Franklin India Equity Savings Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

Franklin Templeton Mutual Fund · Hybrid fund · Direct plan · IDCW

Equity SavingsDirect · IDCWRisk: Low to Moderate

NAV · 5 Nov 2026

₹14.5202 ▲ 0.37%

Franklin Templeton Mutual Fund

Fund size₹590 crJuly - September 2026

1-month range₹14.23 – 14.52

1 year-2.62%

Expense ratio0.81%direct plan, a year

5 years+2.28%a year

What the fund does

The Scheme intends to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments. The Scheme also intends to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. There can be no assurance that the investment objective of the scheme will be realized.

BenchmarkNifty Equity Savings Index

Fund houseFranklin Templeton Mutual Fund

Fund managersEquity: Rajasa KakulavarapuampVenkatesh SanjeeviDebt: Anuj TagraampRohan MaruSandeep Manam (dedicated for making investments for Foreign Securities)

NAV history

Returns

1 week

+1.31%avg 2.0%

1 month

+1.55%avg 1.6%

3 months

-5.37%avg 0.6%

6 months

-3.72%avg 2.8%

This year

-3.38%avg 3.4%

1 year

-2.62%avg 4.3%

3 years (a year)

+3.14%avg 8.9%

5 years (a year)

+2.28%avg 7.8%

Bars: this plan; the thin mark is the Equity Savings average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.3
2025	-0.1	-0.7	+1.5	+1.1	+1.0	+1.0	+0.0	-6.0	+0.7	+1.0	+0.6	+0.3
2026	+0.1	+0.2	-1.8	+1.4	-0.2	+1.2	+1.0	-6.1	-0.7	+0.7	+1.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held4996 lines in all

Top 10 stocks37.4%of the fund

Short positions-47.9%sold through derivatives

Net equity19.4%long stocks and derivatives minus shorts

Where the money is

Equity 67.4%Debt 11.3%Money market 4.5%Cash & others 16.9%Short -47.9%

Sectors (stocks held)

Banks

18.1%

Telecom - Services

7.7%

Power

5.6%

Aerospace & Defense

4.4%

Automobiles

4.2%

Consumer Durables

3.6%

Petroleum Products

3.4%

Finance

3.3%

Credit quality (debt and money market)

Sovereign

7.3%

6.3%

AAA

2.1%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	67.4%	68.6%	-1.24
Short positions	-47.9%	-48.4%	+0.46
Debt	11.3%	21.5%	-10.19
Money market	4.5%	0.0%	+4.45
Cash & others	16.9%	10.0%	+6.97
Top 10 stocks	37.4%	37.7%	-0.33
Number of stocks	49	49	0

New stocks 2

Meesho Ltd1.38%
Sedemac Mechatronics Ltd0.01%

Stocks sold off 2

TVS Motor Co Ltd (Non- Convertible Preference Shares)was 1.17%
PB Fintech Ltdwas 0.64%

