tamilnadu SDL (MD 19/03/2030) IN3120240707	SOVEREIGN	0.70%
Net Receivables/Payables	–	0.56%
Cash Margin - Derivatives	–	0.28%
8.26% Maharashtra SDL (MD 02/01/2029) IN2220180060	SOVEREIGN	0.27%

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From the fund house's monthly portfolio (bandhanmutual.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility3.3%yearly, from daily NAVs

Worst fall-29.54%20 Sept 2024 → 8 Oct 2026

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹401 cr across all plans · this plan ₹3.43 cr
Fund house	Bandhan Mutual Fund
Category	Hybrid · Equity Savings
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.66% · Regular 1.56% (5 Nov 2026)
Exit load	Entry Load: Nil Exit Load: If redeemed/switched out within 7 days from the date of allotment: - For 10% of investment: Nil . For remaining investment: 0.25% of applicable NAV. If redeemed/switched out after 7 days from the date of allotment: Nil.
Minimum investment	₹1,000 · additional ₹1,000
Scheme code (AMFI)	108992
ISIN	INF194K01599
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹36.9390	+4.83%
Direct · IDCW	₹11.5330	-1.30%
Direct · IDCW	₹14.2280	-1.52%
Direct · IDCW	₹13.3460	-1.32%
Regular · Growth	₹32.8840	+3.89%
Regular · IDCW	₹12.7470	-2.40%
Regular · IDCW	₹12.6990	-2.22%

Top Equity Savings funds (regular plans)

Fund	1 year	3 years (a year)
HSBC Equity Savings Fund	+8.47%	+12.50%
Edelweiss Equity Savings Fund	+7.73%	+11.53%
Mirae Asset Equity Savings Fund	+5.97%	+11.00%
Edelweiss Equity Savings Fund	+6.70%	+10.44%
Axis Equity Savings Fund	+6.01%	+10.28%
Mirae Asset Equity Savings Fund	+4.91%	+9.90%
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)	+1.45%	+9.50%
Kotak Equity Savings Fund	+2.61%	+8.96%

All Equity Savings funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of BANDHAN EQUITY SAVINGS FUND - Regular Plan - IDCW today?

₹10.8510 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of BANDHAN EQUITY SAVINGS FUND - Regular Plan - IDCW?

1 year: -1.65%, 3 years: -8.75% a year, 5 years: -5.21% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.