Franklin India Liquid Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Franklin Templeton Mutual Fund · Debt fund · Regular plan · IDCW

LiquidRegular · IDCWRisk: Low to Moderate

NAV · 6 Nov 2026

₹1,508.8499 ▲ 0.00%

Franklin Templeton Mutual Fund

Fund size₹6,057 crJuly - September 2026

1-month range₹1,508.85 – 1,508.99

1 year-0.03%

Expense ratio0.20%regular plan, a year

5 years-0.02%a year

What the fund does

The investment objective of the scheme is to provide current income along with high liquidity.

BenchmarkNIFTY Liquid Index A-I

Fund houseFranklin Templeton Mutual Fund

Fund managersChandni GuptaRohan Maru

NAV history

Returns

1 week

0.00%avg 0.1%

1 month

-0.01%avg 0.3%

3 months

-0.01%avg 1.1%

6 months

-0.01%avg 0.5%

This year

-0.03%avg 2.1%

1 year

-0.03%avg 2.6%

3 years (a year)

-0.01%avg 3.5%

5 years (a year)

-0.02%avg 2.1%

10 years (a year)

-0.02%avg 3.0%

Bars: this plan; the thin mark is the Liquid average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.0
2025	+0.0	+0.0	-0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0
2026	+0.0	+0.0	+0.0	-0.0	+0.0	+0.0	-0.0	+0.0	+0.0	-0.0	+0.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings3940 lines in all

Top 10 holdings40.4%of the fund

Debt3.8%bonds, government securities

Money market81.3%CDs, CPs, treasury bills

Where the money is

Equity 0.2%Debt 3.8%Money market 81.3%Cash & others 14.7%

Credit quality (debt and money market)

A1+

80.8%

AAA

3.8%

Sovereign

0.5%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	3.8%	9.4%	-5.57
Money market	81.3%	84.0%	-2.66
Cash & others	14.7%	6.5%	+8.20

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

Holding	Sector / type	% of fund
Corporate Debt Market Development Fund Class A2 INF0RQ622028	Alternative Investment Fund Units	0.17%

Bonds, money market and cash 39

Holding	Sector / type	% of fund
Call, Cash & Other Assets	–	14.71%
Hindustan Petroleum Corporation Ltd (03-Dec-2026) **@ INE094A14KP5	CRISIL A1+	6.17%
Bank of Baroda (05-Nov-2026) ** INE028A16KH5	IND A1+	5.17%
Export-Import Bank Of India (04-Dec-2026) **@ INE514E14TT7	CRISIL A1+	5.14%
IIFL Home Finance Ltd (08-Dec-2026) **@ INE477L14GB7	CRISIL A1+	4.09%
8.04% Sundaram Finance Ltd (26-Oct-2026) ** INE660A07RQ0	CRISIL AAA	3.80%
REC Ltd (22-Oct-2026) **@ INE020B14714	ICRA A1+	3.63%
Tata Steel Ltd (30-Oct-2026) @ INE081A14HI3	ICRA A1+	3.10%
HDFC Bank Ltd (02-Nov-2026) ** INE040A16JX9	CARE A1+	3.10%
UCO Bank (06-Nov-2026) ** INE691A16MM6	CRISIL A1+	3.10%
HDFC Bank Ltd (19-Nov-2026) ** INE040A16HY1	CARE A1+	3.09%
REC Ltd (23-Nov-2026) **@ INE020B14722	CRISIL A1+	3.09%
Axis Securities Ltd (20-Nov-2026) **@ INE110O14JM9	CRISIL A1+	3.09%
LIC Housing Finance Ltd (26-Nov-2026) **@ INE115A14FY0	ICRA A1+	3.09%
Axis Securities Ltd (09-Oct-2026) **@ INE110O14JR8	CRISIL A1+	2.91%
Bajaj Finance Ltd (19-Oct-2026) **@ INE296A14I34	CRISIL A1+	2.28%
HDFC Bank Ltd (01-Oct-2026) INE040A16JS9	CARE A1+	2.08%
Mirae Asset Financial Services India Pvt Ltd (09-Oct-2026) **@ INE0JRU14511	CRISIL A1+	2.08%
Union Bank of India (14-Oct-2026) INE692A16MT9	IND A1+	2.07%
Union Bank of India (19-Oct-2026) ** INE692A16MV5	ICRA A1+	2.07%
Small Industries Development Bank of India (27-Oct-2026) INE556F16BN1	CARE A1+	2.07%
PNB Housing Finance Ltd (27-Oct-2026) **@ INE572E14KQ0	CARE A1+	2.07%
IIFL Finance Ltd (11-Dec-2026) **@ INE530B14JD4	CRISIL A1+	2.04%
Standard Chartered Securities (India) Ltd (06-Nov-2026) **@ INE472H14896	ICRA A1+	1.86%
Sikka Ports & Terminals Ltd (16-Oct-2026) **@ INE941D14774	CRISIL A1+	1.56%
DSP Finance Pvt Ltd (29-Oct-2026) **@ INE422H14545	ICRA A1+	1.03%
HDFC Bank Ltd (04-Nov-2026) ** INE040A16JY7	CARE A1+	1.03%
Adani Ports And Special Economic Zone Ltd (06-Nov-2026) **@ INE742F14RL2	CARE A1+	1.03%
Axis Securities Ltd (04-Nov-2026) **@ INE110O14JH9	CRISIL A1+	1.03%
Kotak Securities Ltd (20-Nov-2026) **@ INE028E14XV6	CRISIL A1+	1.03%
Union Bank of India (10-Dec-2026) ** INE692A16KQ9	ICRA A1+	1.03%
HDFC Bank Ltd (15-Dec-2026) ** INE040A16KE7	CARE A1+	1.03%
Bank of Baroda (23-Dec-2026) ** INE028A16LL5	CARE A1+	1.02%
Mirae Asset Financial Services India Pvt Ltd (22-Dec-2026) **@ INE0JRU14552	CRISIL A1+	1.02%
Aditya Birla Capital Ltd (23-Nov-2026) **@ INE674K14CZ9	ICRA A1+	0.93%
IIFL Finance Ltd (19-Oct-2026) **@ INE530B14HE6	CRISIL A1+	0.62%
91 DTB (08-Oct-2026) $$ ~~ IN002026X149	SOVEREIGN	0.54%
DSP Finance Pvt Ltd (30-Oct-2026) **@ INE422H14552	ICRA A1+	0.52%
Punjab & Sind Bank (06-Nov-2026) ** INE608A16TT0	ICRA A1+	0.52%

