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DSP Ultra Short Term Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

DSP Mutual Fund · Debt fund · Regular plan · IDCW

Ultra Short DurationRegular · IDCW
NAV · 6 Nov 2026
₹1,082.7627 ▲ 0.01%
DSP Mutual Fund
Fund size₹4,604 crJuly - September 2026
1-month range₹1,080.56 – 1,083.08
1 year+0.57%
Expense ratio1.01%regular plan, a year
5 years+0.49%a year

What the fund does

Debt fund in the Ultra Short Duration category, from DSP Mutual Fund.

Fund houseDSP Mutual Fund

NAV history

1,0801,0831,085 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.19%avg 0.2%
1 month
+0.06%avg 0.3%
3 months
+0.09%avg 1.0%
6 months
+0.37%avg 2.6%
This year
+0.59%avg 4.3%
1 year
+0.57%avg 5.1%
3 years (a year)
+0.55%avg 6.1%
5 years (a year)
+0.49%avg 5.6%

Bars: this plan; the thin mark is the Ultra Short Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.4
2025-0.3+0.6+0.2-0.1-0.4+0.5-0.1-0.4+0.4-0.3+0.4-0.4
2026+0.0+0.5-0.4-0.1+0.1+0.2-0.0+0.0+0.0+0.0+0.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings9294 lines in all
Top 10 holdings26.6%of the fund
Debt35.3%bonds, government securities
Money market65.0%CDs, CPs, treasury bills

Where the money is

Debt 35.3%Money market 65.0%Short -0.5%

Credit quality (debt and money market)

A1+
60.2%
AAA
13.4%
AA+
11.5%
Sovereign
8.5%
AA
6.7%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Short positions-0.5%-0.2%-0.33
Debt35.3%37.4%-2.07
Money market65.0%60.7%+4.31
Cash & others-0.2%2.0%-2.24

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Short positions 2

HoldingSector / type% of fund
TREPS / Reverse Repo Investments–-0.26%
Net Receivables/Payables–-0.24%

