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Mutual fundsSIF

BANK OF INDIA ULTRA SHORT TERM FUND - Regular Plan - Growth

NAVs of 8 Nov 2026

Bank of India Mutual Fund · Debt fund · Regular plan · Growth

Ultra Short DurationRegular · GrowthRisk: Low to Moderate
NAV · 6 Nov 2026
₹3,554.5485 ▲ 0.02%
Bank of India Mutual Fund
Fund size₹175 crJuly - September 2026
1-month range₹3,541.75 – 3,554.55
1 year+6.32%rank 6 of 74
Expense ratio1.01%regular plan, a year
5 years+6.30%a year

What the fund does

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. Further there is no assurance that the investment objectives of the Scheme will be realized.

BenchmarkCRISIL Ultra Short Duration Debt A-I Index
Launched1 Jan 2013
Fund houseBank of India Mutual Fund
Fund managersMr.Mithraem Bharucha

NAV history

3,5123,5323,553 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.19%avg 0.2%
1 month
+0.35%avg 0.3%
3 months
+1.35%avg 1.0%
6 months
+3.13%avg 2.6%
This year
+5.41%avg 4.3%
1 year
+6.32%avg 5.1% · #6/74
3 years (a year)
+6.87%avg 6.1% · #25/69
5 years (a year)
+6.30%avg 5.6% · #20/62

Bars: this plan; the thin mark is the Ultra Short Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.5
2025+0.7+0.5+0.7+0.7+0.7+0.5+0.5+0.5+0.4+0.6+0.5+0.5
2026+0.3+0.6+0.6+0.6+0.3+1.0+0.5+0.5+0.5+0.3+0.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings2427 lines in all
Top 10 holdings58.1%of the fund
Debt17.6%bonds, government securities
Money market77.2%CDs, CPs, treasury bills

Where the money is

Debt 17.6%Money market 77.2%Cash & others 5.2%

Credit quality (debt and money market)

A1+
69.7%
AAA
13.2%
Sovereign
7.5%
AA
4.2%
Unrated / other
0.3%

Bonds, money market and cash 27

HoldingSector / type% of fund
Union Bank of India (12/03/2027) #
INE692A16LU9		ICRA A1+7.43%
6.27% Power Finance Corporation Limited (15/07/2027) **
INE134E08NT9		CRISIL AAA7.08%
Kotak Mahindra Bank Limited (21/12/2026) #
INE237AD6158		CRISIL A1+7.05%
7.59% REC Limited (31/05/2027)
INE020B08FA2		CRISIL AAA6.12%
National Bank For Agriculture and Rural Development (17/03/2027) ** #
INE261F16AP5		CRISIL A1+5.44%
Bank of Baroda (11/12/2026) ** #
INE028A16KT0		FITCH A1+5.05%
Small Industries Dev Bank of India (05/02/2027) ** #
INE556F16BZ5		CRISIL A1+4.99%
Axis Bank Limited (12/02/2027) ** #
INE238AD6CO4		CRISIL A1+4.98%
HDFC Bank Limited (24/02/2027) ** #
INE040A16IO0		CARE A1+4.97%
LIC Housing Finance Limited (23/02/2027) **
INE115A14FR4		CRISIL A1+4.97%
Aditya Birla Housing Finance Limited (09/03/2027) **
INE831R14GA4		CRISIL A1+4.95%
Manappuram Finance Limited (23/02/2027) **
INE522D14PX2		CRISIL A1+4.95%
ICICI Securities Limited (15/03/2027) **
INE763G14L78		CRISIL A1+4.94%
9.40% 360 One Prime Limited (04/03/2027)
INE248U07FU9		ICRA AA4.15%
Punjab National Bank (12/03/2027) #
INE160A16UV6		CRISIL A1+3.96%
REPO–2.72%
HDFC Bank Limited (06/11/2026) ** #
INE040A16HU9		CARE A1+2.54%
364 Days Tbill (MD 25/12/2026)
IN002025Z393		SOVEREIGN2.52%
Motilal Oswal Financial Services Limited (05/02/2027) **
INE338I14LU7		CRISIL A1+2.49%
364 Days Tbill (MD 28/05/2027)
IN002026Z086		SOVEREIGN2.46%
TREPS–1.80%
364 Days Tbill (MD 15/10/2026)
IN002025Z294		SOVEREIGN1.27%
Small Industries Dev Bank of India (03/09/2027) #
INE556F16CI9		CRISIL A1+0.95%
364 Days Tbill (MD 07/01/2027)
IN002025Z401		SOVEREIGN0.88%
Net Receivables / (Payables)–0.67%
364 Days Tbill (MD 08/10/2026)
IN002025Z286		SOVEREIGN0.41%
Corporate Debt Market Development Fund #
INF0RQ622028		–0.26%

From the fund house's monthly portfolio (boimf.in), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.5%yearly, from daily NAVs
Worst fall-0.09%13 Oct 2026 → 22 Oct 2026
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹175 cr across all plans · this plan ₹46.84 cr
Fund houseBank of India Mutual Fund
CategoryDebt · Ultra Short Duration
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 0.41% · Regular 1.01% (6 Nov 2026)
Minimum investment₹5,000 · additional ₹1,000
Scheme code (AMFI)119379
ISININF761K01892
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Regular · Growth₹3,411.9370+5.79%
Regular · IDCW₹1,006.2692-0.17%
Regular · IDCW₹1,005.0000-0.24%
Regular · IDCW₹1,004.9999-0.68%
Regular · IDCW₹1,006.3939-0.10%
Regular · IDCW₹3,539.2101+6.37%

Top Ultra Short Duration funds (regular plans)

Fund1 year3 years (a year)
Tata Ultra Short Term Fund+6.92%+7.48%
Mirae Asset Ultra Short to Short Term Fund+6.12%+7.42%
Axis Ultra Short Term Fund+6.65%+7.41%
Axis Ultra Short to Short Term Fund+6.08%+7.40%
Mirae Asset Ultra Short-Term Fund+6.63%+7.40%
HSBC Ultra Short to Short Term Fund+5.56%+7.27%
ICICI Prudential Ultra Short to Short Term Fund+5.90%+7.25%
Tata Ultra Short to Short Term Fund+6.12%+7.25%
BANK OF INDIA ULTRA SHORT TERM FUND+6.32%+6.87%

All Ultra Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of BANK OF INDIA ULTRA SHORT TERM FUND - Regular Plan - Growth today?

₹3,554.5485 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of BANK OF INDIA ULTRA SHORT TERM FUND - Regular Plan - Growth?

1 year: 6.32%, 3 years: 6.87% a year, 5 years: 6.30% a year

How does BANK OF INDIA ULTRA SHORT TERM FUND rank in its category?

6 of 74 Ultra Short Duration funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.