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Franklin India Liquid Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Franklin Templeton Mutual Fund · Debt fund · Regular plan · IDCW

LiquidRegular · IDCWRisk: Low to Moderate
NAV · 6 Nov 2026
₹1,023.2093 ▲ 0.02%
Franklin Templeton Mutual Fund
Fund size₹6,057 crJuly - September 2026
1-month range₹1,022.08 – 1,023.21
1 year+0.10%
Expense ratio0.20%regular plan, a year
5 years+0.03%a year

What the fund does

The investment objective of the scheme is to provide current income along with high liquidity.

BenchmarkNIFTY Liquid Index A-I
Fund houseFranklin Templeton Mutual Fund
Fund managersChandni GuptaRohan Maru

NAV history

1,0221,0231,023 2026-08-142026-08-272026-09-092026-09-222026-10-062026-10-192026-10-30

Returns

1 week
+0.02%avg 0.1%
1 month
+0.07%avg 0.3%
3 months
+0.02%avg 1.1%
6 months
+0.04%avg 0.5%
This year
+0.10%avg 2.1%
1 year
+0.10%avg 2.6%
3 years (a year)
+0.03%avg 3.5%
5 years (a year)
+0.03%avg 2.1%
10 years (a year)
+0.02%avg 3.0%

Bars: this plan; the thin mark is the Liquid average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-0.0
2025+0.0-0.0+0.1-0.1+0.0-0.0+0.0-0.0-0.0+0.0+0.0-0.0
2026-0.0+0.0-0.0+0.0+0.1-0.0+0.0-0.1+0.0+0.0+0.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings3940 lines in all
Top 10 holdings40.4%of the fund
Debt3.8%bonds, government securities
Money market81.3%CDs, CPs, treasury bills

Where the money is

Equity 0.2%Debt 3.8%Money market 81.3%Cash & others 14.7%

Credit quality (debt and money market)

A1+
80.8%
AAA
3.8%
Sovereign
0.5%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Debt3.8%9.4%-5.57
Money market81.3%84.0%-2.66
Cash & others14.7%6.5%+8.20

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

HoldingSector / type% of fund
Corporate Debt Market Development Fund Class A2
INF0RQ622028		Alternative Investment Fund Units0.17%

Bonds, money market and cash 39

HoldingSector / type% of fund
Call, Cash & Other Assets–14.71%
Hindustan Petroleum Corporation Ltd (03-Dec-2026) **@
INE094A14KP5		CRISIL A1+6.17%
Bank of Baroda (05-Nov-2026) **
INE028A16KH5		IND A1+5.17%
Export-Import Bank Of India (04-Dec-2026) **@
INE514E14TT7		CRISIL A1+5.14%
IIFL Home Finance Ltd (08-Dec-2026) **@
INE477L14GB7		CRISIL A1+4.09%
8.04% Sundaram Finance Ltd (26-Oct-2026) **
INE660A07RQ0		CRISIL AAA3.80%
REC Ltd (22-Oct-2026) **@
INE020B14714		ICRA A1+3.63%
Tata Steel Ltd (30-Oct-2026) @
INE081A14HI3		ICRA A1+3.10%
HDFC Bank Ltd (02-Nov-2026) **
INE040A16JX9		CARE A1+3.10%
UCO Bank (06-Nov-2026) **
INE691A16MM6		CRISIL A1+3.10%
HDFC Bank Ltd (19-Nov-2026) **
INE040A16HY1		CARE A1+3.09%
REC Ltd (23-Nov-2026) **@
INE020B14722		CRISIL A1+3.09%
Axis Securities Ltd (20-Nov-2026) **@
INE110O14JM9		CRISIL A1+3.09%
LIC Housing Finance Ltd (26-Nov-2026) **@
INE115A14FY0		ICRA A1+3.09%
Axis Securities Ltd (09-Oct-2026) **@
INE110O14JR8		CRISIL A1+2.91%
Bajaj Finance Ltd (19-Oct-2026) **@
INE296A14I34		CRISIL A1+2.28%
HDFC Bank Ltd (01-Oct-2026)
INE040A16JS9		CARE A1+2.08%
Mirae Asset Financial Services India Pvt Ltd (09-Oct-2026) **@
INE0JRU14511		CRISIL A1+2.08%
Union Bank of India (14-Oct-2026)
INE692A16MT9		IND A1+2.07%
Union Bank of India (19-Oct-2026) **
INE692A16MV5		ICRA A1+2.07%
Small Industries Development Bank of India (27-Oct-2026)
INE556F16BN1		CARE A1+2.07%
PNB Housing Finance Ltd (27-Oct-2026) **@
INE572E14KQ0		CARE A1+2.07%
IIFL Finance Ltd (11-Dec-2026) **@
INE530B14JD4		CRISIL A1+2.04%
Standard Chartered Securities (India) Ltd (06-Nov-2026) **@
INE472H14896		ICRA A1+1.86%
Sikka Ports & Terminals Ltd (16-Oct-2026) **@
INE941D14774		CRISIL A1+1.56%
DSP Finance Pvt Ltd (29-Oct-2026) **@
INE422H14545		ICRA A1+1.03%
HDFC Bank Ltd (04-Nov-2026) **
INE040A16JY7		CARE A1+1.03%
Adani Ports And Special Economic Zone Ltd (06-Nov-2026) **@
INE742F14RL2		CARE A1+1.03%
Axis Securities Ltd (04-Nov-2026) **@
INE110O14JH9		CRISIL A1+1.03%
Kotak Securities Ltd (20-Nov-2026) **@
INE028E14XV6		CRISIL A1+1.03%
Union Bank of India (10-Dec-2026) **
INE692A16KQ9		ICRA A1+1.03%
HDFC Bank Ltd (15-Dec-2026) **
INE040A16KE7		CARE A1+1.03%
Bank of Baroda (23-Dec-2026) **
INE028A16LL5		CARE A1+1.02%
Mirae Asset Financial Services India Pvt Ltd (22-Dec-2026) **@
INE0JRU14552		CRISIL A1+1.02%
Aditya Birla Capital Ltd (23-Nov-2026) **@
INE674K14CZ9		ICRA A1+0.93%
IIFL Finance Ltd (19-Oct-2026) **@
INE530B14HE6		CRISIL A1+0.62%
91 DTB (08-Oct-2026) $$ ~~
IN002026X149		SOVEREIGN0.54%
DSP Finance Pvt Ltd (30-Oct-2026) **@
INE422H14552		ICRA A1+0.52%
Punjab & Sind Bank (06-Nov-2026) **
INE608A16TT0		ICRA A1+0.52%