Bonds, money market and cash 92

HoldingSector / type% of fund
Canara Bank
INE476A16H43		CRISIL A1+4.94%
Small Industries Development Bank of India
INE556F16CE8		CRISIL A1+3.76%
Export-Import Bank Of India**
INE514E16CO9		CRISIL A1+2.76%
National Bank For Agriculture & Rural Development**
INE261F16AJ8		CRISIL A1+2.21%
HDFC Bank Limited**
INE040A16IO0		CRISIL A1+2.20%
Federal Bank Limited**
INE171A16NL9		CRISIL A1+2.20%
182 DAYS T-BILL 18032027
IN002026Y246		Sovereign2.20%
Export-Import Bank Of India
INE514E14TU5		CRISIL A1+2.19%
Bajaj Finance Limited**
INE296A14H43		CRISIL A1+2.15%
National Bank For Agriculture & Rural Development
INE261F08EI9		ICRA AAA2.04%
LIC Housing Finance Limited**
INE115A07PV9		CRISIL AAA1.96%
Cholamandalam Investment and Finance Co Limited**
INE121A07SH0		ICRA AA+1.82%
360 One Prime Limited**
INE248U07GJ0		ICRA AA1.73%
6.38% Maharashtra SDL 25082027
IN2220210230		Sovereign1.71%
Aditya Birla Renewables Limited**
INE01QP08016		CRISIL AA1.70%
Indostar Capital Finance Limited**
INE896L14FC8		CRISIL A1+1.69%
Bank of Baroda**
INE028A16LF7		IND A1+1.66%
HDFC Bank Limited**
INE040A16IM4		CRISIL A1+1.66%
HDFC Bank Limited**
INE040A16IT9		CRISIL A1+1.65%
National Bank For Agriculture & Rural Development**
INE261F16AP5		CRISIL A1+1.64%
Union Bank of India**
INE692A16MD3		ICRA A1+1.62%
Indian Bank**
INE562A16RI6		CRISIL A1+1.61%
Piramal Finance Limited**
INE202B07JW4		ICRA AA+1.35%
Nuvama Wealth and Investment Limited**
INE523L07AS9		CARE AA1.21%
Torrent Pharmaceuticals Limited**
INE685A07132		ICRA AA+1.18%
Torrent Power Limited**
INE813H07192		CRISIL AA+1.18%
Mankind Pharma Limited**
INE634S07033		CRISIL AA+1.17%
Tata Capital Housing Finance Limited**
INE033L07IR4		CRISIL AAA1.17%
Bajaj Housing Finance Limited**
INE377Y07532		CRISIL AAA1.17%
Nuvama Wealth Finance Limited**
INE918K07PY9		CARE AA1.15%
8.24% GOI 15022027
IN0020060078		Sovereign1.15%
SPR Auto Technologies Limited**
INE526E07015		IND AA+1.12%
364 DAYS T-BILL 03122026
IN002025Z369		Sovereign1.12%
National Bank For Agriculture & Rural Development**
INE261F16AD1		CRISIL A1+1.11%
IDFC First Bank Limited**
INE092T16ZX6		CRISIL A1+1.11%
Small Industries Development Bank of India**
INE556F16BX0		CRISIL A1+1.10%
IndusInd Bank Limited**
INE095A169C7		CRISIL A1+1.10%
Punjab National Bank
INE160A16UI3		CRISIL A1+1.10%
HDFC Bank Limited**
INE040A16JC3		CRISIL A1+1.10%
Export-Import Bank Of India**
INE514E16CP6		CRISIL A1+1.10%
Equitas Small Finance Bank Limited**
INE063P16BJ5		CRISIL A1+1.10%
HDFC Bank Limited
INE040A16IU7		CRISIL A1+1.10%
National Bank For Agriculture & Rural Development**
INE261F16AO8		CRISIL A1+1.10%
Motilal Oswal Financial Services Limited**
INE338I14LT9		CRISIL A1+1.10%
364 DAYS T-BILL 11032027
IN002025Z492		Sovereign1.10%
Canara Bank**
INE476A16I26		CRISIL A1+1.09%
Union Bank of India**
INE692A16MQ5		ICRA A1+1.08%
Canara Bank**
INE476A16K14		CRISIL A1+1.07%
Kotak Mahindra Prime Limited
INE916D147C7		CRISIL A1+1.07%
Piramal Finance Limited**
INE202B07JR4		CARE AA+0.93%
Adani Power Limited**
INE814H07190		CRISIL AA0.90%
LIC Housing Finance Limited**
INE115A07QZ8		CRISIL AAA0.61%
Torrent Power Limited**
INE813H07341		CRISIL AA+0.60%
LIC Housing Finance Limited**
INE115A07QC7		CRISIL AAA0.60%
National Bank For Agriculture & Rural Development**
INE261F08DV4		CRISIL AAA0.59%
Tata Capital Limited
INE976I07DC3		ICRA AAA0.59%
LIC Housing Finance Limited**
INE115A07RE1		CRISIL AAA0.59%
Bajaj Housing Finance Limited**
INE377Y07557		CRISIL AAA0.59%
Torrent Power Limited**
INE813H07150		CRISIL AA+0.59%
REC Limited**
INE020B08EX7		ICRA AAA0.58%
LIC Housing Finance Limited**
INE115A07QO2		CRISIL AAA0.58%
Muthoot Finance Limited
INE414G07JF9		CRISIL AA+0.58%
Bajaj Housing Finance Limited**
INE377Y07482		CRISIL AAA0.58%
Piramal Finance Limited
INE202B07JT0		ICRA AA+0.58%
LIC Housing Finance Limited**
INE115A07QS3		CRISIL AAA0.57%
Tata Capital Housing Finance Limited**
INE033L07IO1		CRISIL AAA0.57%
National Bank For Agriculture & Rural Development
INE261F08EO7		CRISIL AAA0.56%
Bank of Baroda
INE028A16LD2		IND A1+0.55%
Canara Bank**
INE476A16G36		CRISIL A1+0.55%
Canara Bank**
INE476A16G44		CRISIL A1+0.55%
IDFC First Bank Limited**
INE092T16ZD8		CRISIL A1+0.55%
Small Industries Development Bank of India**
INE556F16BZ5		CRISIL A1+0.55%
Indian Bank**
INE562A16QJ6		CRISIL A1+0.55%
ICICI Bank Limited**
INE090AD6287		ICRA A1+0.55%
Small Industries Development Bank of India**
INE556F16CA6		CRISIL A1+0.55%
Small Industries Development Bank of India**
INE556F16CB4		CRISIL A1+0.55%
ICICI Bank Limited**
INE090AD6295		ICRA A1+0.55%
Bank of Baroda
INE028A16LS0		IND A1+0.55%
Punjab National Bank
INE160A16UV6		CRISIL A1+0.55%
Small Industries Development Bank of India**
INE556F16CD0		CRISIL A1+0.55%
Bajaj Finance Limited**
INE296A14F11		CRISIL A1+0.55%
Piramal Finance Limited**
INE202B14PS5		CRISIL A1+0.55%
Indian Bank**
INE562A16RH8		CRISIL A1+0.54%
Small Industries Development Bank of India**
INE556F16CH1		CRISIL A1+0.53%
Infina Finance Pvt Limited**
INE879F14NV0		CRISIL A1+0.53%
7.52% Gujarat SDL 24052027
IN1520170045		Sovereign0.35%
7.71% Gujarat SDL 01032027
IN1520160202		Sovereign0.34%
364 DAYS T-BILL 09092027
IN002026Z235		Sovereign0.32%
SBI Funds Management Pvt Limited/Fund Parent
INF0RQ622028		–0.26%
Piramal Finance Limited**
INE516Y07519		ICRA AA+0.24%
7.08% Karnataka SDL 14122026
IN1920160059		Sovereign0.23%
Piramal Finance Limited**
INE202B07JS2		CARE AA+0.12%

