Markets / Mutual funds / ELSS (tax saver)

DSP ELSS Tax Saver Fund - Regular Plan - IDCW

NAVs of 6 Nov 2026

DSP Mutual Fund · Equity fund · Regular plan · IDCW

ELSS (tax saver)Regular · IDCWRisk: Very High

NAV · 5 Nov 2026

₹21.5780 ▲ 2.50%

DSP Mutual Fund

Fund size₹16,505 crJuly - September 2026

1-month range₹19.99 – 21.58

1 year-11.30%

Expense ratio1.78%regular plan, a year

5 years+0.77%a year

What the fund does

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkNifty 500 TRI

Launched18 Jan 2007

Fund houseDSP Mutual Fund

Fund managersRohit Singhaniasince 1 Jul 2015

NAV history

Returns

1 week

+6.03%avg 5.1%

1 month

+5.57%avg 3.5%

3 months

-4.03%avg -1.9%

6 months

-4.14%avg 1.2%

This year

-11.11%avg -1.3%

1 year

-11.30%avg -1.4%

3 years (a year)

+2.94%avg 11.3%

5 years (a year)

+0.77%avg 9.8%

Bars: this plan; the thin mark is the ELSS (tax saver) average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-1.2
2025	-4.1	-8.7	+8.0	+2.2	+0.5	+2.9	-2.0	-5.6	+1.4	+3.6	-0.3	+0.4
2026	-2.0	-2.1	-12.7	+8.7	-3.3	+2.7	+1.2	-2.4	-6.4	+0.3	+6.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held5860 lines in all

Top 10 stocks49.1%of the fund

Equity98.8%stocks and equity derivatives

Debt & cash1.2%everything else

Where the money is

Equity 98.8%Cash & others 1.2%

Sectors (stocks held)

Banks

37.1%

Pharmaceuticals & Biotechnology

6.9%

Petroleum Products

5.8%

IT - Software

5.4%

Telecom - Services

4.9%

Finance

4.9%

Automobiles

4.2%

Insurance

3.6%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	98.8%	98.8%	+0.01
Short positions	0.0%	-0.1%	+0.11
Cash & others	1.2%	1.3%	-0.01
Top 10 stocks	49.1%	48.7%	+0.35
Number of stocks	58	58	0