Cut back 1

ICICI Bank Ltd-0.38

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 49

Holding	Sector / type	% of fund
Axis Bank Ltd $ ## INE238A01034	Banks	6.45%
Bharti Airtel Ltd $$ ## INE397D01024	Telecom - Services	4.50%
NTPC Ltd ^^ ~ ~ INE733E01010	Power	4.15%
Kotak Mahindra Bank Ltd $ # INE237A01036	Banks	4.10%
Hindustan Aeronautics Ltd INE066F01020	Aerospace & Defense	3.88%
Mahindra & Mahindra Ltd ! ^ INE101A01026	Automobiles	3.63%
Titan Co Ltd INE280A01028	Consumer Durables	3.37%
Reliance Industries Ltd ! ^^ INE002A01018	Petroleum Products	2.85%
Apollo Hospitals Enterprise Ltd INE437A01024	Healthcare Services	2.24%
Vodafone Idea Ltd INE669E01016	Telecom - Services	2.23%
RBL Bank Ltd INE976G01028	Banks	2.01%
Ultratech Cement Ltd INE481G01011	Cement & Cement Products	1.57%
Jio Financial Services Ltd INE758E01017	Finance	1.55%
ICICI Bank Ltd INE090A01021	Banks	1.52%
HDFC Life Insurance Co Ltd ## ~ ~ INE795G01014	Insurance	1.48%
Tata Power Co Ltd INE245A01021	Power	1.45%
Larsen & Toubro Ltd ^ ~~ INE018A01030	Construction	1.44%
Meesho Ltd INE0VDM01015	Retailing	1.38%
Eternal Ltd INE758T01015	Retailing	1.20%
Cipla Ltd INE059A01026	Pharmaceuticals & Biotechnology	1.20%
Bank of Baroda INE028A01039	Banks	1.08%
HDFC Bank Ltd ! ~~ INE040A01034	Banks	1.00%
Infosys Ltd # ~~ INE009A01021	IT - Software	1.00%
Indus Towers Ltd INE121J01017	Telecom - Services	1.00%
State Bank of India !! ~ ~ INE062A01020	Banks	0.77%
Bajaj Finserv Ltd INE918I01026	Finance	0.71%
Britannia Industries Ltd INE216A01030	Food Products	0.69%
AU Small Finance Bank Ltd INE949L01017	Banks	0.63%
HCL Technologies Ltd INE860A01027	IT - Software	0.62%
Pine Labs Ltd INE15B701018	Financial Technology (Fintech)	0.61%
Maruti Suzuki India Ltd INE585B01010	Automobiles	0.53%
Bharat Electronics Ltd INE263A01024	Aerospace & Defense	0.53%
ITC Ltd INE154A01025	Diversified FMCG	0.53%
Bajaj Finance Ltd INE296A01032	Finance	0.51%
Ambuja Cements Ltd INE079A01024	Cement & Cement Products	0.51%
Hindustan Petroleum Corporation Ltd INE094A01015	Petroleum Products	0.51%
Godrej Properties Ltd INE484J01027	Realty	0.50%
Cholamandalam Investment and Finance Co Ltd INE121A01024	Finance	0.49%
Marico Ltd INE196A01026	Agricultural Food & Other Products	0.46%
Sun Pharmaceutical Industries Ltd INE044A01036	Pharmaceuticals & Biotechnology	0.45%
Bandhan Bank Ltd INE545U01014	Banks	0.45%
Hindustan Unilever Ltd INE030A01027	Diversified FMCG	0.44%
SBI Life Insurance Co Ltd INE123W01016	Insurance	0.35%
ICICI Lombard General Insurance Co Ltd INE765G01017	Insurance	0.23%
Asian Paints Ltd INE021A01026	Consumer Durables	0.21%
Max Financial Services Ltd INE180A01020	Insurance	0.20%
Yes Bank Ltd INE528G01035	Banks	0.09%
JSW Steel Ltd INE019A01038	Ferrous Metals	0.03%
Sedemac Mechatronics Ltd INE00XB01019	Auto Components	0.01%

Show 34 moreShow fewer

Short positions 35

Holding	Sector / type	% of fund
Axis Bank Ltd $ ##	–	-5.67%
Kotak Mahindra Bank Ltd $ #	–	-4.09%
Hindustan Aeronautics Ltd	–	-3.53%
Titan Co Ltd	–	-3.40%
Bharti Airtel Ltd $$ ##	–	-3.24%
NTPC Ltd ^^ ~ ~	–	-2.99%
Mahindra & Mahindra Ltd ! ^	–	-2.96%
Vodafone Idea Ltd	–	-2.24%
RBL Bank Ltd	–	-2.04%
Reliance Industries Ltd ! ^^	–	-1.82%
Jio Financial Services Ltd	–	-1.55%
Tata Power Co Ltd	–	-1.45%
Apollo Hospitals Enterprise Ltd	–	-1.20%
Bank of Baroda	–	-1.09%
Larsen & Toubro Ltd ^ ~~	–	-1.03%
Indus Towers Ltd	–	-1.00%
Ultratech Cement Ltd	–	-0.98%
HDFC Life Insurance Co Ltd ## ~ ~	–	-0.91%
Cipla Ltd	–	-0.72%
Bajaj Finserv Ltd	–	-0.72%
AU Small Finance Bank Ltd	–	-0.63%
ITC Ltd	–	-0.53%
Bajaj Finance Ltd	–	-0.52%
Ambuja Cements Ltd	–	-0.51%
Hindustan Petroleum Corporation Ltd	–	-0.51%
Godrej Properties Ltd	–	-0.51%
Sun Pharmaceutical Industries Ltd	–	-0.46%
Bandhan Bank Ltd	–	-0.45%
ICICI Bank Ltd	–	-0.37%
SBI Life Insurance Co Ltd	–	-0.35%
Max Financial Services Ltd	–	-0.20%
Maruti Suzuki India Ltd	–	-0.11%
Yes Bank Ltd	–	-0.09%
Hindustan Unilever Ltd	–	-0.04%
JSW Steel Ltd	–	-0.03%

