Markets / Mutual funds / Ultra Short Duration

DSP Ultra Short to Short Term Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

DSP Mutual Fund · Debt fund · Direct plan · IDCW

Ultra Short DurationDirect · IDCW

NAV · 6 Nov 2026

₹10.1269 ▲ 0.00%

DSP Mutual Fund

Fund size₹4,560 crJuly - September 2026

1-month range₹10.11 – 10.14

1 year0.00%

Expense ratio0.31%direct plan, a year

5 years0.00%a year

What the fund does

Debt fund in the Ultra Short Duration category, from DSP Mutual Fund.

Fund houseDSP Mutual Fund

NAV history

Returns

1 week

+0.01%avg 0.2%

1 month

-0.11%avg 0.4%

3 months

-0.02%avg 1.1%

6 months

-0.01%avg 3.0%

This year

-0.09%avg 4.9%

1 year

0.00%avg 5.8%

3 years (a year)

-0.01%avg 7.1%

5 years (a year)

0.00%avg 6.5%

Bars: this plan; the thin mark is the Ultra Short Duration average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.0
2025	-0.0	+0.0	+0.1	-0.1	+0.0	-0.0	-0.0	-0.0	+0.0	+0.0	-0.0	+0.1
2026	-0.0	-0.0	+0.0	-0.1	-0.0	+0.2	-0.1	+0.0	+0.0	-0.1	+0.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings9496 lines in all

Top 10 holdings27.3%of the fund

Debt70.9%bonds, government securities

Money market27.9%CDs, CPs, treasury bills

Where the money is

Debt 70.9%Money market 27.9%Cash & others 1.3%Short -0.3%

Credit quality (debt and money market)

AAA

59.4%

A1+

24.5%

Sovereign

14.9%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Short positions	-0.3%	-0.6%	+0.31
Debt	70.9%	65.7%	+5.20
Money market	27.9%	30.5%	-2.64
Cash & others	1.3%	3.8%	-2.56

