DSP Floating Interest Rates Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

DSP Mutual Fund · Debt fund · Direct plan · IDCW

FloaterDirect · IDCWRisk: Moderate

NAV · 6 Nov 2026

₹14.3581 ▲ 0.05%

DSP Mutual Fund

Fund size₹325 crJuly - September 2026

1-month range₹14.23 – 14.36

1 year+4.80%

Expense ratio0.27%direct plan, a year

5 years+6.58%a year

What the fund does

The primary objective of the scheme is to generate regular income through investment predominantly in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/ derivatives). However, there is no assurance that the investment objective of the scheme will be achieved.

BenchmarkCRISIL Short Duration Debt A-II Index

Launched19 Mar 2021

Fund houseDSP Mutual Fund

Fund managersShantanu Godambesince 1 Jun 2023Karan Mundhrasince 1 Aug 2024

NAV history

Returns

1 week

+0.73%avg 0.4%

1 month

+0.24%avg 0.3%

3 months

+0.34%avg 0.7%

6 months

+2.87%avg 2.9%

This year

+4.29%avg 4.8%

1 year

+4.80%avg 5.6%

3 years (a year)

+7.63%avg 7.5%

5 years (a year)

+6.58%avg 6.8%

Bars: this plan; the thin mark is the Floater average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.4
2025	+0.8	+0.4	+1.2	+1.5	+0.9	+0.1	+0.5	+0.3	+0.6	+0.7	+0.4	+0.3
2026	+0.1	+0.8	-0.4	+0.5	+0.3	+2.1	+0.1	+0.3	+0.1	-0.4	+0.7

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings1315 lines in all

Top 10 holdings85.9%of the fund

Debt63.9%bonds, government securities

Money market15.5%CDs, CPs, treasury bills

Where the money is

Debt 63.9%Money market 15.5%Cash & others 20.6%

Credit quality (debt and money market)

Sovereign

49.7%

A1+

15.5%

AAA

14.3%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	63.9%	48.7%	+15.29
Money market	15.5%	37.9%	-22.37
Cash & others	20.6%	13.5%	+7.08

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 15

Holding	Sector / type	% of fund
6.87% GOI FRB 22092033 IN0020200120	Sovereign	21.47%
TREPS / Reverse Repo Investments	–	11.13%
6.94% GOI 11052036 IN0020260025	Sovereign	7.99%
7.64% Telangana SDL 01072044 IN4520260071	Sovereign	7.85%
Export-Import Bank Of India** INE514E14TR1	CRISIL A1+	7.81%
7.43% Maharashtra SDL 03122040 IN2220250392	Sovereign	7.79%
Mindspace Business Parks REIT** INE0CCU07181	ICRA AAA	7.77%
HDFC Bank Limited** INE040A16IO0	CRISIL A1+	7.70%
REC Limited** INE020B08FI5	CRISIL AAA	7.54%
Bharti Telecom Limited** INE403D08272	CRISIL AAA	6.72%
7.38% GOI 20062027 IN0020220037	Sovereign	3.26%
7.61% Maharashtra SDL 11052029 IN2220220031	Sovereign	1.30%
SBI Funds Management Pvt Limited/Fund Parent INF0RQ622028	–	1.13%
Net Receivables/Payables	–	0.52%
7.18% Maharashtra SDL 28062029 IN2220170038	Sovereign	0.02%

From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.4%yearly, from daily NAVs

Worst fall-0.76%14 Aug 2026 → 28 Oct 2026

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Mar 2021).

Where it can invest (limits from the scheme document)

Floating Rate Debt Securities

65–100%

Debt & Money Market Instruments* and Floating rate debt instruments swapped for Fixed rate returns

0–35%

Units issued by INVITs

0–10%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹325 cr across all plans · this plan ₹0.24 cr
Fund house	DSP Mutual Fund
Category	Debt · Floater
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 0.27% · Regular 0.56% (5 Nov 2026)
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	148769
ISIN	INF740KA1PW9
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹14.3581	+4.80%
Regular · Growth	₹14.1361	+4.51%
Regular · IDCW	₹14.1361	+4.51%

Top Floater funds (direct plans)

Fund	1 year	3 years (a year)
Franklin India Floating Interest Rates Fund	+5.84%	+7.96%
BANDHAN FLOATING INTEREST RATES FUND	+6.05%	+7.75%
ICICI Prudential Floating Interest Rates Fund	+6.02%	+7.74%
DSP Floating Interest Rates Fund	+4.80%	+7.63%
Kotak Floating Interest Rates Fund	+5.20%	+7.57%
HDFC Floating Interest Rates Fund	+5.50%	+7.51%
SBI Floating Interest Rates Fund	+6.11%	+7.44%
Nippon India Floating Interest Rates Fund	+4.80%	+7.38%

All Floater funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of DSP Floating Interest Rates Fund - Direct Plan - IDCW today?

₹14.3581 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of DSP Floating Interest Rates Fund - Direct Plan - IDCW?

1 year: 4.80%, 3 years: 7.63% a year, 5 years: 6.58% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.