Markets / Mutual funds / Balanced Advantage

BANK OF INDIA BALANCED ADVANTAGE FUND - Regular Plan - IDCW

NAVs of 8 Nov 2026

Bank of India Mutual Fund · Hybrid fund · Regular plan · IDCW

Balanced AdvantageRegular · IDCWRisk: Very High

NAV · 6 Nov 2026

₹17.3106 ▲ 0.57%

Bank of India Mutual Fund

Fund size₹175 crJuly - September 2026

1-month range₹16.43 – 17.31

1 year+4.21%

Expense ratio2.67%regular plan, a year

5 years+10.65%a year

What the fund does

Bank of India Balanced Advantage Fund aims at providing long term capital appreciation / income from a dynamic mix of equity and debt investments. There is no assurance that the investment objectives of the Scheme will be realized and the Scheme does not assure or guarantee any returns.

BenchmarkNifty 50 Hybrid Composite Debt 50: 50 Index TRI

Launched14 Mar 2014

Fund houseBank of India Mutual Fund

Fund managersMr.Alok Singh

NAV history

Returns

1 week

+3.90%avg 4.6%

1 month

+3.54%avg 3.8%

3 months

-1.12%avg 0.1%

6 months

+0.67%avg 2.7%

This year

+1.78%avg 1.1%

1 year

+4.21%avg 2.0%

3 years (a year)

+10.26%avg 9.5%

5 years (a year)

+10.65%avg 8.3%

Bars: this plan; the thin mark is the Balanced Advantage average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-1.1
2025	-2.1	-4.6	+5.0	+1.6	+2.9	+2.9	-2.1	-1.2	+1.2	+3.7	+1.3	+0.5
2026	-1.3	+0.8	-4.6	+5.7	-1.0	+1.0	+1.7	-0.5	-3.0	-0.5	+3.9

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held6381 lines in all

Top 10 stocks19.9%of the fund

Equity51.6%stocks and equity derivatives

Debt & cash48.4%everything else

Where the money is

Equity 51.6%Debt 19.8%Money market 7.8%Cash & others 20.8%

Sectors (stocks held)

Banks

10.0%

Power

4.5%

Finance

3.3%

Petroleum Products

3.2%

Automobiles

3.0%

IT - Software

2.5%

Pharmaceuticals & Biotechnology

2.3%

Transport Infrastructure

2.1%

Credit quality (debt and money market)

Sovereign

8.5%

AAA

8.0%

AA+

6.2%

A1+

4.9%

Changes since 31 May 2026

Share of fund	30 Sept 2026	31 May 2026	Change
Stocks held	51.6%	58.7%	-7.02
Short positions	0.0%	-11.8%	+11.80
Derivatives (long)	0.0%	13.9%	-13.85
Debt	19.8%	16.9%	+2.94
Money market	7.8%	3.3%	+4.55
Cash & others	20.8%	7.4%	+13.38
Top 10 stocks	19.9%	25.3%	-5.41
Number of stocks	63	57	+6

New stocks 6

Anand Rathi Wealth Limited1.10%
Hindustan Copper Limited1.06%
Raymond Limited1.05%
The Federal Bank Limited0.93%
Leap India Limited0.34%
Filatex India Limited0.31%

Bought more 1

Dr. Reddy's Laboratories Limited+0.51

Cut back 16

HDFC Bank Limited-1.51
Reliance Industries Limited-1.21
JSW Steel Limited-0.63
ICICI Bank Limited-0.61
Bharti Airtel Limited-0.56
NTPC Limited-0.56
Larsen & Toubro Limited-0.45
ITC Limited-0.43
Hindalco Industries Limited-0.40
Infosys Limited-0.38
Axis Bank Limited-0.36
Adani Ports and Special Economic Zone Limited-0.32
Mahindra & Mahindra Limited-0.27
Bharat Electronics Limited-0.26
Power Grid Corporation of India Limited-0.26
Tata Consultancy Services Limited-0.25

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Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 63

