BANK OF INDIA OVERNIGHT FUND - Regular Plan - Growth

NAVs of 6 Nov 2026

Bank of India Mutual Fund · Debt fund · Regular plan · Growth

OvernightRegular · GrowthRisk: Low

NAV · 5 Nov 2026

₹1,328.8742 ▲ 0.02%

Bank of India Mutual Fund

Fund size₹86.44 crJuly - September 2026

1-month range₹1,322.61 – 1,328.87

1 year+5.47%rank 4 of 74

Expense ratio0.15%regular plan, a year

5 years–a year

What the fund does

The investment objective of the scheme is to generate income commensurate with low risk and high liquidity by investing in overnight securities having residual maturity of 1 business day. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not assure or guarantee any returns.

BenchmarkCRISIL Liquid Overnight Index (AI)

Launched28 Jan 2020

Fund houseBank of India Mutual Fund

Fund managersMr.Mithraem Bharucha

NAV history

Returns

1 week

+0.11%avg 0.1%

1 month

+0.46%avg 0.3%

3 months

+1.30%avg 0.9%

6 months

+2.78%avg 1.9%

This year

+4.62%avg 3.2%

1 year

+5.47%avg 3.9% · #4/74

3 years (a year)

+6.17%avg 4.3% · #2/68

Bars: this plan; the thin mark is the Overnight average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.5
2025	+0.6	+0.5	+0.5	+0.5	+0.6	+0.4	+0.4	+0.5	+0.4	+0.5	+0.4	+0.5
2026	+0.4	+0.4	+0.5	+0.4	+0.6	+0.4	+0.4	+0.4	+0.4	+0.5	+0.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held05 lines in all

Top 10 stocks0.0%of the fund

Equity0.0%stocks and equity derivatives

Debt & cash100.0%everything else

Where the money is

Money market 4.0%Cash & others 96.0%

Changes since 31 May 2026

Share of fund	30 Sept 2026	31 May 2026	Change
Debt	0.0%	0.0%	0.00
Money market	4.0%	1.5%	+2.43
Cash & others	96.0%	98.5%	-2.43

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Debt, money market and cash 5

Holding	Sector / type	% of fund
REPO	–	93.88%
364 Days Tbill (MD 15/10/2026) IN002025Z294	SOVEREIGN	2.83%
TREPS	–	1.51%
91 Days Tbill (MD 01/10/2026) IN002026X131	SOVEREIGN	1.13%
Net Receivables / (Payables)	–	0.65%

From the fund house's monthly portfolio (boimf.in), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.2%yearly, from daily NAVs

RiskometerLowLow

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Dec 2021).

Fund details

Fund size (average AUM, July - September 2026)	₹86.44 cr across all plans · this plan ₹0.47 cr
Fund house	Bank of India Mutual Fund
Category	Debt · Overnight
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 0.10% · Regular 0.15% (5 Nov 2026)
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	149413
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Regular · Growth	₹1,408.8853	+5.46%
Regular · Growth	₹1,413.1830	+5.49%
Regular · Growth	₹1,000.0000	0.00%
Regular · Growth	₹1,328.6364	+5.48%
Regular · Growth	₹1,000.0000	0.00%
Regular · IDCW	₹1,001.5566	+0.02%
Regular · IDCW	₹1,001.5393	+0.02%
Regular · IDCW	₹1,000.4595	–
Regular · IDCW	₹1,000.0009	0.00%
Regular · IDCW	₹1,000.0007	0.00%

Top Overnight funds (regular plans)

Fund	1 year	3 years (a year)
Groww Overnight Fund	+5.76%	+6.18%
BANK OF INDIA OVERNIGHT FUND	+5.47%	+6.17%
BANK OF INDIA OVERNIGHT FUND	+5.49%	+6.16%
BANK OF INDIA OVERNIGHT FUND	+5.48%	+6.16%
BANK OF INDIA OVERNIGHT FUND	+5.46%	+6.14%
Axis Overnight Fund	+5.29%	+6.06%
HSBC Overnight Fund	+5.26%	+6.03%
DSP Overnight Fund	+5.27%	+6.03%

All Overnight funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of BANK OF INDIA OVERNIGHT FUND - Regular Plan - Growth today?

₹1,328.8742 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of BANK OF INDIA OVERNIGHT FUND - Regular Plan - Growth?

1 year: 5.47%, 3 years: 6.17% a year

How does BANK OF INDIA OVERNIGHT FUND rank in its category?

4 of 74 Overnight funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.