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Bandhan Short Term Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

Bandhan Mutual Fund · Debt fund · Direct plan · IDCW

Short DurationDirect · IDCWRisk: Low to Moderate
NAV · 6 Nov 2026
₹10.3952 ▲ 0.01%
Bandhan Mutual Fund
Fund size₹5,915 crJuly - September 2026
1-month range₹10.35 – 10.40
1 year+0.17%
Expense ratio0.38%direct plan, a year
5 years+0.05%a year

What the fund does

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over short term such that the Macaulay duration of the portfolio is between 1 year and 3 years. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.

BenchmarkNIFTY Short Duration Debt Index A-II
Launched13 Dec 2000
Fund houseBandhan Mutual Fund
Fund managersFM 1 - Mr. Suyash Choudhary

NAV history

101010 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.29%avg 0.6%
1 month
+0.22%avg 0.3%
3 months
-0.04%avg 0.4%
6 months
+0.19%avg 2.3%
This year
+0.20%avg 2.9%
1 year
+0.17%avg 3.4%
3 years (a year)
-0.05%avg 5.9%
5 years (a year)
+0.05%avg 5.9%

Bars: this plan; the thin mark is the Short Duration average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-0.3
2025+0.0-0.0+0.3-0.3+0.3-0.3+0.2-0.6+0.4-0.0+0.2-0.1
2026+0.0+0.0-0.1-0.3+0.3+0.9-0.9-0.1+0.1-0.0+0.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings8083 lines in all
Top 10 holdings33.1%of the fund
Debt48.3%bonds, government securities
Money market41.2%CDs, CPs, treasury bills

Where the money is

Debt 48.3%Money market 41.2%Cash & others 10.5%

Credit quality (debt and money market)

AAA
46.9%
A1+
41.2%
Sovereign
1.0%
Unrated / other
0.4%

Bonds, money market and cash 83

HoldingSector / type% of fund
Triparty Repo TRP_021126_VAL–9.20%
7.48% National Bank For Agriculture and Rural Development **
INE261F08EO7		CRISIL AAA4.28%
Canara Bank **
INE476A16G44		CRISIL A1+4.04%
HDFC Bank Limited **
INE040A16KF4		CARE A1+3.99%
Small Industries Dev Bank of India **
INE556F16CG3		CRISIL A1+3.86%
HDFC Bank Limited **
INE040A16IZ6		CARE A1+3.10%
7.07% Bajaj Finance Limited **
INE296A07TN6		CRISIL AAA2.99%
7.44% National Bank For Agriculture and Rural Development **
INE261F08EK5		CRISIL AAA2.92%
7.8% Tata Capital Housing Finance Limited **
INE033L07HU0		CRISIL AAA2.88%
Small Industries Dev Bank of India **
INE556F16CF5		CRISIL A1+2.72%
8.15% Tata Capital Limited **
INE976I07DF6		CRISIL AAA2.29%
7.5% Indian Railway Finance Corporation Limited **
INE053F07BW9		CRISIL AAA2.28%
7.83% Bajaj Housing Finance Limited **
INE377Y07649		CRISIL AAA2.28%
Bank of Baroda **
INE028A16LH3		CARE A1+2.27%
8.3% REC Limited **
INE020B08BO2		CRISIL AAA2.15%
7.74% LIC Housing Finance Limited **
INE115A07QW5		CRISIL AAA1.95%
7.75% Sundaram Finance Limited **
INE660A07RN7		CRISIL AAA1.71%
Axis Bank Limited **
INE238AD6CX5		CRISIL A1+1.71%
Union Bank of India **
INE692A16LR5		ICRA A1+1.70%
Axis Bank Limited **
INE238AD6CG0		CRISIL A1+1.69%
ICICI Bank Limited **
INE090AD6303		ICRA A1+1.69%
6.95% Bajaj Housing Finance Limited **
INE377Y07615		CRISIL AAA1.42%
Bank of Baroda **
INE028A16LF7		CARE A1+1.42%
Net Current Assets–1.33%
7.57% Indian Railway Finance Corporation Limited **
INE053F08353		CRISIL AAA1.32%
7.8% LIC Housing Finance Limited **
INE115A07QC7		CRISIL AAA1.15%
7.46% Indian Railway Finance Corporation Limited **
INE053F08387		CRISIL AAA1.14%
7.48% Indian Railway Finance Corporation Limited **
INE053F07BU3		CRISIL AAA1.14%
Punjab National Bank **
INE160A16UD4		CRISIL A1+1.14%
6.97% Bajaj Housing Finance Limited **
INE377Y07599		CRISIL AAA1.13%
Kotak Mahindra Bank Limited **
INE237AD6141		CRISIL A1+1.13%
Axis Bank Limited **
INE238AD6CO4		CRISIL A1+1.13%
Punjab National Bank **
INE160A16UX2		CRISIL A1+1.13%
7.53% Bajaj Housing Finance Limited **
INE377Y07672		CRISIL AAA1.02%
7.75% LIC Housing Finance Limited **
INE115A07MQ6		CRISIL AAA0.86%
7.66% Bajaj Housing Finance Limited **
INE377Y07532		CRISIL AAA0.86%
7.37% Indian Railway Finance Corporation Limited **
INE053F08411		CRISIL AAA0.85%
7.44% Power Finance Corporation Limited **
INE134E08NO0		CRISIL AAA0.85%
7.1% Bajaj Housing Finance Limited **
INE377Y07607		CRISIL AAA0.85%
7.24% Bajaj Finance Limited **
INE296A07TP1		CRISIL AAA0.85%
Bank of Baroda **
INE028A16LD2		CARE A1+0.85%
Bank of Baroda **
INE028A16LG5		CARE A1+0.85%
Punjab National Bank **
INE160A16UE2		CRISIL A1+0.85%
Bank of Baroda **
INE028A16LS0		CARE A1+0.85%
8.3% Indian Railway Finance Corporation Limited **
INE053F07BD9		CRISIL AAA0.81%
6.6% REC Limited **
INE020B08FZ9		ICRA AAA0.75%
8.0409% Tata Capital Housing Finance Limited **
INE033L07ID4		CRISIL AAA0.58%
7.73% LIC Housing Finance Limited **
INE115A07RE1		CRISIL AAA0.58%
7.75% Tata Capital Housing Finance Limited **
INE033L07HQ8		CRISIL AAA0.58%
7.53% National Bank For Agriculture and Rural Development **
INE261F08EM1		ICRA AAA0.57%
7.58% REC Limited **
INE020B08FD6		ICRA AAA0.57%
7.3763% Bajaj Finance Limited **
INE296A07TJ4		CRISIL AAA0.57%
7.11% Bajaj Finance Limited **
INE296A07TM8		CRISIL AAA0.57%
ICICI Bank Limited **
INE090AD6279		ICRA A1+0.57%
ICICI Bank Limited **
INE090AD6287		ICRA A1+0.57%
Canara Bank **
INE476A16H01		CRISIL A1+0.57%
HDFC Bank Limited **
INE040A16IT9		CARE A1+0.56%
6.9% LIC Housing Finance Limited **
INE115A07RH4		CRISIL AAA0.52%
8.06% Karnataka SDL (MD 27/03/2029)
IN1920180222		SOVEREIGN0.41%
7.39% Maharashtra SDL (MD 03/07/2030)
IN2220190036		SOVEREIGN0.40%
Canara Bank **
INE476A16G28		CRISIL A1+0.40%
Corporate Debt Market Development Fund Class A2
INF0RQ622028		–0.37%
7.74% LIC Housing Finance Limited **
INE115A07QZ8		CRISIL AAA0.29%
7.45% Power Finance Corporation Limited **
INE134E08NP7		CRISIL AAA0.29%
7.46% REC Limited **
INE020B08EK4		CRISIL AAA0.29%
8.06% Bajaj Finance Limited **
INE296A07SZ2		CRISIL AAA0.29%
Canara Bank **
INE476A16G02		CRISIL A1+0.29%
7.19% JIO Credit Limited **
INE282H07018		CRISIL AAA0.28%
Small Industries Dev Bank of India **
INE556F16BX0		CRISIL A1+0.28%
HDFC Bank Limited **
INE040A16IM4		CARE A1+0.28%
HDFC Bank Limited **
INE040A16JC3		CARE A1+0.28%
Kotak Mahindra Bank Limited **
INE237AD6166		CRISIL A1+0.28%
HDFC Bank Limited **
INE040A16IU7		CARE A1+0.28%
Union Bank of India **
INE692A16LS3		ICRA A1+0.28%
Small Industries Dev Bank of India **
INE556F16CE8		CRISIL A1+0.22%
7.3% GOI (MD 19/06/2053)
IN0020230051		SOVEREIGN0.17%
8.04% Bajaj Housing Finance Limited **
INE377Y07441		CRISIL AAA0.17%
Punjab National Bank **
INE160A16UH5		CRISIL A1+0.11%
Axis Bank Limited **
INE238AD6CN6		CRISIL A1+0.06%
Axis Bank Limited **
INE238AD6CA3		CRISIL A1+0.06%
8.24% GOI (MD 15/02/2027)
IN0020060078		SOVEREIGN0.01%
6.79% GOI (MD 15/05/2027)
IN0020170026		SOVEREIGN0.01%
Cash Margin - CCIL–0.01%