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Short positions 1

Holding	Sector / type	% of fund
Net Receivables/Payables	–	-0.32%

Bonds, money market and cash 95

Holding	Sector / type	% of fund
Bharti Telecom Limited** INE403D08272	CRISIL AAA	4.05%
6.38% Maharashtra SDL 25082027 IN2220210230	Sovereign	3.39%
National Bank For Agriculture & Rural Development INE261F08EK5	CRISIL AAA	2.92%
Small Industries Development Bank Of India** INE556F08LE6	CRISIL AAA	2.88%
REC Limited** INE020B08EK4	CRISIL AAA	2.85%
Bajaj Housing Finance Limited** INE377Y07482	CRISIL AAA	2.29%
REC Limited INE020B08GD4	CRISIL AAA	2.28%
6.85% Uttar Pradesh SDL 23112026 IN3320160275	Sovereign	2.24%
HDFC Bank Limited** INE040A16IZ6	CRISIL A1+	2.18%
Export-Import Bank Of India INE514E14TU5	CRISIL A1+	2.18%
Tata Capital Housing Finance Limited** INE033L07HY2	CRISIL AAA	1.81%
Small Industries Development Bank Of India INE556F08KU4	CRISIL AAA	1.78%
Mahindra Rural Housing Finance Limited** INE950O07545	CRISIL AAA	1.75%
Power Finance Corporation Limited** INE134E08OC3	CRISIL AAA	1.74%
7.39% Tamil Nadu SDL 09112026 IN3120160137	Sovereign	1.74%
Export-Import Bank Of India** INE514E16CP6	CRISIL A1+	1.64%
HDFC Bank Limited** INE040A16IT9	CRISIL A1+	1.63%
Union Bank of India** INE692A16LP9	ICRA A1+	1.63%
National Bank For Agriculture & Rural Development INE261F08EO7	CRISIL AAA	1.46%
364 DAYS T-BILL 04022027 IN002025Z443	Sovereign	1.43%
Bajaj Finance Limited INE296A07TJ4	CRISIL AAA	1.36%
National Bank For Agriculture & Rural Development INE261F08EI9	ICRA AAA	1.35%
Bharti Telecom Limited** INE403D08306	CRISIL AAA	1.30%
Bajaj Finance Limited INE296A07TF2	CRISIL AAA	1.19%
REC Limited** INE020B08FR6	CRISIL AAA	1.17%
National Bank For Agriculture & Rural Development INE261F08EM1	ICRA AAA	1.16%
National Bank For Agriculture & Rural Development** INE261F08CM5	ICRA AAA	1.16%
Bajaj Housing Finance Limited** INE377Y07532	CRISIL AAA	1.16%
REC Limited** INE020B08EX7	ICRA AAA	1.16%
LIC Housing Finance Limited** INE115A07PV9	CRISIL AAA	1.15%
Power Finance Corporation Limited** INE134E08JC3	CRISIL AAA	1.15%
Small Industries Development Bank Of India INE556F08LC0	CRISIL AAA	1.14%
ICICI Home Finance Co Limited** INE071G07819	CRISIL AAA	1.14%
Bajaj Housing Finance Limited** INE377Y07623	CRISIL AAA	1.13%
Bajaj Housing Finance Limited** INE377Y07565	CRISIL AAA	1.13%
Small Industries Development Bank Of India** INE556F08KZ3	CRISIL AAA	1.11%
Bajaj Finance Limited** INE296A07TN6	CRISIL AAA	1.10%
HDFC Bank Limited** INE040A16IM4	CRISIL A1+	1.10%
Canara Bank** INE476A16H01	CRISIL A1+	1.10%
364 DAYS T-BILL 04032027 IN002025Z484	Sovereign	1.10%
HDFC Bank Limited** INE040A16IO0	CRISIL A1+	1.09%
Canara Bank INE476A16H43	CRISIL A1+	1.09%
HDFC Bank Limited INE040A16IU7	CRISIL A1+	1.09%
Union Bank of India** INE692A16MD3	ICRA A1+	1.08%
Union Bank of India** INE692A16MQ5	ICRA A1+	1.07%
Indian Bank** INE562A16RH8	CRISIL A1+	1.07%
Bajaj Finance Limited** INE296A14H43	CRISIL A1+	1.07%
Small Industries Development Bank of India** INE556F16CG3	CRISIL A1+	1.05%
Tata Capital Housing Finance Limited INE033L07IW4	CRISIL AAA	1.01%
Mahindra Rural Housing Finance Limited** INE950O07511	CRISIL AAA	1.01%
7.86% Karnataka SDL 15032027 IN1920160117	Sovereign	0.91%
Bajaj Finance Limited** INE296A07TW7	CRISIL AAA	0.80%
India Universal Trust** INE16J715027	IND AAA(SO)	0.78%
LIC Housing Finance Limited** INE115A07MQ6	CRISIL AAA	0.60%
REC Limited** INE020B08AA3	CRISIL AAA	0.60%
TREPS / Reverse Repo Investments	–	0.60%
Jio Credit Limited** INE282H07034	CRISIL AAA	0.59%
Bajaj Finance Limited** INE296A07TP1	CRISIL AAA	0.59%
National Bank For Agriculture & Rural Development** INE261F08DV4	CRISIL AAA	0.59%
Export-Import Bank Of India** INE514E08FJ9	CRISIL AAA	0.59%
REC Limited** INE020B08EH0	CRISIL AAA	0.58%
National Bank For Agriculture & Rural Development** INE261F08ER0	CRISIL AAA	0.58%
LIC Housing Finance Limited** INE115A07QO2	CRISIL AAA	0.58%
REC Limited** INE020B08FW6	ICRA AAA	0.58%
Bajaj Housing Finance Limited INE377Y07300	CRISIL AAA	0.58%
National Bank For Agriculture & Rural Development** INE261F08EH1	CRISIL AAA	0.57%
Sundaram Finance Limited** INE660A07RT4	ICRA AAA	0.57%
Tata Capital Housing Finance Limited** INE033L07IN3	CRISIL AAA	0.57%
Small Industries Development Bank Of India** INE556F08KV2	CRISIL AAA	0.57%
7.24% Gujarat SDL 28122026 IN1520160160	Sovereign	0.57%
8.24% GOI 15022027 IN0020060078	Sovereign	0.57%
7.59% Gujarat SDL 15022027 IN1520160194	Sovereign	0.57%
Mindspace Business Parks REIT** INE0CCU07066	CRISIL AAA	0.56%
6.36% Himachal Pradesh SDL 29072028 IN1720200030	Sovereign	0.56%
Bank of Baroda** INE028A16LC4	IND A1+	0.55%
Canara Bank** INE476A16H84	CRISIL A1+	0.54%
Union Bank of India INE692A16LU9	ICRA A1+	0.54%
Canara Bank** INE476A16I26	CRISIL A1+	0.54%
Indian Bank** INE562A16RI6	CRISIL A1+	0.53%
Small Industries Development Bank of India INE556F16CF5	CRISIL A1+	0.53%
Small Industries Development Bank of India** INE556F16CH1	CRISIL A1+	0.53%
Power Finance Corporation Limited** INE134E08NW3	CRISIL AAA	0.45%
364 DAYS T-BILL 11032027 IN002025Z492	Sovereign	0.44%
364 DAYS T-BILL 02092027 IN002026Z227	Sovereign	0.42%
SBI Funds Management Pvt Limited/Fund Parent INF0RQ622028	–	0.41%
Tata Capital Housing Finance Limited** INE033L07IR4	CRISIL AAA	0.35%
Kotak Mahindra Prime Limited** INE916DA7TB2	CRISIL AAA	0.34%
HDFC Bank Limited** INE040A16IK8	CRISIL A1+	0.33%
Punjab National Bank INE160A16UI3	CRISIL A1+	0.33%
7.39% Maharashtra SDL 09112026 IN2220160104	Sovereign	0.23%
7.15% Karnataka SDL 11012027 IN1920160075	Sovereign	0.23%
7.08% Karnataka SDL 12082031 IN1920240232	Sovereign	0.22%
6.83% Karnataka SDL 23112026 IN1920160042	Sovereign	0.12%
7.05% Gujarat SDL 14122026 IN1520160152	Sovereign	0.11%
Mahindra & Mahindra Financial Services Limited** INE774D07VJ0	CRISIL AAA	0.06%

