Markets / Mutual funds / Credit Risk
DSP Mutual Fund · Debt fund · Direct plan · IDCW
Debt fund in the Credit Risk category, from DSP Mutual Fund.
Bars: this plan; the thin mark is the Credit Risk average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.5 | |||||||||||
| 2025 | +0.8 | +5.3 | +8.7 | -17.1 | +1.7 | +0.3 | +0.5 | +0.1 | +0.6 | +0.7 | +0.5 | +0.4 |
| 2026 | +0.2 | -0.8 | -5.2 | +5.9 | +1.1 | +1.5 | +0.4 | +0.3 | +0.3 | -0.0 | +0.5 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 30 Apr 2020).
| Fund size (average AUM, July - September 2026) | ₹304 cr across all plans · this plan ₹1.18 cr |
| Fund house | DSP Mutual Fund |
| Category | Debt · Credit Risk |
| Plan | Direct |
| Option | IDCW |
| Scheme code (AMFI) | 119083 |
| ISIN | INF740K01OT2 |
| NAV date | 5 Nov 2026 |
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹61.1769 | +10.71% |
| Direct · IDCW | ₹11.2470 | +0.48% |
| Direct · IDCW | ₹11.5903 | +0.43% |
| Direct · IDCW | ₹11.1237 | -0.15% |
| Direct · IDCW | ₹11.1243 | 0.00% |
| Regular · Growth | ₹55.4511 | +9.83% |
| Regular · IDCW | ₹11.1235 | -0.14% |
| Regular · IDCW | ₹12.7066 | +4.74% |
| Regular · IDCW | ₹11.1243 | 0.00% |
| Regular · IDCW | ₹11.3003 | +0.37% |
| Regular · IDCW | ₹11.5113 | +0.89% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| DSP Credit Risk Fund | +10.71% | +13.82% |
| Aditya Birla Sun Life Credit Risk Fund | +11.61% | +13.06% |
| HSBC Credit Risk Fund | +6.02% | +11.66% |
| BANK OF INDIA CREDIT RISK FUND | +17.17% | +10.05% |
| ICICI Prudential Credit Risk Fund | +7.45% | +9.00% |
| Invesco India Credit Risk Fund | +7.21% | +8.88% |
| Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) | +7.40% | +8.87% |
| Axis Credit Risk Fund | +7.79% | +8.80% |
Information only, not investment advice.
₹12.8238 as of 5 Nov 2026, from AMFI's official NAV data.
1 year: 4.77%, 3 years: -0.53% a year, 5 years: 1.88% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.