From the fund house's monthly portfolio (bandhanmutual.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility2.1%yearly, from daily NAVs
Worst fall-1.36%31 Aug 2021 → 31 May 2022
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹5,915 cr across all plans · this plan ₹0.29 cr
Fund houseBandhan Mutual Fund
CategoryDebt · Short Duration
PlanDirect
OptionIDCW
Expense ratio (TER)Direct 0.38% · Regular 0.86% (5 Nov 2026)
Minimum investment₹1,000 · additional ₹1,000
Scheme code (AMFI)118405
ISININF194K01U56
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹66.1976+5.68%
Direct · IDCW₹10.4081+0.15%
Direct · IDCW₹23.8950+5.68%
Direct · IDCW₹10.8083+0.66%
Direct · IDCW₹11.2205-1.00%
Regular · IDCW₹10.4384+0.17%
Regular · IDCW₹22.7915+5.17%
Regular · IDCW₹10.8699+0.56%
Regular · IDCW₹10.9735-1.02%

Top Short Duration funds (direct plans)

Fund1 year3 years (a year)
Bandhan Short Term Fund+5.68%+7.68%
ICICI Prudential Short Term Fund+5.55%+7.68%
Mahindra Manulife Short Term Fund+5.38%+7.68%
Nippon India Short Term Fund+4.90%+7.61%
Aditya Birla Sun Life Short Term Fund+4.96%+7.57%
Baroda BNP Paribas Short Term Fund (the scheme has 2 segregated portfolios)+4.95%+7.44%
LIC MF Short Term Fund+4.89%+7.43%
HDFC Short Term Fund+4.78%+7.41%

All Short Duration funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Bandhan Short Term Fund - Direct Plan - IDCW today?

₹10.3952 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Bandhan Short Term Fund - Direct Plan - IDCW?

1 year: 0.17%, 3 years: -0.05% a year, 5 years: 0.05% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.