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From the fund house's monthly portfolio (franklintempletonindia.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.0%yearly, from daily NAVs

Worst fall-0.23%31 May 2016 → 22 Oct 2026

RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Money Market Instruments

50–100%

Debentures (investment grade, privately placed etc.)

0–50%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹6,057 cr across all plans · this plan ₹0.49 cr
Fund house	Franklin Templeton Mutual Fund
Category	Debt · Liquid
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.14% · Regular 0.20% (6 Nov 2026)
Exit load	In respect of each purchase of Units: Investor exit upon subscription Day 1: 0.0070%; Day 2: 0.0065%; Day 3: 0.0060%; Day 4: 0.0055%; Day 5: 0.0050%; Day 6: 0.0045%; Day 7 onwards: Nil
Minimum investment	Rs.10000 Weekly IDCW Payout option of Super - Institutional Plan: 25 Lacs · additional Rs.1000 Weekly IDCW Payout option of Super - Institutional Plan: 1 Lac
Scheme code (AMFI)	100541
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹4,310.6219	+6.56%
Direct · IDCW	₹1,002.7792	+0.05%
Regular · Growth	₹6,367.4762	+5.79%
Regular · Growth	₹4,271.6762	+6.50%
Regular · Growth	₹18.1898	+6.56%
Regular · Growth	₹18.1898	+6.56%
Regular · Growth	₹10.0000	0.00%
Regular · Growth	₹10.0000	0.00%
Regular · IDCW	₹1,245.6823	+0.05%
Regular · IDCW	₹1,000.0000	0.00%
Regular · IDCW	₹1,039.9016	+0.69%
Regular · IDCW	₹1,023.2093	+0.10%

Top Liquid funds (regular plans)

Fund	1 year	3 years (a year)
Axis Liquid Fund	+6.59%	+6.99%
Groww Liquid Fund	+6.53%	+6.97%
Franklin India Liquid Fund	+6.56%	+6.97%
Franklin India Liquid Fund	+6.56%	+6.97%
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)	+6.57%	+6.97%
PGIM India Liquid Fund	+6.55%	+6.96%
BANK OF INDIA LIQUID FUND	+6.53%	+6.95%
Tata Liquid Fund	+6.50%	+6.95%

All Liquid funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Franklin India Liquid Fund - Regular Plan - IDCW today?

₹1,508.8499 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Franklin India Liquid Fund - Regular Plan - IDCW?

1 year: -0.03%, 3 years: -0.01% a year, 5 years: -0.02% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.