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DSP Liquid Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

DSP Mutual Fund · Debt fund · Regular plan · IDCW

LiquidRegular · IDCWRisk: Low to Moderate
NAV · 6 Nov 2026
₹1,001.6768 ▲ 0.02%
DSP Mutual Fund
Fund size₹26,732 crJuly - September 2026
1-month range₹1,001.45 – 1,002.74
1 year+0.05%
Expense ratio0.23%regular plan, a year
5 years+0.01%a year

What the fund does

The primary investment objective of the Scheme is to seek to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkCRISIL Liquid Debt A-I Index
Launched11 Mar 1998
Fund houseDSP Mutual Fund
Fund managersKaran Mundhrasince 1 May 2021Shalini Vasantasince 1 Aug 2024Kunal Khudaniasince 1 Jan 2026

NAV history

1,0011,0021,003 2026-08-172026-08-282026-09-102026-09-232026-10-062026-10-192026-10-30

Returns

1 week
-0.00%avg 0.1%
1 month
-0.08%avg 0.3%
3 months
0.00%avg 1.1%
6 months
+0.01%avg 0.5%
This year
-0.06%avg 2.1%
1 year
+0.05%avg 2.6%
3 years (a year)
+0.02%avg 3.5%
5 years (a year)
+0.01%avg 2.1%
10 years (a year)
0.00%avg 3.0%

Bars: this plan; the thin mark is the Liquid average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-0.0
2025+0.0-0.0+0.1-0.1+0.0-0.0+0.0+0.0-0.0+0.0-0.0+0.1
2026-0.1+0.0+0.1-0.1+0.0+0.1-0.1+0.0+0.0-0.1-0.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings150153 lines in all
Top 10 holdings19.7%of the fund
Debt7.0%bonds, government securities
Money market90.5%CDs, CPs, treasury bills

Where the money is

Debt 7.0%Money market 90.5%Cash & others 2.5%Short -0.0%

Credit quality (debt and money market)

A1+
82.0%
Sovereign
11.8%
AAA
3.1%
AA
0.7%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Debt7.0%3.2%+3.77
Money market90.5%90.9%-0.40
Cash & others2.5%5.9%-3.37

