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BANDHAN LIQUID Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Bandhan Mutual Fund · Debt fund · Regular plan · IDCW

LiquidRegular · IDCWRisk: Low to Moderate
NAV · 6 Nov 2026
₹1,001.4161 ▲ 0.00%
Bandhan Mutual Fund
Fund size₹19,832 crJuly - September 2026
1-month range₹1,001.21 – 1,001.42
1 year0.00%
Expense ratio0.23%regular plan, a year
5 years+0.01%a year

What the fund does

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

BenchmarkNIFTY Liquid Index A-I
Launched2 Jul 2001
Fund houseBandhan Mutual Fund
Fund managersFM 1 - Mr. Harshal JoshiFM 2 - Mr. Brijesh Shah

NAV history

1,0011,0011,002 2026-08-172026-08-282026-09-102026-09-232026-10-062026-10-192026-10-30

Returns

1 week
0.00%avg 0.1%
1 month
0.00%avg 0.3%
3 months
0.00%avg 1.1%
6 months
0.00%avg 0.5%
This year
0.00%avg 2.1%
1 year
0.00%avg 2.6%
3 years (a year)
+0.01%avg 3.5%
5 years (a year)
+0.01%avg 2.1%
10 years (a year)
0.00%avg 3.0%

Bars: this plan; the thin mark is the Liquid average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.0
2025+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0
2026+0.0+0.0+0.0-0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings7276 lines in all
Top 10 holdings35.5%of the fund
Debt9.5%bonds, government securities
Money market79.8%CDs, CPs, treasury bills

Where the money is

Debt 9.5%Money market 79.8%Cash & others 10.7%Short -1.4%

Credit quality (debt and money market)

A1+
77.8%
Sovereign
10.6%
AAA
0.6%
Unrated / other
0.3%

Short positions 1

HoldingSector / type% of fund
Net Current Assets–-1.43%

Bonds, money market and cash 75

HoldingSector / type% of fund
Triparty Repo TRP_021126_VAL–8.76%
5.74% GOI (MD 15/11/2026)
IN0020210186		SOVEREIGN7.91%
HDFC Bank Limited **
INE040A16KB3		ICRA A1+4.31%
Export Import Bank of India **
INE514E14TR1		CRISIL A1+3.56%
Reverse Repo–3.37%
Bajaj Finance Limited **
INE296A14K55		CRISIL A1+3.28%
NTPC Limited **
INE733E14CL6		CRISIL A1+2.98%
UltraTech Cement Limited **
INE481G14GA1		FITCH A1+2.82%
Tata Capital Limited **
INE976I14RS5		CRISIL A1+2.69%
Reliance Retail Ventures Limited **
INE929O14FJ6		CRISIL A1+2.67%
Reliance Industries Limited **
INE002A14MB4		CARE A1+2.65%
Small Industries Dev Bank of India **
INE556F14MV6		CRISIL A1+2.65%
Union Bank of India **
INE692A16NG4		ICRA A1+2.38%
Axis Bank Limited **
INE238AD6CN6		CRISIL A1+2.38%
Export Import Bank of India **
INE514E14TW1		CRISIL A1+2.08%
National Bank For Agriculture and Rural Development **
INE261F16AD1		CRISIL A1+2.06%
Union Bank of India **
INE692A16MY9		ICRA A1+1.78%
Tata Capital Limited **
INE976I14RX5		CRISIL A1+1.78%
91 Days Tbill (MD 14/01/2027)
IN002026X289		SOVEREIGN1.63%
Bajaj Financial Securities Limited **
INE01C314HZ7		CRISIL A1+1.62%
Indian Bank **
INE562A16RN6		CRISIL A1+1.49%
Canara Bank **
INE476A16K97		CRISIL A1+1.49%
Indian Bank **
INE562A16QM0		CRISIL A1+1.49%
Reliance Retail Ventures Limited **
INE929O14FQ1		CRISIL A1+1.49%
REC Limited **
INE020B14722		CRISIL A1+1.49%
National Bank For Agriculture and Rural Development **
INE261F14QF7		CRISIL A1+1.49%
Bajaj Finance Limited **
INE296A14J90		ICRA A1+1.49%
Axis Bank Limited **
INE238AD6CB1		CRISIL A1+1.48%
Reliance Industries Limited **
INE002A14LS0		CRISIL A1+1.48%
HDFC Bank Limited **
INE040A16KD9		ICRA A1+1.47%
NTPC Limited **
INE733E14CM4		CRISIL A1+1.34%
L&T Finance Limited **
INE498L14GL2		CRISIL A1+1.34%
Axis Bank Limited **
INE238AD6BV1		CRISIL A1+1.24%
Bank of Baroda **
INE028A16MQ2		FITCH A1+1.19%
Axis Bank Limited **
INE238AD6CX5		CRISIL A1+1.17%
Bank of Baroda **
INE028A16KO1		CARE A1+1.04%
HDFC Bank Limited **
INE040A16IJ0		CARE A1+1.04%
Axis Bank Limited **
INE238AD6CA3		CRISIL A1+1.04%
Kotak Securities Limited **
INE028E14YA8		CRISIL A1+1.04%
HDFC Securities Limited **
INE700G14VK2		CRISIL A1+0.90%
Reliance Retail Ventures Limited **
INE929O14FM0		CRISIL A1+0.89%
Bajaj Finance Limited **
INE296A14J25		ICRA A1+0.75%
Sundaram Finance Limited **
INE660A14YU4		CRISIL A1+0.75%
The Federal Bank Limited **
INE171A16OC6		CRISIL A1+0.60%
PNB Housing Finance Limited **
INE572E14KU2		CRISIL A1+0.60%
Small Industries Dev Bank of India **
INE556F16BS0		CARE A1+0.59%
Canara Bank **
INE476A16J90		CRISIL A1+0.59%
Small Industries Dev Bank of India **
INE556F14MH5		CRISIL A1+0.59%
Axis Securities Limited **
INE110O14JT4		CARE A1+0.59%
Bajaj Financial Securities Limited **
INE01C314HG7		CRISIL A1+0.45%
364 Days Tbill (MD 03/12/2026)
IN002025Z369		SOVEREIGN0.45%
Export Import Bank of India **
INE514E14TQ3		CRISIL A1+0.44%
Bank of Baroda **
INE028A16KX2		FITCH A1+0.38%
7.2% Tamilnadu SDL (MD 25/01/2027)
IN3120160186		SOVEREIGN0.30%
7.58% Gujarat SDL (MD 29/11/2026)
IN1520230104		SOVEREIGN0.30%
7.75% Sundaram Finance Limited **
INE660A07RU2		ICRA AAA0.30%
ICICI Securities Limited **
INE763G14M93		CRISIL A1+0.30%
Kotak Securities Limited **
INE028E14XW4		ICRA A1+0.30%
ICICI Securities Limited **
INE763G14N27		CRISIL A1+0.30%
Godrej Properties Limited **
INE484J14I29		ICRA A1+0.30%
Corporate Debt Market Development Fund Class A2
INF0RQ622028		–0.27%
7.52% REC Limited **
INE020B08AA3		CRISIL AAA0.19%
7.905% Tata Capital Limited **
INE306N07NO7		ICRA AAA0.15%
HDFC Bank Limited **
INE040A16HY1		CARE A1+0.15%
Axis Bank Limited **
INE238AD6BO6		CRISIL A1+0.15%
Axis Bank Limited **
INE238AD6BP3		CRISIL A1+0.15%
Indian Bank **
INE562A16QN8		CRISIL A1+0.15%
Canara Bank **
INE476A16F94		CRISIL A1+0.15%
Canara Bank **
INE476A16G02		CRISIL A1+0.15%
NTPC Limited **
INE733E14CH4		CRISIL A1+0.15%
Bajaj Finance Limited **
INE296A14D21		CRISIL A1+0.15%
Kotak Mahindra Prime Limited **
INE916D146S5		CRISIL A1+0.15%
Kotak Mahindra Bank Limited **
INE237AD6109		CRISIL A1+0.09%
8.15% GOI (MD 24/11/2026)
IN0020140060		SOVEREIGN0.03%
Cash Margin - CCIL–0.02%