Show 80 moreShow fewer

From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility1.2%yearly, from daily NAVs

Worst fall-0.64%10 Jun 2026 → 14 Jul 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹4,560 cr across all plans · this plan ₹15.22 cr
Fund house	DSP Mutual Fund
Category	Debt · Ultra Short Duration
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 0.31% · Regular 0.63% (5 Nov 2026)
Scheme code (AMFI)	133923
ISIN	INF740KA1OM3
NAV date	6 Nov 2026

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹22.1581	+5.65%
Direct · IDCW	₹10.1268	0.00%
Direct · IDCW	₹10.9407	+0.25%
Direct · IDCW	₹11.8771	+0.64%
Regular · Growth	₹21.3640	+5.31%
Regular · IDCW	₹10.1814	0.00%
Regular · IDCW	₹10.7199	+0.62%
Regular · IDCW	₹10.9009	+0.21%
Regular · IDCW	₹10.1269	0.00%

Top Ultra Short Duration funds (direct plans)

Fund	1 year	3 years (a year)
HSBC Ultra Short to Short Term Fund	+6.00%	+7.76%
Nippon India Ultra Short Term Fund	+6.87%	+7.55%
Aditya Birla Sun Life Ultra Short Term Fund	+6.44%	+7.45%
Nippon India Ultra Short to Short Term Fund	+6.13%	+7.41%
Kotak Ultra Short to Short Term Fund	+5.85%	+7.39%
ICICI Prudential Ultra Short to Short Term Fund	+6.04%	+7.38%
Mahindra Manulife Ultra Short to Short Term Fund	+6.08%	+7.38%
ICICI Prudential Ultra Short term Fund	+6.46%	+7.36%

All Ultra Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of DSP Ultra Short to Short Term Fund - Direct Plan - IDCW today?

₹10.1269 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of DSP Ultra Short to Short Term Fund - Direct Plan - IDCW?

1 year: 0.00%, 3 years: -0.01% a year, 5 years: 0.00% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.