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Mutual fundsSIF

BANDHAN FLOATING INTEREST RATES FUND - Regular Plan - Growth

NAVs of 8 Nov 2026

Bandhan Mutual Fund · Debt fund · Regular plan · Growth

FloaterRegular · GrowthRisk: Moderate
NAV · 6 Nov 2026
₹13.9019 ▼ 0.02%
Bandhan Mutual Fund
Fund size₹225 crJuly - September 2026
1-month range₹13.83 – 13.90
1 year+5.38%rank 7 of 14
Expense ratio0.76%regular plan, a year
5 years+6.28%a year

What the fund does

The Fund seeks to generate returns by creating a portfolio that is primarily invested in floating rate instruments, including fixed rate instruments swapped for floating returns and other debt and money market instruments.

BenchmarkNIFTY Medium Duration Debt Index A-III
Launched18 Feb 2021
Fund houseBandhan Mutual Fund
Fund managersFM 1 - Mr. Brijesh ShahFM 2- Mr. Debraj Lahiri .

NAV history

141414 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.39%avg 0.5%
1 month
+0.28%avg 0.4%
3 months
+0.60%avg 0.7%
6 months
+3.05%avg 2.9%
This year
+4.82%avg 4.7%
1 year
+5.38%avg 5.4% · #7/14
3 years (a year)
+7.16%avg 7.3% · #8/14
5 years (a year)
+6.28%avg 6.5% · #12/14

Bars: this plan; the thin mark is the Floater average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.4
2025+0.8+0.5+1.1+1.3+1.0+0.1+0.6-0.1+0.7+0.7+0.5+0.2
2026-0.0+0.8+0.0+0.5+0.3+1.9+0.3+0.2+0.3-0.0+0.4

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Stocks held937 lines in all
Top 10 stocks66.5%of the fund
Short positions-64.1%sold through derivatives
Net equity2.4%long stocks and derivatives minus shorts

Where the money is

Equity 66.5%Debt 86.8%Money market 2.3%Cash & others 8.4%Short -64.1%

Sectors (stocks held)

Other
64.1%
CRISIL AA+
2.4%

Credit quality (debt and money market)

AAA
48.5%
AA
21.2%
AA+
14.1%
Sovereign
2.4%
A1+
2.3%
Unrated / other
0.6%

Stocks held 9

HoldingSector / type% of fund
Interest Rate Swaps (13/04/2027) Receive Floating–9.50%
Interest Rate Swaps (13/04/2027) Receive Floating–9.50%
Interest Rate Swaps (13/04/2027) Receive Floating–9.50%
Interest Rate Swaps (13/04/2027) Receive Floating–9.50%
Interest Rate Swaps (14/04/2027) Receive Floating–9.50%
Interest Rate Swaps (14/04/2027) Receive Floating–9.50%
Interest Rate Swaps (14/04/2027) Receive Floating–4.75%
Muthoot Finance Limited
INE414G07KC4		CRISIL AA+2.38%
Interest Rate Swaps (03/12/2026) Receive Floating–2.38%

Short positions 8

HoldingSector / type% of fund
Interest Rate Swaps (14/04/2027) Pay Fixed–-9.49%
Interest Rate Swaps (14/04/2027) Pay Fixed–-9.49%
Interest Rate Swaps (13/04/2027) Pay Fixed–-9.49%
Interest Rate Swaps (13/04/2027) Pay Fixed–-9.49%
Interest Rate Swaps (13/04/2027) Pay Fixed–-9.49%
Interest Rate Swaps (13/04/2027) Pay Fixed–-9.49%
Interest Rate Swaps (14/04/2027) Pay Fixed–-4.75%
Interest Rate Swaps (03/12/2026) Pay Fixed–-2.38%