From the fund house's monthly portfolio (bandhanmutual.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility0.1%yearly, from daily NAVs
Worst fall-0.06%30 Apr 2018 → 31 May 2018
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹19,832 cr across all plans · this plan ₹4.64 cr
Fund houseBandhan Mutual Fund
CategoryDebt · Liquid
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.07% · Regular 0.23% (5 Nov 2026)
Exit loadEntry Load: Nil; Exit Load: For subscriptions received w.e.f October 20, 2019, the following graded exit load will be applicable, if redeemed/switched-out on: Day 1 - 0.0070%; Day 2 - 0.0065%; Day 3 - 0.0060%; Day 4 - 0.0055%; Day 5 - 0.0050%; Day 6 - 0.0045%, Day 7 onwards - 0.0000%
Minimum investment₹100 · additional ₹100
Scheme code (AMFI)108692
ISININF194K01VZ4
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹3,460.0422+6.48%
Direct · IDCW₹1,393.9359+6.48%
Direct · IDCW₹1,008.8714+0.06%
Direct · IDCW₹1,001.66630.00%
Direct · IDCW₹1,008.7001+0.06%
Regular · Growth₹3,419.8267+6.31%
Regular · Growth₹1.8428+6.48%
Regular · Growth₹1.00000.00%
Regular · IDCW₹1,002.9243+0.06%
Regular · IDCW₹1,002.6746+0.08%
Regular · IDCW₹1,476.4743+6.31%
Regular · IDCW₹1.8428+6.48%
Regular · IDCW₹1.00000.00%

Top Liquid funds (regular plans)

Fund1 year3 years (a year)
Axis Liquid Fund+6.59%+6.99%
Groww Liquid Fund+6.53%+6.97%
Franklin India Liquid Fund+6.56%+6.97%
Franklin India Liquid Fund+6.56%+6.97%
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)+6.57%+6.97%
PGIM India Liquid Fund+6.55%+6.96%
BANK OF INDIA LIQUID FUND+6.53%+6.95%
Tata Liquid Fund+6.50%+6.95%

All Liquid funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of BANDHAN LIQUID Fund - Regular Plan - IDCW today?

₹1,001.4161 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of BANDHAN LIQUID Fund - Regular Plan - IDCW?

1 year: 0.00%, 3 years: 0.01% a year, 5 years: 0.01% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.