From the fund house's monthly portfolio (franklintempletonindia.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.6%yearly, from daily NAVs
Worst fall-0.21%28 Mar 2025 → 23 Mar 2026
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Money Market Instruments
50–100%
Debentures (investment grade, privately placed etc.)
0–50%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹6,057 cr across all plans · this plan ₹11.42 cr
Fund houseFranklin Templeton Mutual Fund
CategoryDebt · Liquid
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.14% · Regular 0.20% (6 Nov 2026)
Exit loadIn respect of each purchase of Units: Investor exit upon subscription Day 1: 0.0070%; Day 2: 0.0065%; Day 3: 0.0060%; Day 4: 0.0055%; Day 5: 0.0050%; Day 6: 0.0045%; Day 7 onwards: Nil
Minimum investmentRs.10000 Weekly IDCW Payout option of Super - Institutional Plan: 25 Lacs · additional Rs.1000 Weekly IDCW Payout option of Super - Institutional Plan: 1 Lac
Scheme code (AMFI)118579
ISININF090I01JX8
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹4,310.6219+6.56%
Direct · IDCW₹1,002.7792+0.05%
Regular · Growth₹6,367.4762+5.79%
Regular · Growth₹4,271.6762+6.50%
Regular · Growth₹18.1898+6.56%
Regular · Growth₹18.1898+6.56%
Regular · Growth₹10.00000.00%
Regular · Growth₹10.00000.00%
Regular · IDCW₹1,245.6823+0.05%
Regular · IDCW₹1,508.8499-0.03%
Regular · IDCW₹1,000.00000.00%
Regular · IDCW₹1,039.9016+0.69%

Top Liquid funds (regular plans)

Fund1 year3 years (a year)
Axis Liquid Fund+6.59%+6.99%
Groww Liquid Fund+6.53%+6.97%
Franklin India Liquid Fund+6.56%+6.97%
Franklin India Liquid Fund+6.56%+6.97%
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)+6.57%+6.97%
PGIM India Liquid Fund+6.55%+6.96%
BANK OF INDIA LIQUID FUND+6.53%+6.95%
Tata Liquid Fund+6.50%+6.95%

All Liquid funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Franklin India Liquid Fund - Regular Plan - IDCW today?

₹1,023.2093 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Franklin India Liquid Fund - Regular Plan - IDCW?

1 year: 0.10%, 3 years: 0.03% a year, 5 years: 0.03% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.