Markets / Mutual funds / Gilt

DSP Gilt Fund - Regular Plan - Growth

NAVs of 6 Nov 2026

DSP Mutual Fund · Debt fund · Regular plan · Growth

GiltRegular · GrowthRisk: Moderate

NAV · 5 Nov 2026

₹98.4944 ▲ 0.28%

DSP Mutual Fund

Fund size₹1,219 crJuly - September 2026

1-month range₹96.78 – 98.49

1 year+2.77%rank 22 of 36

Expense ratio1.18%regular plan, a year

5 years+5.37%a year

What the fund does

The primary objective of the Scheme is to generate income through investment in securities issued by Central and/or State Government of various maturities. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkCrisil Dynamic Gilt Index

Launched30 Sept 1999

Fund houseDSP Mutual Fund

Fund managersShantanu Godambesince 1 Jun 2023Sandeep Yadavsince 1 Aug 2024

NAV history

Returns

1 week

+1.40%avg 1.4%

1 month

+0.31%avg 0.9%

3 months

-0.52%avg 0.1%

6 months

+2.07%avg 2.2%

This year

+2.11%avg 2.7%

1 year

+2.77%avg 3.0% · #22/36

3 years (a year)

+6.12%avg 5.8% · #13/31

5 years (a year)

+5.37%avg 5.1% · #12/28

Bars: this plan; the thin mark is the Gilt average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.3
2025	+0.7	-0.5	+2.9	+2.2	+0.3	-2.0	+1.0	-2.0	+1.6	+0.1	-0.5	+1.0
2026	-0.1	+0.9	-3.5	+2.0	+0.1	+4.0	-0.8	+0.0	-0.5	-1.2	+1.5

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings911 lines in all

Top 10 holdings99.6%of the fund

Debt99.6%bonds, government securities

Money market0.0%CDs, CPs, treasury bills

Where the money is

Debt 99.6%Cash & others 0.4%Short -3.3%

Credit quality (debt and money market)

Sovereign

99.6%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Short positions	-3.3%	0.0%	-3.31
Debt	99.6%	73.2%	+26.40
Money market	0.0%	24.5%	-24.46
Cash & others	0.4%	2.4%	-1.94

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Short positions 1

Holding	Sector / type	% of fund
TREPS / Reverse Repo Investments	–	-3.31%

Bonds, money market and cash 10

Holding	Sector / type	% of fund
7.63% GOI 15092056 IN0020260082	Sovereign	46.16%
6.90% GOI 15042065 IN0020250018	Sovereign	20.59%
7.12% Maharashtra SDL 16072047 IN2220250186	Sovereign	8.20%
7.34% GOI 22042064 IN0020240035	Sovereign	6.81%
7.48% Uttar Pradesh SDL 22032042 IN3320230342	Sovereign	5.31%
7.24% GOI 18082055 IN0020250075	Sovereign	4.42%
7.19% GOI 15092060 IN0020200039	Sovereign	3.91%
Net Receivables/Payables	–	3.73%
7.71% GOI 18052066 IN0020260033	Sovereign	2.85%
7.33% Madhya Pradesh SDL 19012042 IN2120210058	Sovereign	1.33%

From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility4.8%yearly, from daily NAVs

Worst fall-4.67%16 May 2025 → 2 Apr 2026

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Government Securities (across maturity)

80–100%

Cash and Cash Equivalent

0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹1,219 cr across all plans · this plan ₹201 cr
Fund house	DSP Mutual Fund
Category	Debt · Gilt
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 0.59% · Regular 1.18% (5 Nov 2026)
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	100084
ISIN	INF740K01615
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹105.7874	+3.38%
Direct · IDCW	₹10.8420	+1.27%
Direct · IDCW	₹12.1787	-2.99%
Regular · IDCW	₹12.0596	-3.01%
Regular · IDCW	₹10.7744	+1.44%

Top Gilt funds (regular plans)

Fund	1 year	3 years (a year)
Bandhan Gilt Fund	+6.73%	+7.61%
Axis Gilt Fund	+4.69%	+7.43%
Axis Gilt Fund	+4.27%	+7.03%
UTI - Gilt Fund	+4.43%	+6.55%
UTI - Gilt Fund	+4.43%	+6.55%
UTI - Gilt Fund	+4.43%	+6.55%
Tata Gilt Fund	+2.89%	+6.55%
BARODA BNP PARIBAS GILT FUND	+2.99%	+6.50%
DSP Gilt Fund	+2.77%	+6.12%

All Gilt funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of DSP Gilt Fund - Regular Plan - Growth today?

₹98.4944 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of DSP Gilt Fund - Regular Plan - Growth?

1 year: 2.77%, 3 years: 6.12% a year, 5 years: 5.37% a year

How does DSP Gilt Fund rank in its category?

22 of 36 Gilt funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.