Holding	Sector / type	% of fund
Reliance Industries Limited INE002A01018	Petroleum Products	3.24%
ICICI Bank Limited INE090A01021	Banks	3.09%
State Bank of India INE062A01020	Banks	2.20%
Adani Ports and Special Economic Zone Limited INE742F01042	Transport Infrastructure	2.12%
Bharti Airtel Limited INE397D01024	Telecom - Services	1.84%
Shriram Finance Limited INE721A01047	Finance	1.82%
IndiGrid Infrastructure Trust INE219X23014	Power	1.49%
NTPC Limited INE733E01010	Power	1.40%
HDFC Bank Limited INE040A01034	Banks	1.37%
ITC Limited INE154A01025	Diversified FMCG	1.34%
Titan Company Limited INE280A01028	Consumer Durables	1.20%
Bajaj Finance Limited INE296A01032	Finance	1.12%
Axis Bank Limited INE238A01034	Banks	1.12%
Anand Rathi Wealth Limited INE463V01026	Capital Markets	1.10%
Bharat Electronics Limited INE263A01024	Aerospace & Defense	1.06%
Hindustan Copper Limited INE531E01026	Non - Ferrous Metals	1.06%
Britannia Industries Limited INE216A01030	Food Products	1.06%
Raymond Limited INE301A01014	Industrial Manufacturing	1.05%
Larsen & Toubro Limited INE018A01030	Construction	1.04%
Eternal Limited INE758T01015	Retailing	1.03%
Hindalco Industries Limited INE038A01020	Non - Ferrous Metals	0.97%
The Federal Bank Limited INE171A01029	Banks	0.93%
Dr. Reddy's Laboratories Limited INE089A01031	Pharmaceuticals & Biotechnology	0.93%
Kotak Mahindra Bank Limited INE237A01036	Banks	0.92%
Mahindra & Mahindra Limited INE101A01026	Automobiles	0.90%
Tata Steel Limited INE081A01020	Ferrous Metals	0.86%
Power Grid Corporation of India Limited INE752E01010	Power	0.80%
Tata Power Company Limited INE245A01021	Power	0.76%
Hero MotoCorp Limited INE158A01026	Automobiles	0.75%
Adani Enterprises Limited INE423A01024	Metals & Minerals Trading	0.67%
Sun Pharmaceutical Industries Limited INE044A01036	Pharmaceuticals & Biotechnology	0.65%
Infosys Limited INE009A01021	IT - Software	0.62%
Tech Mahindra Limited INE669C01036	IT - Software	0.62%
Tata Consultancy Services Limited INE467B01029	IT - Software	0.60%
Bajaj Auto Limited INE917I01010	Automobiles	0.52%
UltraTech Cement Limited INE481G01011	Cement & Cement Products	0.52%
HCL Technologies Limited INE860A01027	IT - Software	0.51%
SBI Life Insurance Company Limited INE123W01016	Insurance	0.49%
Divi's Laboratories Limited INE361B01024	Pharmaceuticals & Biotechnology	0.49%
Hindustan Unilever Limited INE030A01027	Diversified FMCG	0.47%
Grasim Industries Limited INE047A01021	Cement & Cement Products	0.46%
JSW Steel Limited INE019A01038	Ferrous Metals	0.42%
Asian Paints Limited INE021A01026	Consumer Durables	0.39%
Apollo Hospitals Enterprise Limited INE437A01024	Healthcare Services	0.39%
Trent Limited INE849A01020	Retailing	0.39%
Coal India Limited INE522F01014	Consumable Fuels	0.38%
Nestle India Limited INE239A01024	Food Products	0.37%
Bank of Baroda INE028A01039	Banks	0.36%
Eicher Motors Limited INE066A01021	Automobiles	0.35%
Maruti Suzuki India Limited INE585B01010	Automobiles	0.35%
Leap India Limited INE00GO01025	Commercial Services & Supplies	0.34%
Oil & Natural Gas Corporation Limited INE213A01029	Oil	0.32%
Filatex India Limited INE816B01035	Textiles & Apparels	0.31%
Tata Motors Ltd INE1TAE01010	Agricultural, Commercial & Construction Vehicles	0.29%
Cipla Limited INE059A01026	Pharmaceuticals & Biotechnology	0.27%
InterGlobe Aviation Limited INE646L01027	Transport Services	0.24%
Bajaj Finserv Limited INE918I01026	Finance	0.20%
HDFC Life Insurance Company Limited INE795G01014	Insurance	0.19%
Max Healthcare Institute Limited INE027H01010	Healthcare Services	0.18%
Wipro Limited INE075A01022	IT - Software	0.18%
Jio Financial Services Limited INE758E01017	Finance	0.18%
Tata Consumer Products Limited INE192A01025	Agricultural Food & other Products	0.17%
Tata Motors Passenger Vehicles Limited INE155A01022	Automobiles	0.17%

