DSP Equity Savings Fund - Regular Plan - IDCW

NAVs of 6 Nov 2026

DSP Mutual Fund · Hybrid fund · Regular plan · IDCW

Equity SavingsRegular · IDCWRisk: Moderately High

NAV · 5 Nov 2026

₹12.2150 ▲ 0.73%

DSP Mutual Fund

Fund size₹3,334 crJuly - September 2026

1-month range₹11.94 – 12.22

1 year-4.63%

Expense ratio1.96%regular plan, a year

5 years-2.04%a year

What the fund does

The investment objective of the Scheme is to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

BenchmarkNifty Equity Savings Index

Launched28 Mar 2016

Fund houseDSP Mutual Fund

Fund managersAbhishek Singhsince 1 May 2021Kaivalya Nadkarnisince 1 Oct 2024Shantanu Godambesince 1 Aug 2024

NAV history

Returns

1 week

+2.11%avg 2.0%

1 month

+1.53%avg 1.6%

3 months

+0.25%avg 0.3%

6 months

+1.17%avg 2.4%

This year

-5.54%avg 2.5%

1 year

-4.63%avg 3.2%

3 years (a year)

+1.20%avg 8.4%

5 years (a year)

-2.04%avg 7.2%

Bars: this plan; the thin mark is the Equity Savings average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.1
2025	-0.2	-7.0	+2.1	+1.7	+0.5	+0.6	+0.2	-1.0	+0.6	+1.1	+0.9	+0.2
2026	-0.5	-6.1	-2.2	+1.5	-0.3	+1.5	+0.3	-0.4	-1.1	-0.1	+1.9

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Risk

Volatility7.4%yearly, from daily NAVs

Worst fall-20.10%29 Dec 2017 → 31 Mar 2020

RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

A. Equity & Equity related instruments

65–90%

Of which net long equity exposure

15–40%

B. Debt and money market instruments

10–35%

C. ETCDs, InvITs, Units of Mutual Fund

0–25%

A. Equity & Equity related instruments

15–90%

Of which net long equity exposure

15–40%

B. Debt and money market instruments

10–85%

C. ETCDs, InvITs, Units of Mutual Fund

0–25%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹3,334 cr across all plans · this plan ₹4.59 cr
Fund house	DSP Mutual Fund
Category	Hybrid · Equity Savings
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 1.15% · Regular 1.96% (5 Nov 2026)
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	136564
ISIN	INF740KA1447
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹25.4300	+2.55%
Direct · IDCW	₹13.8030	-3.15%
Direct · IDCW	₹17.1930	-2.19%
Direct · IDCW	₹17.1100	-2.18%
Regular · Growth	₹22.4310	+1.68%
Regular · IDCW	₹13.3590	-4.26%
Regular · IDCW	₹13.3640	-4.23%

Top Equity Savings funds (regular plans)

Fund	1 year	3 years (a year)
HSBC Equity Savings Fund	+7.79%	+12.39%
Edelweiss Equity Savings Fund	+7.25%	+11.44%
Mirae Asset Equity Savings Fund	+5.06%	+10.77%
Edelweiss Equity Savings Fund	+6.22%	+10.35%
Axis Equity Savings Fund	+5.30%	+10.08%
Mirae Asset Equity Savings Fund	+4.02%	+9.67%
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)	+0.73%	+9.33%
Kotak Equity Savings Fund	+2.03%	+8.84%

All Equity Savings funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of DSP Equity Savings Fund - Regular Plan - IDCW today?

₹12.2150 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of DSP Equity Savings Fund - Regular Plan - IDCW?

1 year: -4.63%, 3 years: 1.20% a year, 5 years: -2.04% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.