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BANDHAN Overnight Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

Bandhan Mutual Fund · Debt fund · Direct plan · IDCW

OvernightDirect · IDCWRisk: Low
NAV · 6 Nov 2026
₹1,001.0939 ▲ 0.02%
Bandhan Mutual Fund
Fund size₹1,256 crJuly - September 2026
1-month range₹1,000.45 – 1,001.14
1 year+0.02%
Expense ratio0.07%direct plan, a year
5 years+0.01%a year

What the fund does

The Fund seeks to offer an investment avenue for short term savings by looking to generate returns in line with the overnight rates.

BenchmarkNifty 1D Rate Index
Launched18 Jan 2019
Fund houseBandhan Mutual Fund
Fund managersFM 1 - Mr. Brijesh Shah

NAV history

1,0001,0011,001 2026-08-172026-08-282026-09-102026-09-232026-10-062026-10-192026-10-30

Returns

1 week
-0.00%avg 0.1%
1 month
+0.02%avg 0.4%
3 months
+0.01%avg 1.2%
6 months
-0.00%avg 2.3%
This year
+0.04%avg 3.9%
1 year
+0.02%avg 4.8%
3 years (a year)
-0.01%avg 5.5%
5 years (a year)
+0.01%avg 8.6%

Bars: this plan; the thin mark is the Overnight average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.0
2025-0.0-0.0+0.0+0.0-0.0-0.0+0.0+0.0+0.0+0.0-0.0-0.0
2026+0.0-0.0-0.0+0.0+0.0-0.0+0.0-0.1+0.0+0.0-0.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Stocks held010 lines in all
Top 10 stocks0.0%of the fund
Equity0.0%stocks and equity derivatives
Debt & cash100.0%everything else

Where the money is

Debt 0.9%Money market 17.6%Cash & others 81.5%

Credit quality (debt and money market)

A1+
12.4%
Sovereign
6.2%

Debt, money market and cash 10

HoldingSector / type% of fund
Reverse Repo–64.84%
HDFC Bank Limited **
INE040A16JX9		CARE A1+12.35%
AMC Repo Clearing Limited–12.29%
Triparty Repo TRP_021126_VAL–3.89%
91 Days Tbill (MD 19/11/2026)
IN002026X206		SOVEREIGN2.46%
182 Days Tbill (MD 19/11/2026)
IN002026Y071		SOVEREIGN1.85%
5.74% GOI (MD 15/11/2026)
IN0020210186		SOVEREIGN0.93%
91 Days Tbill (MD 12/11/2026)
IN002026X198		SOVEREIGN0.93%
Cash Margin - CCIL–0.43%
Net Current Assets–0.03%

From the fund house's monthly portfolio (bandhanmutual.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.5%yearly, from daily NAVs
Worst fall-5.14%11 Jul 2025 → 3 Apr 2026
RiskometerLowLow

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Jan 2019).

Fund details

Fund size (average AUM, July - September 2026)₹1,256 cr across all plans · this plan ₹0.03 cr
Fund houseBandhan Mutual Fund
CategoryDebt · Overnight
PlanDirect
OptionIDCW
Expense ratio (TER)Direct 0.07% · Regular 0.16% (5 Nov 2026)
Minimum investment₹1,000 · additional ₹1,000
Scheme code (AMFI)146192
ISININF194KB1553
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹1,481.5338+5.26%
Direct · IDCW₹1,001.2422+0.02%
Direct · IDCW₹1,350.1241+5.28%
Direct · IDCW₹1,000.00980.00%
Regular · Growth₹1,469.1934+5.16%
Regular · IDCW₹1,001.2288+0.02%
Regular · IDCW₹1,344.3202+5.16%
Regular · IDCW₹1,000.00980.00%
Regular · IDCW₹1,002.0071+0.02%

Top Overnight funds (direct plans)

Fund1 year3 years (a year)
Tata Overnight Fund+5.30%+6.06%
Bajaj Finserv Overnight Fund+5.35%+6.06%
Nippon India Overnight Fund+5.28%+6.05%
Kotak Overnight Fund+5.28%+6.04%
Baroda BNP Paribas Overnight Fund+5.29%+6.04%
Mirae Asset Overnight Fund+5.26%+6.04%
quant Overnight Fund+5.04%+6.04%
UTI - Overnight Fund+5.26%+6.03%

All Overnight funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of BANDHAN Overnight Fund - Direct Plan - IDCW today?

₹1,001.0939 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of BANDHAN Overnight Fund - Direct Plan - IDCW?

1 year: 0.02%, 3 years: -0.01% a year, 5 years: 0.01% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.