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Franklin India Gilt Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Franklin Templeton Mutual Fund · Debt fund · Regular plan · IDCW

GiltRegular · IDCWRisk: Low to Moderate
NAV · 6 Nov 2026
₹10.5611 ▲ 0.01%
Franklin Templeton Mutual Fund
Fund size₹148 crJuly - September 2026
1-month range₹10.50 – 10.59
1 year-1.25%
Expense ratio1.22%regular plan, a year
5 years+0.54%a year

What the fund does

The primary objective of the Scheme is to generate return through investments in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the central Government and / or State Government for repayment of Principal and Interest.

BenchmarkNIFTY All Duration G-Sec Index
Fund houseFranklin Templeton Mutual Fund
Fund managersSachin Padwal - DesaiUmesh Sharma

NAV history

111111 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.31%avg 1.3%
1 month
-0.15%avg 0.7%
3 months
-2.00%avg -0.3%
6 months
-0.62%avg 2.2%
This year
-0.79%avg 2.5%
1 year
-1.25%avg 2.7%
3 years (a year)
+1.09%avg 5.7%
5 years (a year)
+0.54%avg 5.0%

Bars: this plan; the thin mark is the Gilt average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-0.9
2025+0.8+0.4+0.1+1.9+0.5-2.7+0.8-2.2+0.9+0.5+0.1-0.5
2026+0.3+0.8-3.2+1.9+0.1+0.6+0.6+0.2-1.7-0.6+0.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings1516 lines in all
Top 10 holdings81.9%of the fund
Debt66.6%bonds, government securities
Money market17.2%CDs, CPs, treasury bills

Where the money is

Debt 66.6%Money market 17.2%Cash & others 16.3%

Credit quality (debt and money market)

Sovereign
83.7%
Unrated / other
0.0%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Debt66.6%75.8%-9.19
Money market17.2%10.1%+7.02
Cash & others16.3%14.1%+2.17

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 16

HoldingSector / type% of fund
7.66% Maharashtra SDL (04-Mar-2047)
IN2220250509		SOVEREIGN20.26%
91 DTB (29-Oct-2026)
IN002026X172		SOVEREIGN17.15%
Call, Cash & Other Assets–16.28%
7.62% Punjab SDL (28-Jan-2033)
IN2820250164		SOVEREIGN10.40%
7.73% Andhra Pradesh SDL (23-Mar-2032)
IN1020220746		SOVEREIGN10.39%
7.86% Haryana SDL (29-Jun-2032)
IN1620220112		SOVEREIGN7.09%
7.02% Punjab SDL (01-Jul-2030)
IN2820260064		SOVEREIGN5.52%
7.56% Kerala SDL (08-Jul-2039)
IN2020260062		SOVEREIGN3.47%
7.17% Rajasthan SDL (02-Mar-2032)
IN2920210514		SOVEREIGN3.39%
7.65% Bihar SDL (24-DEC-2033)
IN1320250211		SOVEREIGN2.19%
7.56% Himachal Pradesh SDL (08-Jul-2039)
IN1720260042		SOVEREIGN2.05%
6.90% GOI 2065 (15-Apr-2065)
IN0020250018		SOVEREIGN0.66%
7.64% Uttarakhand SDL (24-DEC-2032)
IN3620250065		SOVEREIGN0.48%
7.32% Chhattisgarh SDL (05-Mar-2037)
IN3520240083		SOVEREIGN0.35%
7.32% West Bengal SDL (05-Mar-2038)
IN3420240225		SOVEREIGN0.33%
Margin on IRS–0.01%

From the fund house's monthly portfolio (franklintempletonindia.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility3.9%yearly, from daily NAVs
Worst fall-21.90%30 Nov 2016 → 31 May 2022
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Securities issued by the Central/State Government and/or securities unconditionally guaranteed by the Central/State
80–100%
Debt & Money Market Instruments
0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹148 cr across all plans · this plan ₹2.65 cr
Fund houseFranklin Templeton Mutual Fund
CategoryDebt · Gilt
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.64% · Regular 1.22% (6 Nov 2026)
Minimum investmentGrowth Option - 10,000 & Dividend Payout - 25,000 · additional ₹1,000
Scheme code (AMFI)100494
ISININF090I01CS3
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹67.5577+4.19%
Direct · IDCW₹11.6939-1.96%
Regular · Growth₹61.1935+3.60%

Top Gilt funds (regular plans)

Fund1 year3 years (a year)
Bandhan Gilt Fund+6.62%+7.61%
Axis Gilt Fund+4.48%+7.37%
Axis Gilt Fund+4.05%+6.97%
Tata Gilt Fund+2.72%+6.52%
BARODA BNP PARIBAS GILT FUND+2.71%+6.44%
UTI - Gilt Fund+3.92%+6.41%
UTI - Gilt Fund+3.92%+6.41%
UTI - Gilt Fund+3.92%+6.41%

All Gilt funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Franklin India Gilt Fund - Regular Plan - IDCW today?

₹10.5611 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Franklin India Gilt Fund - Regular Plan - IDCW?

1 year: -1.25%, 3 years: 1.09% a year, 5 years: 0.54% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.