Markets / Mutual funds / Money Market
Bank of India Mutual Fund · Debt fund · Regular plan · IDCW
Debt fund in the Money Market category, from Bank of India Mutual Fund.
Bars: this plan; the thin mark is the Money Market average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | +0.4 | +0.8 | +0.8 | +0.7 | +0.5 | +0.5 | +0.5 | +0.4 | +0.6 | +0.5 | +0.5 | |
| 2026 | -5.5 | +0.1 | +0.2 | -0.3 | +0.0 | +0.1 | +0.0 | +0.1 | -0.1 | +0.0 | +0.1 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 May 2026 | Change |
|---|---|---|---|
| Debt | 0.3% | 0.2% | +0.08 |
| Money market | 98.6% | 99.3% | -0.78 |
| Cash & others | 1.2% | 0.5% | +0.70 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| Net Receivables / (Payables) | -0.03% |
| Holding | % of fund |
|---|---|
| Union Bank of India (19/01/2027) # INE692A16KU1 | 5.97% |
| Kotak Mahindra Bank Limited (04/02/2027) # INE237AD6133 | 5.96% |
| Axis Bank Limited (12/02/2027) ** # INE238AD6CO4 | 5.95% |
| 364 Days Tbill (MD 25/02/2027) IN002025Z476 | 5.95% |
| Axis Finance Limited (12/02/2027) ** INE891K14PT4 | 5.93% |
| Kotak Securities Limited (12/02/2027) ** INE028E14UV2 | 5.93% |
| HDFC Bank Limited (05/03/2027) # INE040A16IU7 | 5.92% |
| National Bank For Agriculture and Rural Development (05/03/2027) ** # INE261F16AN0 | 5.92% |
| Manappuram Finance Limited (10/02/2027) ** INE522D14PS2 | 5.92% |
| ICICI Bank Limited (25/03/2027) ** # INE090AD6337 | 5.90% |
| National Bank For Agriculture and Rural Development (17/03/2027) ** # INE261F16AP5 | 4.72% |
| Godrej Housing Finance Limited (19/03/2027) ** INE02JD14807 | 4.71% |
| 364 Days Tbill (MD 25/12/2026) IN002025Z393 | 3.61% |
| Motilal Oswal Financial Services Limited (05/02/2027) ** INE338I14LU7 | 3.56% |
| Punjab National Bank (12/03/2027) # INE160A16UV6 | 3.55% |
| Aditya Birla Housing Finance Limited (09/03/2027) ** INE831R14GA4 | 3.55% |
| ICICI Bank Limited (27/01/2027) ** # INE090AD6279 | 2.98% |
| Canara Bank (29/06/2027) ** # INE476A16K22 | 2.89% |
| ICICI Bank Limited (12/02/2027) ** # INE090AD6287 | 2.38% |
| Bank of Baroda (11/12/2026) ** # INE028A16KT0 | 1.93% |
| Union Bank of India (27/10/2026) ** # INE692A16NB5 | 1.21% |
| Small Industries Dev Bank of India (26/02/2027) ** # INE556F16CC2 | 1.19% |
| ICICI Securities Limited (15/03/2027) ** INE763G14L78 | 1.18% |
| REPO | 1.17% |
| Small Industries Dev Bank of India (03/09/2027) # INE556F16CI9 | 1.14% |
| 364 Days Tbill (MD 07/01/2027) IN002025Z401 | 0.60% |
| Corporate Debt Market Development Fund # INF0RQ622028 | 0.29% |
| TREPS | 0.02% |
From the fund house's monthly portfolio (boimf.in), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 7 Feb 2025).
| Fund size (average AUM, July - September 2026) | ₹459 cr across all plans · this plan ₹0.00 cr |
| Fund house | Bank of India Mutual Fund |
| Category | Debt · Money Market |
| Plan | Regular |
| Option | IDCW |
| Scheme code (AMFI) | 153301 |
| NAV date | 5 Nov 2026 |
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹11.2733 | +6.51% |
| Direct · IDCW | ₹10.1501 | – |
| Direct · IDCW | ₹10.0764 | -4.79% |
| Direct · IDCW | ₹10.0500 | -2.40% |
| Regular · Growth | ₹11.1845 | +6.08% |
| Regular · IDCW | ₹10.0500 | -4.68% |
| Regular · IDCW | ₹10.0754 | -4.44% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| UTI - Money Market Fund | +6.33% | +7.24% |
| Axis Money Market Fund | +6.34% | +7.23% |
| Aditya Birla Sun Life Money Market Fund | +6.30% | +7.21% |
| Franklin India Money Market Fund | +6.34% | +7.20% |
| Tata Money Market Fund | +6.28% | +7.20% |
| Nippon India Money Market Fund | +6.24% | +7.20% |
| ICICI Prudential Money Market Fund - Cash Option | +6.27% | +7.20% |
| Kotak Money Market Fund | +6.28% | +7.18% |
Information only, not investment advice.
₹10.0620 as of 5 Nov 2026, from AMFI's official NAV data.
1 year: -4.58%
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.