Markets / Mutual funds / Multi Asset Allocation
Bank of India Mutual Fund · Hybrid fund · Regular plan · IDCW
The investment objective of the scheme is to seek long term capital growth by predominantly investing in equity and equity related securities, debt & money market instruments and Gold ETF/ Silver ETF. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/ indicate any returns.
Bars: this plan; the thin mark is the Multi Asset Allocation average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.8 | |||||||||||
| 2025 | -2.0 | -5.0 | +5.3 | +2.4 | +2.3 | +1.1 | -0.1 | -0.5 | +1.6 | +2.7 | +1.0 | +0.8 |
| 2026 | +2.5 | +0.7 | -5.3 | +5.4 | +0.2 | +1.0 | +0.6 | +3.0 | -3.3 | -3.9 | +3.3 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 May 2026 | Change |
|---|---|---|---|
| Stocks held | 55.3% | 34.5% | +20.84 |
| Debt | 20.7% | 43.4% | -22.71 |
| Money market | 0.2% | 0.2% | 0.00 |
| Cash & others | 23.9% | 22.0% | +1.87 |
| Top 10 stocks | 21.8% | 14.3% | +7.54 |
| Number of stocks | 49 | 45 | +4 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| State Bank of India INE062A01020 | 3.12% |
| Sterlite Technologies Limited INE089C01029 | 2.88% |
| Bank of Baroda INE028A01039 | 2.52% |
| Quality Power Electrical Eqp Ltd INE0SII01026 | 2.36% |
| ICICI Bank Limited INE090A01021 | 2.25% |
| HDFC Bank Limited INE040A01034 | 2.21% |
| Entero Healthcare Solutions Ltd INE010601016 | 1.74% |
| Shriram Finance Limited INE721A01047 | 1.73% |
| CreditAccess Grameen Limited INE741K01010 | 1.63% |
| Tech Mahindra Limited INE669C01036 | 1.36% |
| Vedanta Aluminium Metal Limited INE1CDF01017 | 1.33% |
| Titan Company Limited INE280A01028 | 1.32% |
| HDFC Asset Management Company Limited INE127D01025 | 1.30% |
| Knowledge Marine & Engineering Works Limited INE0CJD01029 | 1.24% |
| Sanathan Textiles Limited INE0JPD01013 | 1.22% |
| Tata Technologies Limited INE142M01025 | 1.21% |
| Tata Motors Ltd INE1TAE01010 | 1.20% |
| Balrampur Chini Mills Limited INE119A01028 | 1.17% |
| UltraTech Cement Limited INE481G01011 | 1.14% |
| KRN Heat Exchanger And Refrigeration Limited INE0Q3J01015 | 1.12% |
| ICICI Prudential Asset Management Company Limited INE346A01027 | 1.09% |
| Multi Commodity Exchange of India Limited INE745G01043 | 1.07% |
| Adani Ports and Special Economic Zone Limited INE742F01042 | 1.02% |
| Goodluck India Limited INE127I01024 | 0.99% |
| Mankind Pharma Limited INE634S01028 | 0.99% |
| Canara Bank INE476A01022 | 0.97% |
| Optiemus Infracom Ltd INE350C01017 | 0.94% |
| Hindustan Copper Limited INE531E01026 | 0.93% |
| Cemindia Projects Ltd INE686A01026 | 0.89% |
| Computer Age Management Services Limited INE596I01020 | 0.85% |
| Atlanta Electricals Ltd INE0Z4F01028 | 0.75% |
| Mahindra & Mahindra Limited INE101A01026 | 0.74% |
| Anand Rathi Wealth Limited INE463V01026 | 0.74% |
| Raymond Limited INE301A01014 | 0.74% |
| Bajaj Auto Limited INE917I01010 | 0.71% |
| Coforge Limited INE591G01025 | 0.68% |
| HDB Financial Services Limited INE756I01012 | 0.67% |
| Hindustan Aeronautics Limited INE066F01020 | 0.63% |
| Apollo Hospitals Enterprise Limited INE437A01024 | 0.63% |