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Debt, money market and cash 18

Holding	Sector / type	% of fund
TREPS	–	16.08%
IRB InvIT Fund INE183W23014	Transport Infrastructure	3.56%
6.94% Government of India (11/05/2036) IN0020260025	SOVEREIGN	3.40%
6.27% Power Finance Corporation Limited (15/07/2027) ** INE134E08NT9	CRISIL AAA	2.85%
7.47% Small Industries Dev Bank of India (05/09/2029) ** INE556F08KR0	CRISIL AAA	2.85%
Small Industries Dev Bank of India (20/08/2027) ** # INE556F16CG3	CRISIL A1+	2.70%
364 Days Tbill (MD 28/05/2027) IN002026Z086	SOVEREIGN	2.49%
7.37% Indian Railway Finance Corporation Limited (31/07/2029) ** INE053F08411	CRISIL AAA	2.28%
Punjab National Bank (12/03/2027) # INE160A16UV6	CRISIL A1+	2.23%
8.65% Aadhar Housing Finance Limited (20/08/2027) ** INE883F07330	ICRA AA+	1.85%
7.6% Torrent Pharmaceuticals Limited (19/01/2029) ** INE685A07157	ICRA AA+	1.71%
7.1% Government of India (18/04/2029) IN0020220011	SOVEREIGN	1.45%
8.9% Muthoot Finance Limited (07/10/2027) ** INE414G07JI3	CRISIL AA+	1.44%
8.95% Vedanta Limited (16/03/2029) ** INE205A08095	CRISIL AA+	1.16%
Net Receivables / (Payables)	–	1.12%
6.48% Government of India (06/10/2035) IN0020250091	SOVEREIGN	0.82%
364 Days Tbill (MD 07/01/2027) IN002025Z401	SOVEREIGN	0.31%
182 Days Tbill (MD 22/10/2026) IN002026Y030	SOVEREIGN	0.07%

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From the fund house's monthly portfolio (boimf.in), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility8.6%yearly, from daily NAVs

Worst fall-28.16%31 Aug 2017 → 31 Mar 2020

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹175 cr across all plans · this plan ₹0.18 cr
Fund house	Bank of India Mutual Fund
Category	Hybrid · Balanced Advantage
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 1.39% · Regular 2.67% (6 Nov 2026)
Exit load	• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	127852
ISIN	INF761K01BM0
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Regular · Growth	₹26.1670	+3.06%
Regular · Growth	₹28.6929	+4.26%
Regular · IDCW	₹18.2565	+3.06%

Top Balanced Advantage funds (regular plans)

Fund	1 year	3 years (a year)
Axis Balanced Advantage Fund	+4.14%	+13.20%
Mahindra Manulife Balanced Advantage Fund	+4.99%	+12.52%
quant Dynamic Asset Allocation Fund	-1.67%	+12.25%
Aditya Birla Sun Life Balanced Advantage Fund	+6.96%	+11.96%
Baroda BNP Paribas Balanced Advantage Fund	+4.28%	+11.96%
Axis Balanced Advantage Fund	+2.90%	+11.86%
ICICI Prudential Balanced Advantage Fund	+5.46%	+11.59%
HDFC Balanced Advantage Fund	+0.34%	+11.56%

All Balanced Advantage funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of BANK OF INDIA BALANCED ADVANTAGE FUND - Regular Plan - IDCW today?

₹17.3106 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of BANK OF INDIA BALANCED ADVANTAGE FUND - Regular Plan - IDCW?

1 year: 4.21%, 3 years: 10.26% a year, 5 years: 10.65% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.