From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility1.6%yearly, from daily NAVs
Worst fall-0.76%28 Apr 2026 → 30 Apr 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹4,604 cr across all plans · this plan ₹1.03 cr
Fund houseDSP Mutual Fund
CategoryDebt · Ultra Short Duration
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.30% · Regular 1.01% (5 Nov 2026)
Scheme code (AMFI)117063
ISININF740K01QS9
NAV date6 Nov 2026

Other plans of this fund

PlanNAV1 year
Direct · Growth₹4,035.6987+6.51%
Direct · IDCW₹1,005.39510.00%
Direct · IDCW₹1,091.2353+0.62%
Direct · IDCW₹1,138.8418+0.42%
Direct · IDCW₹1,005.1884+0.01%
Regular · Growth₹3,675.9182+5.75%
Regular · IDCW₹1,005.1678+0.01%
Regular · IDCW₹1,005.49140.00%
Regular · IDCW₹1,126.0311+0.36%

Top Ultra Short Duration funds (regular plans)

Fund1 year3 years (a year)
Tata Ultra Short Term Fund+6.92%+7.48%
Mirae Asset Ultra Short to Short Term Fund+6.12%+7.42%
Axis Ultra Short Term Fund+6.65%+7.41%
Axis Ultra Short to Short Term Fund+6.08%+7.40%
Mirae Asset Ultra Short-Term Fund+6.63%+7.40%
HSBC Ultra Short to Short Term Fund+5.56%+7.27%
ICICI Prudential Ultra Short to Short Term Fund+5.90%+7.25%
Tata Ultra Short to Short Term Fund+6.12%+7.25%

All Ultra Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of DSP Ultra Short Term Fund - Regular Plan - IDCW today?

₹1,082.7627 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of DSP Ultra Short Term Fund - Regular Plan - IDCW?

1 year: 0.57%, 3 years: 0.55% a year, 5 years: 0.49% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.