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DSP Conservative Hybrid Fund - Direct Plan - Growth

NAVs of 6 Nov 2026

DSP Mutual Fund · Hybrid fund · Direct plan · Growth

Conservative HybridDirect · GrowthRisk: Moderately High
NAV · 5 Nov 2026
₹69.4703 ▲ 0.53%
DSP Mutual Fund
Fund size₹178 crJuly - September 2026
1-month range₹68.05 – 69.47
1 year+3.52%rank 5 of 15
Expense ratio0.65%direct plan, a year
5 years+7.76%a year

What the fund does

The primary Investment objective of the scheme is to seek to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The Scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkCRISIL Hybrid 85+15 - Conservative Index
Launched11 Jun 2004
Fund houseDSP Mutual Fund
Fund managersAbhishek Singhsince 1 May 2021Shantanu Godambesince 1 Aug 2024

NAV history

686969 2026-08-102026-08-212026-09-042026-09-182026-10-012026-10-152026-10-29

Returns

1 week
+1.71%avg 1.8%
1 month
+1.21%avg 1.2%
3 months
+0.02%avg -0.2%
6 months
+1.95%avg 2.1%
This year
+2.31%avg 2.3%
1 year
+3.52%avg 3.0% · #5/15
3 years (a year)
+8.74%avg 8.3% · #6/15
5 years (a year)
+7.76%avg 7.6% · #8/14

Bars: this plan; the thin mark is the Conservative Hybrid average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.1
2025-0.1-0.7+3.1+1.3+1.2+0.3+0.3-0.7+0.6+1.1+0.8+0.5
2026-0.4+0.2-2.8+2.6+0.4+1.5+0.5+0.0-1.1-0.3+1.7

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held3452 lines in all
Top 10 stocks11.8%of the fund
Short positions-0.2%sold through derivatives
Net equity21.3%long stocks and derivatives minus shorts

Where the money is

Equity 21.5%Debt 62.6%Money market 13.9%Cash & others 2.0%Short -0.2%

Sectors (stocks held)

Banks
6.1%
Insurance
2.7%
Automobiles
2.4%
Pharmaceuticals & Biotechnology
2.3%
Diversified FMCG
1.1%
Consumer Durables
1.1%
Power
1.0%
Telecom - Services
0.8%

Credit quality (debt and money market)

Sovereign
55.3%
A1+
13.9%
AA+
7.3%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Stocks held21.5%21.2%+0.28
Short positions-0.2%-0.3%+0.15
Debt62.6%62.2%+0.40
Money market13.9%13.6%+0.31
Cash & others2.0%3.0%-0.99
Top 10 stocks11.8%12.1%-0.24
Number of stocks3433+1
New stocks 2
  • HDFC Asset Management Co Limited0.69%
  • Oberoi Realty Limited0.17%
Stocks sold off 1
  • Power Finance Corporation Limitedwas 0.03%

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 34

HoldingSector / type% of fund
HDFC Bank Limited
INE040A01034		Banks2.71%
ICICI Bank Limited
INE090A01021		Banks1.82%
ITC Limited
INE154A01025		Diversified FMCG1.12%
Mahindra & Mahindra Limited
INE101A01026		Automobiles1.08%
NTPC Limited
INE733E01010		Power0.99%
Indigo Paints Limited
INE09VQ01012		Consumer Durables0.87%
Alkem Laboratories Limited
INE540L01014		Pharmaceuticals & Biotechnology0.83%
Indus Towers Limited
INE121J01017		Telecom - Services0.82%
Kotak Mahindra Bank Limited
INE237A01036		Banks0.81%
Cipla Limited
INE059A01026		Pharmaceuticals & Biotechnology0.78%
Axis Bank Limited
INE238A01034		Banks0.76%
Oil & Natural Gas Corporation Limited
INE213A01029		Oil0.75%
SBI Life Insurance Co Limited
INE123W01016		Insurance0.72%
HDFC Life Insurance Co Limited
INE795G01014		Insurance0.70%
HDFC Asset Management Co Limited
INE127D01025		Capital Markets0.69%
Hero MotoCorp Limited
INE158A01026		Automobiles0.65%
Maruti Suzuki India Limited
INE585B01010		Automobiles0.63%
Canara HSBC Life Insurance Co Limited
INE01TY01017		Insurance0.57%
Petronet LNG Limited
INE347G01014		Gas0.49%
Infosys Limited
INE009A01021		IT - Software0.45%
ICICI Lombard General Insurance Co Limited
INE765G01017		Insurance0.44%
Cohance Lifesciences Limited
INE03QK01018		Pharmaceuticals & Biotechnology0.42%
Syngene International Limited
INE398R01022		Healthcare Services0.33%
Knowledge Realty Trust
INE1JAR25012		Realty0.31%
Life Insurance Corporation Of India
INE0J1Y01017		Insurance0.26%
Coromandel International Limited
INE169A01031		Fertilizers & Agrochemicals0.24%
Alembic Pharmaceuticals Limited
INE901L01018		Pharmaceuticals & Biotechnology0.23%
La Opala RG Limited
INE059D01020		Consumer Durables0.19%
Oberoi Realty Limited
INE093I01010		Realty0.17%
Cyient Limited
INE136B01020		IT - Services0.17%
Indian Oil Corporation Limited
INE242A01010		Petroleum Products0.15%
Bharat Petroleum Corporation Limited
INE029A01011		Petroleum Products0.14%
Hindustan Petroleum Corporation Limited
INE094A01015		Petroleum Products0.14%
IPCA Laboratories Limited
INE571A01038		Pharmaceuticals & Biotechnology0.04%

