Markets / Mutual funds / Medium to Long Duration
Franklin Templeton Mutual Fund · Debt fund · Direct plan · IDCW
The investment objective of the scheme is to generate returns by investing in debt and money market instruments such that the Macaulay duration of the scheme portfolio is between 4 to 7 years. However, there can be no assurance that the investment objective of the Scheme would be achieved.
Bars: this plan; the thin mark is the Medium to Long Duration average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.4 | |||||||||||
| 2025 | +0.9 | +0.5 | +1.4 | +2.1 | +0.8 | -1.3 | +0.6 | -0.9 | -0.1 | +0.8 | +0.4 | -1.2 |
| 2026 | +0.1 | +1.0 | -2.5 | +0.8 | +0.2 | +1.6 | +0.4 | -0.0 | -1.5 | -0.5 | +0.6 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Debt | 88.2% | 89.0% | -0.79 |
| Money market | 0.0% | 0.0% | 0.00 |
| Cash & others | 11.4% | 10.6% | +0.78 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| Corporate Debt Market Development Fund Class A2 INF0RQ622028 | 0.37% |
| Margin on IRS | 0.00% |
| Holding | % of fund |
|---|---|
| 7.86% Haryana SDL (29-Jun-2032) IN1620220112 | 12.61% |
| 7.02% Punjab SDL (01-Jul-2030) IN2820260064 | 12.26% |
| Call, Cash & Other Assets | 11.41% |
| 7.15% Tamil Nadu SDL (22-Jan-2035) IN3120240509 | 8.48% |
| 0.00% Jubilant Bevco Ltd (31-May-2028) INE1D4P08019 | 7.80% |
| 8.42% Andhra Pradesh SDL (08-Aug-2029) IN1020180205 | 7.64% |
| 7.66% Maharashtra SDL (04-Mar-2047) IN2220250509 | 7.21% |
| 0.00% Jubilant Beverages Ltd (31-May-2028) ** INE1D4O08012 | 7.19% |
| 7.14% Jammu & Kashmir SDL (29-Dec-2036) IN4920210114 | 6.79% |
| 7.79% West Bengal SDL (18-Mar-2045) IN3420250430 | 6.07% |
| 7.77% Haryana SDL (10-Jan-2036) IN1620230343 | 5.75% |
| 7.56% Himachal Pradesh SDL (08-Jul-2039) IN1720260042 | 3.34% |
| 7.56% Kerala SDL (08-Jul-2039) IN2020260062 | 3.09% |
From the fund house's monthly portfolio (franklintempletonindia.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 27 Sept 2024).
The ranges the fund is allowed to hold, not what it holds today.
| Fund size (average AUM, July - September 2026) | ₹42.82 cr across all plans · this plan ₹0.20 cr |
| Fund house | Franklin Templeton Mutual Fund |
| Category | Debt · Medium to Long Duration |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.34% · Regular 0.85% (6 Nov 2026) |
| Minimum investment | ₹5,000 · additional ₹1,000 |
| Scheme code (AMFI) | 152852 |
| ISIN | INF090I01XH2 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹11.2759 | +3.67% |
| Regular · Growth | ₹11.1543 | +3.15% |
| Regular · IDCW | ₹10.4667 | -1.08% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| LIC MF Medium to Long Term Fund | +4.33% | +7.66% |
| Kotak Medium to Long Term Fund | +4.13% | +7.14% |
| ICICI Prudential Medium to Long Term Fund | +4.10% | +7.07% |
| SBI MEDIUM TO LONG TERM FUND | +4.16% | +6.90% |
| Nippon India Medium to Long Term Fund | +4.34% | +6.87% |
| Bandhan Medium to Long Term Fund | +5.34% | +6.82% |
| HDFC Medium to Long Term Fund | +3.47% | +6.79% |
| JM Medium to Long Term Fund | +2.73% | +6.59% |
All Medium to Long Duration funds ranked › · Compare with others ›
Information only, not investment advice.
₹10.5499 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: -0.84%
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.