Markets / Mutual funds / Ultra Short Duration

BANDHAN ULTRA SHORT TERM FUND - Regular Plan - IDCW

NAVs of 8 Nov 2026

Bandhan Mutual Fund · Debt fund · Regular plan · IDCW

Ultra Short DurationRegular · IDCWRisk: Low to Moderate

NAV · 6 Nov 2026

₹10.0519 ▲ 0.00%

Bandhan Mutual Fund

Fund size₹4,384 crJuly - September 2026

1-month range₹10.04 – 10.05

1 year0.00%

Expense ratio0.48%regular plan, a year

5 years0.00%a year

What the fund does

The Scheme seeks to offer an investment avenue for short term savings by looking to generate stable returns with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 3 to 6 months.

BenchmarkNIFTY Ultra Short Duration Debt Index A-I

Launched18 Jul 2018

Fund houseBandhan Mutual Fund

Fund managersFM 1 - Mr. Harshal Joshi

NAV history

Returns

1 week

0.00%avg 0.2%

1 month

0.00%avg 0.3%

3 months

0.00%avg 1.0%

6 months

0.00%avg 2.6%

This year

0.00%avg 4.3%

1 year

0.00%avg 5.1%

3 years (a year)

0.00%avg 6.1%

5 years (a year)

0.00%avg 5.6%

Bars: this plan; the thin mark is the Ultra Short Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.0
2025	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0
2026	+0.0	+0.0	+0.0	-0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings8184 lines in all

Top 10 holdings43.8%of the fund

Debt32.3%bonds, government securities

Money market60.1%CDs, CPs, treasury bills

Where the money is

Equity 15.7%Debt 32.3%Money market 60.1%Cash & others 7.6%Short -15.7%

Credit quality (debt and money market)

A1+

52.3%

AAA

28.6%

Sovereign

9.0%

AA+

2.2%

Unrated / other

0.3%

Stocks held 6

Holding	Sector / type	% of fund
Interest Rate Swaps (14/04/2027) Receive Floating	–	2.80%
Interest Rate Swaps (14/04/2027) Receive Floating	–	2.80%
Interest Rate Swaps (19/01/2027) Receive Floating	–	2.80%
Interest Rate Swaps (19/01/2027) Receive Floating	–	2.80%
Interest Rate Swaps (23/04/2027) Receive Floating	–	2.24%
Interest Rate Swaps (23/04/2027) Receive Floating	–	2.24%

Short positions 6

Holding	Sector / type	% of fund
Interest Rate Swaps (14/04/2027) Pay Fixed	–	-2.80%
Interest Rate Swaps (14/04/2027) Pay Fixed	–	-2.80%
Interest Rate Swaps (19/01/2027) Pay Fixed	–	-2.80%
Interest Rate Swaps (19/01/2027) Pay Fixed	–	-2.80%
Interest Rate Swaps (23/04/2027) Pay Fixed	–	-2.24%
Interest Rate Swaps (23/04/2027) Pay Fixed	–	-2.24%