Show 25 moreShow fewer

Derivatives, debt, money market and cash 12

Holding	Sector / type	% of fund
Call, Cash & Other Assets	–	9.47%
Margin on Derivatives	–	4.80%
0.00% Jubilant Bevco Ltd (31-May-2028) INE1D4P08019	CRISIL AA	4.67%
91 DTB (22-Oct-2026) $ ~~ IN002026X164	SOVEREIGN	2.67%
7.21% Embassy Office Parks Reit (17-Mar-2028) ** INE041007167	CRISIL AAA	2.65%
7.70% Poonawalla Fincorp Ltd (21-Apr-2028) ** INE511C07847	CRISIL AAA	1.83%
7.48% Punjab SDL (14-Jan-2031) IN2820250156	SOVEREIGN	1.81%
91 DTB (05-Nov-2026) $ ~~ IN002026X180	SOVEREIGN	1.78%
0.00% Jubilant Beverages Ltd (31-May-2028) ** INE1D4O08012	CRISIL AA	1.60%
7.30% Uttarkahand SDL (01-Oct-2032) IN3620250040	SOVEREIGN	0.91%
0.00% REC Ltd (03-Nov-2034) ** INE020B08FJ3	CRISIL AAA	0.32%
7.66% Maharashtra SDL (04-Mar-2047) IN2220250509	SOVEREIGN	0.15%

Show 2 moreShow fewer

From the fund house's monthly portfolio (franklintempletonindia.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility7.1%yearly, from daily NAVs

Worst fall-12.60%31 Jan 2020 → 31 Mar 2020

RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 28 Sept 2018).

Where it can invest (limits from the scheme document)

Equity and Equity related securities

65–90%

Of which Net Long Equity

15–40%

Of which Equity Derivatives

25–90%

Debt & Money Market Instruments including cash & cash equivalent

10–35%

ssued by Infrastructure Investment Trust (InvITs), Exchange Traded Commodity Derivatives (ETCDs), Gold ETFs Silver ETFs and mutual fund units

0–25%

Equity and Equity related securities

15–65%

Of which Equity Derivatives

0–65%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹590 cr across all plans · this plan ₹0.64 cr
Fund house	Franklin Templeton Mutual Fund
Category	Hybrid · Equity Savings
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 0.81% · Regular 1.60% (5 Nov 2026)
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	144462
ISIN	INF090I01PC9
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹18.9612	+3.80%
Direct · IDCW	₹13.6362	-2.63%
Direct · IDCW	₹13.9650	-0.92%
Regular · Growth	₹17.1716	+3.00%
Regular · IDCW	₹12.3031	-1.64%
Regular · IDCW	₹13.1594	-1.87%
Regular · IDCW	₹13.3192	-2.52%

Top Equity Savings funds (direct plans)

Fund	1 year	3 years (a year)
HSBC Equity Savings Fund	+9.43%	+13.50%
Edelweiss Equity Savings Fund	+7.27%	+11.45%
Kotak Equity Savings Fund	+3.11%	+10.03%
Mahindra Manulife Equity Savings Fund	+5.50%	+10.03%
Baroda BNP Paribas Equity Savings Fund	+3.84%	+9.78%
Invesco India Equity Savings Fund	+1.06%	+9.13%
HDFC Equity Savings Fund	+3.14%	+8.98%
DSP Equity Savings Fund	+2.55%	+8.88%

All Equity Savings funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Franklin India Equity Savings Fund - Direct Plan - IDCW today?

₹14.5202 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of Franklin India Equity Savings Fund - Direct Plan - IDCW?

1 year: -2.62%, 3 years: 3.14% a year, 5 years: 2.28% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.