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Short positions 1

HoldingSector / type% of fund
Net Receivables/Payables–-0.04%

Bonds, money market and cash 152

HoldingSector / type% of fund
5.74% GOI 15112026
IN0020210186		Sovereign3.24%
Small Industries Development Bank Of India**
INE556F14MT0		CRISIL A1+2.19%
HDFC Bank Limited**
INE040A16JX9		CRISIL A1+2.01%
Hindustan Petroleum Corporation Limited**
INE094A14KR1		CRISIL A1+2.00%
Reliance Industries Limited
INE002A14LT8		CRISIL A1+2.00%
TREPS / Reverse Repo Investments / Corporate Debt Repo–1.97%
LIC Housing Finance Limited**
INE115A14GB6		CRISIL A1+1.70%
Reliance Retail Ventures Limited**
INE929O14FL2		CRISIL A1+1.70%
364 DAYS T-BILL 10122026
IN002025Z377		Sovereign1.62%
HDFC Bank Limited**
INE040A16HU9		CRISIL A1+1.61%
Bank of Baroda**
INE028A16MW0		IND A1+1.61%
HDFC Bank Limited**
INE040A16KE7		ICRA A1+1.60%
Power Finance Corporation Limited**
INE134E14BA2		CRISIL A1+1.60%
Bharti Telecom Limited**
INE403D08207		CRISIL AAA1.48%
364 DAYS T-BILL 19112026
IN002025Z344		Sovereign1.37%
HDFC Bank Limited**
INE040A16JT7		CRISIL A1+1.21%
Canara Bank**
INE476A16L21		CRISIL A1+1.21%
Small Industries Development Bank of India**
INE556F16BQ4		CRISIL A1+1.21%
Canara Bank**
INE476A16L39		CRISIL A1+1.20%
HDFC Securities Limited**
INE700G14VP1		CRISIL A1+1.20%
Export-Import Bank Of India**
INE514E14TR1		CRISIL A1+1.20%
National Bank For Agriculture & Rural Development**
INE261F14QG5		CRISIL A1+1.20%
Axis Securities Limited**
INE110O14JT4		CRISIL A1+1.20%
Union Bank of India
INE692A16MT9		ICRA A1+1.11%
91 DAYS T-BILL 19112026
IN002026X206		Sovereign1.08%
Canara Bank**
INE476A16K06		CRISIL A1+1.00%
Bank of Baroda**
INE028A16KO1		IND A1+1.00%
Tata Capital Housing Finance Limited**
INE033L14PI4		CRISIL A1+1.00%
Union Bank of India**
INE692A16MS1		ICRA A1+0.91%
Muthoot Fincorp Limited**
INE549K14CX8		CRISIL A1+0.90%
Bajaj Housing Finance Limited**
INE377Y14CH8		CRISIL A1+0.81%
HDFC Bank Limited**
INE040A16KA5		CRISIL A1+0.80%
Yes Bank Limited**
INE528G16Y10		CRISIL A1+0.80%
Canara Bank**
INE476A16K97		CRISIL A1+0.80%
Canara Bank**
INE476A16L13		CRISIL A1+0.80%
Bank of India**
INE084A16GM6		CRISIL A1+0.80%
Axis Bank Limited**
INE238AD6CA3		CRISIL A1+0.80%
HDFC Bank Limited**
INE040A16KC1		ICRA A1+0.80%
Export-Import Bank Of India
INE514E14TS9		CRISIL A1+0.80%
National Bank For Agriculture & Rural Development**
INE261F14PY0		CRISIL A1+0.80%
ICICI Securities Limited**
INE763G14M36		CRISIL A1+0.80%
Motilal Oswal Financial Services Limited**
INE338I14NB3		CRISIL A1+0.80%
HDFC Securities Limited**
INE700G14VH8		CRISIL A1+0.80%
Bharat Petroleum Corporation Limited**
INE029A14BX4		CRISIL A1+0.80%
National Bank For Agriculture & Rural Development**
INE261F14QD2		CRISIL A1+0.80%
PNB Housing Finance Limited**
INE572E14KU2		CRISIL A1+0.80%
Aditya Birla Capital Limited**
INE674K14DD4		CRISIL A1+0.80%
Small Industries Development Bank Of India**
INE556F14MS2		CRISIL A1+0.80%
Can Fin Homes Limited**
INE477A14EO8		ICRA A1+0.80%
Titan Co Limited**
INE280A14641		ICRA A1+0.80%
HDFC Securities Limited**
INE700G14VX5		CRISIL A1+0.80%
Reliance Industries Limited**
INE002A14LU6		CRISIL A1+0.80%
ICICI Securities Limited**
INE763G14N35		CRISIL A1+0.80%
Godrej Consumer Products Limited**
INE102D14CJ0		CRISIL A1+0.80%
Tata Capital Housing Finance Limited**
INE033L14PJ2		CRISIL A1+0.80%
91 DAYS T-BILL 27112026
IN002026X214		Sovereign0.80%
91 DAYS T-BILL 17122026
IN002026X248		Sovereign0.80%
364 DAYS T-BILL 25122026
IN002025Z393		Sovereign0.80%
Bank of Baroda**
INE028A16KW4		IND A1+0.70%
91 DAYS T-BILL 29102026
IN002026X172		Sovereign0.70%
Muthoot Fincorp Limited**
INE549K14CV2		CRISIL A1+0.68%
Tata Projects Limited**
INE725H08162		IND AA0.67%
Sikka Ports & Terminals Limited**
INE941D07166		CRISIL AAA0.61%
Indian Bank**
INE562A16PP5		CRISIL A1+0.60%
Karur Vysya Bank Limited**
INE036D16JK8		CRISIL A1+0.60%
Titan Co Limited**
INE280A14591		ICRA A1+0.60%
Kotak Securities Limited**
INE028E14YF7		CRISIL A1+0.60%
Godrej Properties Limited**
INE484J14G62		ICRA A1+0.60%
Motilal Oswal Finvest Limited**
INE01WN14CF2		CRISIL A1+0.60%
Indian Oil Corporation Limited**
INE242A14ZB8		CRISIL A1+0.60%
ICICI Securities Limited**
INE763G14N43		CRISIL A1+0.60%
182 DAYS T-BILL 17122026
IN002026Y113		Sovereign0.60%
Small Industries Development Bank of India**
INE556F16BR2		CRISIL A1+0.50%
HDFC Bank Limited**
INE040A16KB3		ICRA A1+0.50%
Axis Bank Limited
INE238AD6CN6		CRISIL A1+0.50%
Kotak Securities Limited**