Debt, money market and cash 20

HoldingSector / type% of fund
7.04% IndiGrid Infrastructure Trust **
INE219X07512		CRISIL AAA9.30%
7.02% Bajaj Housing Finance Limited **
INE377Y07565		CRISIL AAA9.30%
8.35% Aditya Birla Real Estate Limited **
INE055A08052		CRISIL AA7.10%
8.25% Tata Projects Limited **
INE725H08196		CRISIL AA7.10%
7.44% National Bank For Agriculture and Rural Development **
INE261F08EK5		CRISIL AAA7.05%
8.1% Aadhar Housing Finance Limited **
INE883F07397		CARE AA+7.01%
7.42% Small Industries Dev Bank of India **
INE556F08KW0		CRISIL AAA7.00%
7.3763% Bajaj Finance Limited **
INE296A07TJ4		CRISIL AAA6.99%
7.99% Godrej Seeds & Genetics Limited **
INE316Z08063		CRISIL AA6.96%
Triparty Repo TRP_021126_VAL–5.73%
8.4% Godrej Properties Limited **
INE484J08089		ICRA AA+4.73%
7.38% REC Limited **
INE020B08GD4		CRISIL AAA4.67%
7.53% National Bank For Agriculture and Rural Development **
INE261F08EM1		ICRA AAA4.23%
Net Current Assets–2.64%
8.9% Muthoot Finance Limited **
INE414G07JI3		CRISIL AA+2.37%
HDFC Bank Limited **
INE040A16IT9		CARE A1+2.31%
7.24% GOI (MD 18/08/2055)
IN0020250075		SOVEREIGN2.21%
Corporate Debt Market Development Fund Class A2
INF0RQ622028		–0.59%
6.68% GOI (MD 07/07/2040)
IN0020250042		SOVEREIGN0.22%
Cash Margin - CCIL–0.05%

From the fund house's monthly portfolio (bandhanmutual.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility1.2%yearly, from daily NAVs
Worst fall-0.49%7 May 2026 → 21 May 2026
RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 26 Feb 2021).

Fund details

Fund size (average AUM, July - September 2026)₹225 cr across all plans · this plan ₹108 cr
Fund houseBandhan Mutual Fund
CategoryDebt · Floater
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 0.14% · Regular 0.76% (5 Nov 2026)
Minimum investment₹1,000 · additional ₹1,000
Scheme code (AMFI)148705
ISININF194KB1AP5
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹14.3220+6.05%
Direct · IDCW₹10.4893+0.56%
Direct · IDCW₹10.1712+0.18%
Direct · IDCW₹10.1312-0.02%
Direct · IDCW₹14.0061+6.02%
Direct · IDCW₹10.1618+0.17%
Direct · IDCW₹10.5849-0.94%
Regular · IDCW₹10.4488+0.51%
Regular · IDCW₹10.1692+0.17%
Regular · IDCW₹10.1570+0.13%
Regular · IDCW₹13.9035+5.39%
Regular · IDCW₹10.1310-0.02%
Regular · IDCW₹10.5332-0.98%

Top Floater funds (regular plans)

Fund1 year3 years (a year)
Axis Floating Interest Rates Fund+6.95%+8.52%
Axis Floating Interest Rates Fund+6.65%+8.18%
Tata Floating Interest Rates Fund+5.53%+7.34%
DSP Floating Interest Rates Fund+4.51%+7.33%
SBI Floating Interest Rates Fund+5.95%+7.26%
HDFC Floating Interest Rates Fund+5.25%+7.25%
Franklin India Floating Interest Rates Fund+5.15%+7.21%
BANDHAN FLOATING INTEREST RATES FUND+5.38%+7.16%

All Floater funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of BANDHAN FLOATING INTEREST RATES FUND - Regular Plan - Growth today?

₹13.9019 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of BANDHAN FLOATING INTEREST RATES FUND - Regular Plan - Growth?

1 year: 5.38%, 3 years: 7.16% a year, 5 years: 6.28% a year

How does BANDHAN FLOATING INTEREST RATES FUND rank in its category?

7 of 14 Floater funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.