Markets / Mutual funds / Ultra Short Duration
Franklin Templeton Mutual Fund · Debt fund · Regular plan · IDCW
The investment objective of the scheme is to provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments. However, there is no assurance that the investment objective of the Scheme will be achieved
Bars: this plan; the thin mark is the Ultra Short Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.4 | |||||||||||
| 2025 | +0.7 | +0.5 | +0.7 | +0.7 | +0.7 | -0.6 | +0.5 | +0.5 | -0.8 | +0.6 | +0.4 | -0.7 |
| 2026 | +0.3 | +0.6 | -0.7 | +0.5 | +0.2 | -0.2 | +0.4 | +0.5 | -0.8 | +0.3 | +0.2 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Debt | 44.1% | 57.4% | -13.24 |
| Money market | 45.5% | 36.4% | +9.18 |
| Cash & others | 10.1% | 6.0% | +4.08 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| Corporate Debt Market Development Fund Class A2 INF0RQ622028 | 0.29% |
| Margin on IRS | 0.00% |
| Holding | % of fund |
|---|---|
| Call, Cash & Other Assets | 10.05% |
| 7.71% REC Ltd (26-Feb-2027) ** INE020B08EW9 | 8.74% |
| 7.70% Sundaram Home Finance Ltd (26-Mar-2027) ** INE667F07IZ4 | 8.68% |
| 7.59% National Housing Bank (08-Sep-2027) ** INE557F08FZ1 | 8.53% |
| National Bank For Agriculture & Rural Development (28-Jan-2027) ** INE261F16AH2 | 8.16% |
| Small Industries Development Bank of India (28-Jan-2027) ** INE556F16BW2 | 8.16% |
| Canara Bank (04-Mar-2027) INE476A16H43 | 8.11% |
| Bank of Baroda (05-Mar-2027) ** INE028A16LR2 | 8.11% |
| HDFC Bank Ltd (09-Mar-2027) ** INE040A16IT9 | 8.10% |
| 0.00% Jubilant Bevco Ltd (31-May-2028) INE1D4P08019 | 6.61% |
| GOI FRB 2028 (04-Oct-2028) $ $ ~~ IN0020210160 | 3.46% |
| 7.30% Assam SDL (23-Aug-2027) IN1220170063 | 3.39% |
| Credila Financial Services Ltd (01-Mar-2027) **@ INE539K14BZ6 | 3.23% |
| 0.00% Jubilant Beverages Ltd (31-May-2028) ** INE1D4O08012 | 2.92% |
| 8.04% Sundaram Finance Ltd (26-Oct-2026) ** INE660A07RQ0 | 1.79% |
| Piramal Finance Ltd (30-Oct-2026) **@ INE202B14PO4 | 1.66% |
From the fund house's monthly portfolio (franklintempletonindia.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 30 Aug 2024).
The ranges the fund is allowed to hold, not what it holds today.
| Fund size (average AUM, July - September 2026) | ₹292 cr across all plans · this plan ₹0.22 cr |
| Fund house | Franklin Templeton Mutual Fund |
| Category | Debt · Ultra Short Duration |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.29% · Regular 0.72% (5 Nov 2026) |
| Minimum investment | ₹5,000 · additional ₹1,000 |
| Scheme code (AMFI) | 152826 |
| ISIN | INF090I01XK6 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹11.6165 | +6.33% |
| Direct · IDCW | ₹10.7897 | +1.11% |
| Regular · Growth | ₹11.5035 | +5.87% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Tata Ultra Short Term Fund | +6.92% | +7.48% |
| Mirae Asset Ultra Short to Short Term Fund | +6.12% | +7.42% |
| Axis Ultra Short Term Fund | +6.65% | +7.41% |
| Axis Ultra Short to Short Term Fund | +6.08% | +7.40% |
| Mirae Asset Ultra Short-Term Fund | +6.63% | +7.40% |
| HSBC Ultra Short to Short Term Fund | +5.56% | +7.27% |
| ICICI Prudential Ultra Short to Short Term Fund | +5.90% | +7.25% |
| Tata Ultra Short to Short Term Fund | +6.12% | +7.25% |
All Ultra Short Duration funds ranked › · Compare with others ›
Information only, not investment advice.
₹10.7103 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 0.88%
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.