INE028E14XV6		CRISIL A1+0.50%
Godrej Properties Limited**
INE484J14G47		ICRA A1+0.50%
Network18 Media & Investments Limited**
INE870H14XX0		ICRA A1+0.50%
Pilani Investment And Industries Corporation Limited**
INE417C14AW1		CRISIL A1+0.50%
Sikka Ports & Terminals Limited
INE941D07158		CRISIL AAA0.46%
LIC Housing Finance Limited**
INE115A07PN6		CRISIL AAA0.43%
HDFC Bank Limited**
INE040A16JU5		CRISIL A1+0.40%
Union Bank of India**
INE692A16NB5		ICRA A1+0.40%
Export-Import Bank Of India**
INE514E16CN1		CRISIL A1+0.40%
Canara Bank**
INE476A16E38		CRISIL A1+0.40%
Karur Vysya Bank Limited**
INE036D16KM2		CRISIL A1+0.40%
Canara Bank**
INE476A16K71		CRISIL A1+0.40%
Central Bank of India**
INE483A16LB3		CRISIL A1+0.40%
Union Bank of India**
INE692A16KQ9		ICRA A1+0.40%
Yes Bank Limited**
INE528G16Y36		CRISIL A1+0.40%
Small Industries Development Bank of India**
INE556F16BT8		CRISIL A1+0.40%
Axis Bank Limited**
INE238AD6CB1		CRISIL A1+0.40%
Small Industries Development Bank of India**
INE556F16BU6		CRISIL A1+0.40%
REC Limited**
INE020B14714		CRISIL A1+0.40%
Bajaj Financial Securities Limited**
INE01C314GJ3		CRISIL A1+0.40%
Kotak Securities Limited**
INE028E14XL7		CRISIL A1+0.40%
L&T Finance Limited**
INE498L14GG2		CRISIL A1+0.40%
Can Fin Homes Limited**
INE477A14EM2		ICRA A1+0.40%
Hindustan Petroleum Corporation Limited**
INE094A14KM2		CRISIL A1+0.40%
Jio Credit Limited**
INE282H14154		CRISIL A1+0.40%
HDFC Securities Limited**
INE700G14VL0		CRISIL A1+0.40%
Arka Fincap Limited**
INE03W114740		CRISIL A1+0.40%
TVS Credit Services Limited**
INE729N14IT5		CRISIL A1+0.40%
Bajaj Financial Securities Limited**
INE01C314GL9		CRISIL A1+0.40%
Manappuram Finance Limited**
INE522D14PU8		CRISIL A1+0.40%
Bajaj Financial Securities Limited**
INE01C314GV8		CRISIL A1+0.40%
PNB Housing Finance Limited**
INE572E14KT4		CRISIL A1+0.40%
Sharekhan Limited**
INE211H14AX5		CRISIL A1+0.40%
Motilal Oswal Financial Services Limited**
INE338I14NH0		CRISIL A1+0.40%
Lodha Developers Limited**
INE670K14048		CRISIL A1+0.40%
L&T Finance Limited**
INE498L14GL2		CRISIL A1+0.40%
Dalmia Cement (Bharat) Limited**
INE755K14FV8		CRISIL A1+0.40%
Export-Import Bank Of India**
INE514E14TQ3		CRISIL A1+0.40%
Birla Group Holdings Pvt Limited**
INE09OL14JU0		CRISIL A1+0.40%
Kotak Securities Limited**
INE028E14YG5		CRISIL A1+0.40%
Motilal Oswal Finvest Limited**
INE01WN14CE5		CRISIL A1+0.40%
Indian Bank
INE562A16QM0		CRISIL A1+0.34%
TREPS / Reverse Repo Investments / Corporate Debt Repo–0.34%
Axis Bank Limited**
INE238AD6BP3		CRISIL A1+0.30%
Canara Bank
INE476A16J90		CRISIL A1+0.30%
91 DAYS T-BILL 10122026
IN002026X230		Sovereign0.30%
SBI Funds Management Pvt Limited/Fund Parent
INF0RQ622028		–0.22%
Bank of Baroda**
INE028A16KI3		IND A1+0.20%
Small Industries Development Bank of India**
INE556F16BS0		CRISIL A1+0.20%
Bank of Baroda**
INE028A16MQ2		IND A1+0.20%
Punjab National Bank**
INE160A16TZ9		CRISIL A1+0.20%
Aditya Birla Housing Finance Limited**
INE831R14GG1		CRISIL A1+0.20%
HDFC Securities Limited**
INE700G14UY5		CRISIL A1+0.20%
Julius Baer Capital (India) Pvt Limited**
INE824H14UT1		CRISIL A1+0.20%
Power Finance Corporation Limited**
INE134E14AZ1		CRISIL A1+0.20%
Bharat Petroleum Corporation Limited**
INE029A14BY2		CRISIL A1+0.20%
Kotak Securities Limited**
INE028E14YD2		CRISIL A1+0.20%
Motilal Oswal Financial Services Limited**
INE338I14NM0		CRISIL A1+0.20%
Ceat Limited**
INE482A14HE2		IND A1+0.20%
Ceat Limited**
INE482A14HF9		IND A1+0.20%
ICICI Securities Limited**
INE763G14O00		CRISIL A1+0.20%
364 DAYS T-BILL 03122026
IN002025Z369		Sovereign0.16%
364 DAYS T-BILL 12112026
IN002025Z336		Sovereign0.14%
National Bank For Agriculture & Rural Development**
INE261F08EB4		CRISIL AAA0.11%
Central Bank of India**
INE483A16LE7		CRISIL A1+0.10%
Indian Bank**
INE562A16QN8		CRISIL A1+0.10%
IndusInd Bank Limited**
INE095A167D9		CRISIL A1+0.10%
Reliance Retail Ventures Limited**
INE929O14FO6		CRISIL A1+0.10%
National Bank For Agriculture & Rural Development**
INE261F14QA8		CRISIL A1+0.10%
LIC Housing Finance Limited**
INE115A14FZ7		CRISIL A1+0.10%
Small Industries Development Bank Of India**
INE556F14MH5		CRISIL A1+0.10%
Reliance Industries Limited**
INE002A14LS0		CRISIL A1+0.10%
Motilal Oswal Financial Services Limited**
INE338I14NT5		CRISIL A1+0.10%
182 DAYS T-BILL 19112026
IN002026Y071		Sovereign0.10%
HDFC Bank Limited**
INE040A16IJ0		CRISIL A1+0.06%
182 DAYS T-BILL 05112026
IN002026Y055		Sovereign0.04%
91 DAYS T-BILL 05112026
IN002026X180		Sovereign0.04%