Bought more 1

HDFC Bank Limited+0.59

Cut back 2

Eternal Limited-0.28
ICICI Bank Limited-0.27

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 58

Holding	Sector / type	% of fund
ICICI Bank Limited INE090A01021	Banks	9.69%
HDFC Bank Limited INE040A01034	Banks	8.97%
Axis Bank Limited INE238A01034	Banks	7.97%
State Bank of India INE062A01020	Banks	5.59%
Kotak Mahindra Bank Limited INE237A01036	Banks	3.89%
Bharti Airtel Limited INE397D01024	Telecom - Services	3.37%
Reliance Industries Limited INE002A01018	Petroleum Products	2.84%
Mahindra & Mahindra Limited INE101A01026	Automobiles	2.43%
Infosys Limited INE009A01021	IT - Software	2.28%
Max Financial Services Limited INE180A01020	Insurance	2.06%
Bharat Petroleum Corporation Limited INE029A01011	Petroleum Products	1.95%
Cipla Limited INE059A01026	Pharmaceuticals & Biotechnology	1.93%
NTPC Limited INE733E01010	Power	1.86%
Sun Pharmaceutical Industries Limited INE044A01036	Pharmaceuticals & Biotechnology	1.68%
Samvardhana Motherson International Limited INE775A01035	Auto Components	1.61%
Hindustan Unilever Limited INE030A01027	Diversified FMCG	1.61%
Coforge Limited INE591G01025	IT - Software	1.60%
Indus Towers Limited INE121J01017	Telecom - Services	1.55%
SBI Life Insurance Co Limited INE123W01016	Insurance	1.53%
Larsen & Toubro Limited INE018A01030	Construction	1.52%
Tata Consultancy Services Limited INE467B01029	IT - Software	1.51%
Eternal Limited INE758T01015	Retailing	1.47%
IPCA Laboratories Limited INE571A01038	Pharmaceuticals & Biotechnology	1.43%
Coromandel International Limited INE169A01031	Fertilizers & Agrochemicals	1.41%
ITC Limited INE154A01025	Diversified FMCG	1.38%
PNB Housing Finance Limited INE572E01012	Finance	1.30%
Jindal Steel Limited INE749A01030	Ferrous Metals	1.22%
Asian Paints Limited INE021A01026	Consumer Durables	1.21%
Maruti Suzuki India Limited INE585B01010	Automobiles	1.19%
Tata Capital Limited INE976I01016	Finance	1.11%
Bharat Forge Limited INE465A01025	Auto Components	1.09%
Fortis Healthcare Limited INE061F01013	Healthcare Services	1.08%
Ultratech Cement Limited INE481G01011	Cement & Cement Products	1.06%
Emami Limited INE548C01032	Personal Products	1.06%
Hindustan Petroleum Corporation Limited INE094A01015	Petroleum Products	1.03%
AU Small Finance Bank Limited INE949L01017	Banks	0.99%
Oil India Limited INE274J01014	Oil	0.99%
Alkem Laboratories Limited INE540L01014	Pharmaceuticals & Biotechnology	0.98%
Syngene International Limited INE398R01022	Healthcare Services	0.92%
Cholamandalam Investment and Finance Co Limited INE121A01024	Finance	0.90%
Tata Motors Limited INE1TAE01010	Agricultural, Commercial & Construction Vehicles	0.87%
Petronet LNG Limited INE347G01014	Gas	0.85%
Century Plyboards (India) Limited INE348B01021	Consumer Durables	0.83%
Container Corporation Of India Limited INE111A01025	Transport Services	0.77%
Alembic Pharmaceuticals Limited INE901L01018	Pharmaceuticals & Biotechnology	0.76%
Power Finance Corporation Limited INE134E01011	Finance	0.72%
Atul Limited INE100A01010	Chemicals & Petrochemicals	0.71%
Hyundai Motor India Limited INE0V6F01027	Automobiles	0.61%
Uno Minda Limited INE405E01023	Auto Components	0.56%
Shriram Finance Limited INE721A01047	Finance	0.55%
Gujarat Energy Limited INE844O01030	Gas	0.42%
Ahluwalia Contracts (India) Limited INE758C01029	Construction	0.41%
ACC Limited INE012A01025	Cement & Cement Products	0.37%
GHCL Limited INE539A01019	Chemicals & Petrochemicals	0.33%
SBI Cards and Payment Services Limited INE018E01016	Finance	0.31%
KEC International Limited INE389H01022	Construction	0.24%
Cohance Lifesciences Limited INE03QK01018	Pharmaceuticals & Biotechnology	0.10%
GSPL Transmission Limited INE1TUG01013	Gas	0.09%

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Debt, money market and cash 2

Holding	Sector / type	% of fund
TREPS / Reverse Repo Investments	–	1.23%
Net Receivables/Payables	–	0.01%

From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility15.6%yearly, from daily NAVs

Worst fall-42.87%29 Dec 2017 → 31 Mar 2020

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Equity and equity related securities

80–100%

ADRs, GDRs and foreign equity securities

0–20%

Debt, securitised debt and money market securities

0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹16,505 cr across all plans · this plan ₹726 cr
Fund house	DSP Mutual Fund
Category	Equity · ELSS (tax saver)
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.89% · Regular 1.78% (5 Nov 2026)
Minimum investment	₹500 · additional ₹500
Scheme code (AMFI)	104773
ISIN	INF740K01169
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹156.5730	-0.92%
Direct · IDCW	₹92.2600	-3.35%
Regular · Growth	₹139.3050	-1.84%

Top ELSS (tax saver) funds (regular plans)

Fund	1 year	3 years (a year)
Motilal Oswal ELSS Tax Saver Fund	+5.48%	+19.18%
HSBC ELSS Tax saver Fund	+2.23%	+15.90%
JM ELSS - Tax Saver Fund	+3.74%	+15.49%
WhiteOak Capital ELSS Tax Saver Fund	+0.76%	+15.04%
Quant ELSS Tax Saver Fund	+9.22%	+14.75%
Baroda BNP Paribas ELSS Tax Saver Fund	+0.58%	+14.31%
SBI ELSS Tax Saver Fund	-3.94%	+13.95%
DSP ELSS Tax Saver Fund	-1.84%	+13.82%

All ELSS (tax saver) funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of DSP ELSS Tax Saver Fund - Regular Plan - IDCW today?

₹21.5780 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of DSP ELSS Tax Saver Fund - Regular Plan - IDCW?

1 year: -11.30%, 3 years: 2.94% a year, 5 years: 0.77% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.