| Vedanta Limited INE205A01025 | 0.62% |
| Bharti Airtel Limited INE397D01024 | 0.57% |
| Reliance Industries Limited INE002A01018 | 0.56% |
| BSE Limited INE118H01025 | 0.54% |
| Bharat Electronics Limited INE263A01024 | 0.53% |
| Triveni Engineering & Industries Limited INE256C01024 | 0.51% |
| Power Grid Corporation of India Limited INE752E01010 | 0.51% |
| Meesho Ltd INE0VDM01015 | 0.50% |
| Tilaknagar Industries Limited INE133E01013 | 0.48% |
| PG Electroplast Limited INE457L01029 | 0.40% |
| Holding | % of fund |
|---|---|
| 7.44% Indian Railway Finance Corporation Limited (28/02/2034) ** INE053F08379 | 6.64% |
| DSP Gold ETF INF740KA1ZP2 | 6.00% |
| ICICI Prudential Gold ETF INF109KC1NT3 | 5.83% |
| 8.1167% Bajaj Finance Limited (10/05/2027) INE296A07SX7 | 4.88% |
| Net Receivables / (Payables) | 4.78% |
| Nippon India ETF Gold Bees INF204KB17I5 | 3.38% |
| 6.48% Government of India (06/10/2035) IN0020250091 | 3.16% |
| ICICI Prudential Silver ETF INF109KC1Y56 | 2.97% |
| 8.05% Muthoot Finance Limited (25/11/2027) INE414G07JQ6 | 2.69% |
| 7.6% Torrent Pharmaceuticals Limited (19/01/2029) ** INE685A07157 | 1.34% |
| 6.94% Government of India (11/05/2036) IN0020260025 | 0.89% |
| Sky Gold And Diamonds Limited INE01IU01018 | 0.70% |
| 8.95% Vedanta Limited (16/03/2029) ** INE205A08095 | 0.54% |
| 7.1% Government of India (18/04/2029) IN0020220011 | 0.27% |
| 7.73% Tata Capital Housing Finance Limited (14/01/2030) ** INE033L07IM5 | 0.27% |
| TREPS | 0.20% |
| 364 Days Tbill (MD 07/01/2027) IN002025Z401 | 0.16% |
From the fund house's monthly portfolio (boimf.in), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 1 Mar 2024).
| Fund size (average AUM, July - September 2026) | ₹372 cr across all plans · this plan ₹0.77 cr |
| Fund house | Bank of India Mutual Fund |
| Category | Hybrid · Multi Asset Allocation |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 1.06% · Regular 2.21% (5 Nov 2026) |
| Exit load | • If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil |
| Minimum investment | ₹5,000 · additional ₹1,000 |
| Scheme code (AMFI) | 152395 |
| ISIN | INF761K01FX8 |
| NAV date | 5 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Regular · Growth | ₹12.8217 | +6.86% |
| Regular · Growth | ₹12.4662 | +5.67% |
| Regular · IDCW | ₹12.8154 | +6.82% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Quant Multi Asset Allocation Fund | +10.34% | +20.37% |
| Nippon India Multi Asset Allocation Fund | +6.16% | +17.14% |
| DSP Multi Asset Allocation Fund | +7.65% | +16.76% |
| Kotak Multi Asset Allocation Fund | +7.73% | +15.69% |
| WhiteOak Capital Multi Asset Allocation Fund | +7.74% | +15.34% |
| Aditya Birla Sun Life Multi Asset Allocation Fund | +7.58% | +15.22% |
| Axis Multi Asset Allocation Fund | +5.51% | +13.68% |
| UTI Multi Asset Allocation Fund | +1.15% | +13.65% |
All Multi Asset Allocation funds ranked › · Compare with others ›
Information only, not investment advice.
₹12.4672 as of 5 Nov 2026, from AMFI's official NAV data.
1 year: 5.67%
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.