Short positions 1

HoldingSector / type% of fund
Net Receivables/Payables–-0.18%

Debt, money market and cash 17

HoldingSector / type% of fund
7.32% GOI 13112030
IN0020230135		Sovereign11.91%
6.87% GOI FRB 22092033
IN0020200120		Sovereign8.94%
7.03% Maharashtra SDL 25062038
IN2220250103		Sovereign8.17%
7.06% GOI 10042028
IN0020230010		Sovereign5.95%
6.48% GOI 06102035
IN0020250091		Sovereign5.63%
Small Industries Development Bank of India**
INE556F16BX0		CRISIL A1+5.58%
IDFC First Bank Limited**
INE092T16ZD8		CRISIL A1+5.57%
Muthoot Finance Limited**
INE414G07JU8		CRISIL AA+4.39%
6.64% GOI FRB 07122031
IN0020180041		Sovereign3.00%
7.10% GOI 18042029
IN0020220011		Sovereign2.97%
7.10% GOI 08042034
IN0020240019		Sovereign2.94%
7.02% GOI 18062031
IN0020240076		Sovereign2.92%
5.74% GOI 15112026
IN0020210186		Sovereign2.91%
Cholamandalam Investment and Finance Co Limited**
INE121A07SH0		ICRA AA+2.86%
HDFC Bank Limited**
INE040A16IK8		CRISIL A1+2.79%
TREPS / Reverse Repo Investments–1.84%
SBI Funds Management Pvt Limited/Fund Parent
INF0RQ622028		–0.34%

From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility3.5%yearly, from daily NAVs
Worst fall-7.70%31 Jan 2020 → 31 Mar 2020
RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Debt and Money Market Securities
75–90%
Equity and Equity Related Securities
10–25%
InvITs / ETCDs / Units of Mutual Fund
0–15%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹178 cr across all plans · this plan ₹25.62 cr
Fund houseDSP Mutual Fund
CategoryHybrid · Conservative Hybrid
PlanDirect
OptionGrowth
Expense ratio (TER)Direct 0.65% · Regular 1.25% (5 Nov 2026)
Minimum investment₹100 · additional ₹100
Scheme code (AMFI)118994
ISININF740K01NO5
NAV date5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · IDCW₹13.9857-2.76%
Direct · IDCW₹13.8042-3.07%
Regular · Growth₹61.1667+2.84%
Regular · IDCW₹10.7721-5.09%
Regular · IDCW₹11.0914-5.16%

Top Conservative Hybrid funds (direct plans)

Fund1 year3 years (a year)
Parag Parikh Conservative Hybrid Fund+3.33%+9.18%
ICICI Prudential Conservative Hybrid Fund+3.21%+9.07%
Kotak Conservative Hybrid Fund+2.69%+8.93%
Aditya Birla Sun Life Conservative Hybrid Fund+3.39%+8.88%
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)+6.10%+8.83%
DSP Conservative Hybrid Fund+3.52%+8.74%
BARODA BNP PARIBAS CONSERVATIVE HYBRID FUND+4.05%+8.60%
SBI CONSERVATIVE HYBRID FUND+3.88%+8.48%

All Conservative Hybrid funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of DSP Conservative Hybrid Fund - Direct Plan - Growth today?

₹69.4703 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of DSP Conservative Hybrid Fund - Direct Plan - Growth?

1 year: 3.52%, 3 years: 8.74% a year, 5 years: 7.76% a year

How does DSP Conservative Hybrid Fund rank in its category?

5 of 15 Conservative Hybrid funds (direct plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.