Bonds, money market and cash 72

Holding	Sector / type	% of fund
HDFC Bank Limited ** INE040A16IK8	CARE A1+	6.06%
Triparty Repo TRP_021126_VAL	–	5.92%
Axis Bank Limited ** INE238AD6CO4	CRISIL A1+	5.48%
7.79% Small Industries Dev Bank of India ** INE556F08KM1	CRISIL AAA	5.03%
National Bank For Agriculture and Rural Development ** INE261F16AF6	ICRA A1+	4.95%
8.1% Tata Capital Housing Finance Limited ** INE033L07IE2	CRISIL AAA	4.92%
Axis Bank Limited ** INE238AD6BW9	CRISIL A1+	4.41%
182 Days Tbill (MD 01/04/2027) IN002026Y261	SOVEREIGN	4.00%
Reliance Industries Limited ** INE002A14ME8	CRISIL A1+	3.31%
Reliance Industries Limited ** INE002A14MA6	CARE A1+	2.21%
Small Industries Dev Bank of India ** INE556F16BX0	CRISIL A1+	2.20%
Bank of Baroda ** INE028A16LG5	CARE A1+	2.20%
Punjab National Bank ** INE160A16UE2	CRISIL A1+	2.20%
HDFC Bank Limited ** INE040A16JC3	CARE A1+	2.19%
182 Days Tbill (MD 25/03/2027) IN002026Y253	SOVEREIGN	2.19%
Punjab National Bank ** INE160A16UD4	CRISIL A1+	1.98%
7.79% Small Industries Dev Bank of India ** INE556F08KK5	CRISIL AAA	1.90%
Canara Bank ** INE476A16G28	CRISIL A1+	1.76%
8.04% Bajaj Housing Finance Limited ** INE377Y07441	CRISIL AAA	1.68%
Net Current Assets	–	1.66%
Small Industries Dev Bank of India ** INE556F16BV4	CRISIL A1+	1.65%
Bank of Baroda ** INE028A16LW2	CARE A1+	1.64%
REC Limited ** INE020B14748	CRISIL A1+	1.63%
7.7% Bajaj Housing Finance Limited ** INE377Y07300	CRISIL AAA	1.34%
7.69% LIC Housing Finance Limited ** INE115A07RA9	CRISIL AAA	1.28%
8.0409% Tata Capital Housing Finance Limited ** INE033L07ID4	CRISIL AAA	1.12%
7.59% REC Limited ** INE020B08FA2	CRISIL AAA	1.12%
6.37% REC Limited ** INE020B08FX4	ICRA AAA	1.11%
7.45% Power Finance Corporation Limited ** INE134E08NP7	CRISIL AAA	1.11%
6.95% REC Limited ** INE020B08GB8	CRISIL AAA	1.10%
National Bank For Agriculture and Rural Development ** INE261F16AD1	CRISIL A1+	1.10%
Bank of Baroda ** INE028A16LE0	CARE A1+	1.10%
National Bank For Agriculture and Rural Development ** INE261F16AP5	CRISIL A1+	1.09%
Bajaj Auto Credit Limited ** INE18UV14083	CRISIL A1+	1.09%
Bajaj Finance Limited ** INE296A14H43	ICRA A1+	1.07%
7.53% National Bank For Agriculture and Rural Development ** INE261F08EM1	ICRA AAA	0.89%
182 Days Tbill (MD 29/04/2027) IN002026Y303	SOVEREIGN	0.87%
8.3% Tata Capital Limited ** INE976I07DC3	ICRA AAA	0.78%
7.3763% Bajaj Finance Limited ** INE296A07TJ4	CRISIL AAA	0.77%
91 Days Tbill (MD 17/12/2026) IN002026X248	SOVEREIGN	0.77%
7.62% National Bank For Agriculture and Rural Development ** INE261F08DV4	CRISIL AAA	0.67%
7.66% Bajaj Housing Finance Limited ** INE377Y07532	CRISIL AAA	0.66%
8.37% REC Limited ** INE020B08BH6	CRISIL AAA	0.56%
8.6% Muthoot Finance Limited ** INE414G07JM5	CRISIL AA+	0.56%
8.2% Cholamandalam Investment and Finance Company Ltd ** INE121A07SL2	ICRA AA+	0.56%
8.05% Muthoot Finance Limited ** INE414G07JQ6	CRISIL AA+	0.55%
7.93% Bajaj Finance Limited ** INE296A07TZ0	CRISIL AAA	0.55%
7.02% Bajaj Housing Finance Limited ** INE377Y07565	CRISIL AAA	0.55%
7.11% Bajaj Finance Limited ** INE296A07TM8	CRISIL AAA	0.55%
Bank of Baroda ** INE028A16LH3	CARE A1+	0.55%
Bank of Baroda ** INE028A16LR2	CARE A1+	0.55%
Export Import Bank of India ** INE514E14TU5	CRISIL A1+	0.54%
Tata Capital Limited ** INE976I14RA3	CRISIL A1+	0.54%
Bajaj Finance Limited ** INE296A14G69	ICRA A1+	0.54%
6.87% Uttar Pradesh SDL (MD 30/11/2026) IN3320160283	SOVEREIGN	0.45%
8.78% Muthoot Finance Limited ** INE414G07IR6	CRISIL AA+	0.45%
6.95% Bajaj Housing Finance Limited ** INE377Y07615	CRISIL AAA	0.33%
Corporate Debt Market Development Fund Class A2 INF0RQ622028	–	0.30%
7.68% Indian Railway Finance Corporation Limited ** INE053F08338	CRISIL AAA	0.27%
7.07% Bajaj Finance Limited ** INE296A07TN6	CRISIL AAA	0.22%
8.15% Tamil Nadu SDL (MD 09/05/2028) IN3120180036	SOVEREIGN	0.11%
7.61% Tamil Nadu SDL (MD 15/02/2027) IN3120160194	SOVEREIGN	0.11%
7.27% Karnataka SDL (MD 28/12/2026) IN1920160067	SOVEREIGN	0.11%
7.25% Maharashtra SDL (MD 28/12/2026) IN2220160120	SOVEREIGN	0.11%
7.2% Bihar SDL (MD 25/01/2027) IN1320160154	SOVEREIGN	0.11%
6.86% Haryana SDL (MD 23/11/2026) IN1620160235	SOVEREIGN	0.11%
7.54% REC Limited ** INE020B08AC9	CRISIL AAA	0.11%
7.38% Cholamandalam Investment and Finance Company Ltd ** INE121A07SN8	ICRA AA+	0.11%
Bank of Baroda ** INE028A16MQ2	FITCH A1+	0.11%
Aditya Birla Capital Limited ** INE674K14BS6	ICRA A1+	0.11%
7.82% Karnataka SDL (MD 27/12/2027) IN1920170132	SOVEREIGN	0.06%
Cash Margin - CCIL	–	0.01%