From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.8%yearly, from daily NAVs
Worst fall-0.41%31 Mar 2020 → 30 Apr 2020
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹26,732 cr across all plans · this plan ₹5.74 cr
Fund houseDSP Mutual Fund
CategoryDebt · Liquid
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.14% · Regular 0.23% (5 Nov 2026)
Exit loadExit load as % of NAV as per the day of redemption/switch from the date of applicable NAV -- Day 1 - 0.0070%, Day 2 - 0.0065%, Day 3 - 0.0060%, Day 4 - 0.0055%, Day 5 - 0.0050%, Day 6 - 0.0045%, Day 7 onwards - 0.0000% The above exit load is applicable to instalments of existing Systematic Investment Plans (‘SIPs’)/Systematic Transfer Plans (‘STPs’) registered before October 20, 2019. Note: No exit load shall be levied In case of switch of investments from Direct Plan to Regular Plan and vice versa.
Minimum investment₹100 · additional ₹100
Scheme code (AMFI)103348
ISININF740K01FM5
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹4,099.8301+6.55%
Direct · IDCW₹1,001.6793+0.05%
Direct · IDCW₹1,001.4663+0.03%
Regular · Growth₹4,048.2900+6.45%
Regular · IDCW₹1,001.4663+0.03%

Top Liquid funds (regular plans)

Fund1 year3 years (a year)
Axis Liquid Fund+6.59%+6.99%
Groww Liquid Fund+6.53%+6.97%
Franklin India Liquid Fund+6.56%+6.97%
Franklin India Liquid Fund+6.56%+6.97%
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)+6.57%+6.97%
PGIM India Liquid Fund+6.55%+6.96%
BANK OF INDIA LIQUID FUND+6.53%+6.95%
Tata Liquid Fund+6.50%+6.95%

All Liquid funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of DSP Liquid Fund - Regular Plan - IDCW today?

₹1,001.6768 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of DSP Liquid Fund - Regular Plan - IDCW?

1 year: 0.05%, 3 years: 0.02% a year, 5 years: 0.01% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.