Show 57 moreShow fewer

From the fund house's monthly portfolio (bandhanmutual.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility0.2%yearly, from daily NAVs

Worst fall-0.12%31 Mar 2026 → 22 May 2026

RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Jul 2018).

Fund details

Fund size (average AUM, July - September 2026)	₹4,384 cr across all plans · this plan ₹0.52 cr
Fund house	Bandhan Mutual Fund
Category	Debt · Ultra Short Duration
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.29% · Regular 0.48% (5 Nov 2026)
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	144172
ISIN	INF194KA12Q4
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹16.7594	+6.38%
Direct · IDCW	₹10.0367	0.00%
Direct · IDCW	₹10.0881	+0.08%
Direct · IDCW	₹10.5938	+0.92%
Direct · IDCW	₹10.0553	+0.09%
Direct · IDCW	₹14.2521	+6.47%
Regular · Growth	₹16.5141	+6.17%
Regular · IDCW	₹10.0893	+0.09%
Regular · IDCW	₹10.5741	+0.89%
Regular · IDCW	₹13.8992	+6.19%
Regular · IDCW	₹10.0605	+0.09%

Top Ultra Short Duration funds (regular plans)

Fund	1 year	3 years (a year)
Tata Ultra Short Term Fund	+6.92%	+7.48%
Mirae Asset Ultra Short to Short Term Fund	+6.12%	+7.42%
Axis Ultra Short Term Fund	+6.65%	+7.41%
Axis Ultra Short to Short Term Fund	+6.08%	+7.40%
Mirae Asset Ultra Short-Term Fund	+6.63%	+7.40%
HSBC Ultra Short to Short Term Fund	+5.56%	+7.27%
ICICI Prudential Ultra Short to Short Term Fund	+5.90%	+7.25%
Tata Ultra Short to Short Term Fund	+6.12%	+7.25%

All Ultra Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of BANDHAN ULTRA SHORT TERM FUND - Regular Plan - IDCW today?

₹10.0519 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of BANDHAN ULTRA SHORT TERM FUND - Regular Plan - IDCW?

1 year: 0.00%, 3 years: 0.00% a year, 5 years: 0.00% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.