HDFC Credit Risk Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

HDFC Mutual Fund · Debt fund · Regular plan · IDCW

Credit RiskRegular · IDCW

NAV · 6 Nov 2026

₹24.1422 ▲ 0.00%

HDFC Mutual Fund

Fund size₹7,666 crJuly - September 2026

1-month range₹23.91 – 24.14

1 year+6.16%

Expense ratio1.51%regular plan, a year

5 years+6.55%a year

What the fund does

Debt fund in the Credit Risk category, from HDFC Mutual Fund.

Fund houseHDFC Mutual Fund

NAV history

Returns

1 week

+0.67%avg 0.5%

1 month

+0.45%avg 0.4%

3 months

+0.83%avg 0.8%

6 months

+3.46%avg 3.3%

This year

+5.43%avg 7.1%

1 year

+6.16%avg 7.9%

3 years (a year)

+7.59%avg 8.7%

5 years (a year)

+6.55%avg 9.9%

Bars: this plan; the thin mark is the Credit Risk average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.4
2025	+0.7	+0.4	+1.0	+1.0	+1.1	+0.2	+0.7	+0.2	+0.7	+0.8	+0.5	+0.3
2026	+0.1	+1.0	-0.2	+0.8	+0.2	+1.7	+0.5	+0.5	+0.2	-0.1	+0.7

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings9395 lines in all

Top 10 holdings30.9%of the fund

Debt87.6%bonds, government securities

Money market1.3%CDs, CPs, treasury bills

Where the money is

Equity 0.3%Debt 87.6%Money market 1.3%Cash & others 10.8%

Credit quality (debt and money market)

24.5%

AA-

23.7%

AAA

15.2%

AA+

11.4%

Sovereign

9.5%

A+

2.6%

1.9%

Stocks held 1

Holding	Sector / type	% of fund
Corporate Debt Market Development Fund INF0RQ622028	–	0.33%

Bonds, money market and cash 94

Holding	Sector / type	% of fund
GMR Airports Limited^ INE776C08083	CRISIL - AA-	4.87%
Nirma Ltd.^ INE091A07208	CRISIL - AA	3.94%
Indus Infra Trust INE0NHL23019	Transport Infrastructure	3.23%
Triumph Composites Private Limited^ INE2I4607011	IND - AA-	3.12%
Jubilant Beverages Limited^ INE1D4O08012	CRISIL - AA	2.82%
ADITYA BIRLA RENEWABLES LIMITED^ INE01QP08016	CRISIL - AA	2.75%
Bamboo Hotel and Global Centre (Delhi) Private Limited^ INE755L07015	ICRA - A+(CE)	2.63%
Kalpataru Projects International Ltd^ INE220B08134	IND - AA+	2.62%
Jubilant Bevco Limited INE1D4P08019	CRISIL - AA	2.62%
8.28% Tamilnadu SDL MAT 210228^ IN3120170128	Sovereign	2.33%
JSW Energy Ltd.^ INE121E08039	ICRA - AA	2.30%
Evonith Value Steel Limited^ INE292A07046	CRISIL - AA-	2.28%
Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^ INE2I7F15012	CRISIL - AAA(SO)	2.19%
JTPM Metal Traders Limited^ INE02PE08036	CRISIL - AA	2.12%
6.94% GOI MAT 110536 IN0020260025	Sovereign	2.00%
Kalpataru Projects International Ltd^ INE220B08126	CRISIL - AA	1.97%
National Bank for Agri & Rural Dev. INE261F08EO7	CRISIL - AAA	1.95%
ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED^ INE0M8D08040	CRISIL - AA-	1.94%
Kogta Financial India Limited^ INE192U07368	CARE - AA-	1.94%
Veritas Finance Limited^ INE448U07364	CARE - AA-	1.94%
Aadharshila Infratech Private limited^ INE0REQ08025	CARE - AA+	1.93%
Kosamattam Finance Limited^ INE403Q07GO9	IND - A	1.93%
Net Current Assets	–	1.86%
SK FINANCE LIMITED^ INE124N07796	IND - AA-	1.62%
Aadhar Housing Finance Limited^ INE883F07413	ICRA - AA+	1.51%
TVS Credit Services Ltd^ INE729N08063	CRISIL - AA+	1.38%
Cube Highways Trust INE0NR623014	Transport Infrastructure	1.38%
TREPS - Tri-party Repo	–	1.37%
360 One Prime Limited^ INE248U07GJ0	ICRA - AA	1.32%
Mahindra Rural Housing Finance Ltd^ INE950O07453	CRISIL - AAA	1.31%
Globe Fincap Ltd^ INE013U07010	ICRA - AA-	1.30%
MAS Financial Services Ltd.^ INE348L07407	CARE - AA-	1.30%
RAAJMARG INFRA INVESTMENT TRUST INE2PB023011	Transport Infrastructure	1.29%
182 Days TBILL MAT 180327^ IN002026Y246	Sovereign	1.28%
JM FINANCIAL HOME LOANS LIMITED^ INE01A207195	CRISIL - AA	0.98%
JM FINANCIAL HOME LOANS LIMITED^ INE01A207187	CRISIL - AA	0.98%
National Bank for Agri & Rural Dev. INE261F08EM1	ICRA - AAA	0.98%
ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED^ INE0M8D08032	CRISIL - AA-	0.97%
Embassy Office Parks REIT INE041025011	Realty	0.97%
The Tata Power Company Ltd.^ INE295J08022	CARE - AA+	0.93%
7.23% GOI MAT 150439 IN0020240027	Sovereign	0.78%
Vastu Finserve India Pvt. Ltd.^ INE08Z607133	CARE - AA	0.78%
MAS Financial Services Ltd.^ INE348L07324	CARE - AA-	0.72%
8.03% Karnataka SDL Mat 310128^ IN1920170165	Sovereign	0.66%
Aadhar Housing Finance Limited^ INE883F07363	ICRA - AA+	0.66%
Cholamandalam Investment & Finance Co. Ltd.^ INE121A08PP7	ICRA - AA+	0.66%
IKF Finance Limited^ INE859C07220	CARE - AA-	0.66%
ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited)^ INE163N08313	CRISIL - AA+	0.66%
Globe Capital Market Ltd^ INE081J07036	ICRA - AA-	0.65%
Power Finance Corporation Ltd.^ INE134E08MX3	CRISIL - AAA	0.65%
Small Industries Development Bank^ INE556F08KS8	CRISIL - AAA	0.65%
Vastu Finserve India Pvt. Ltd.^ INE08Z607125	CARE - AA	0.65%
Vastu Finserve India Pvt. Ltd.^ INE08Z607141	CARE - AA	0.65%
LIC Housing Finance Ltd.^ INE115A08369	CRISIL - AAA	0.63%
National Bank for Agri & Rural Dev.^ INE261F08EN9	CRISIL - AAA	0.63%
7.34% GOI MAT 220464 IN0020240035	Sovereign	0.62%
7.09% GOI MAT 050854 IN0020240118	Sovereign	0.61%
Mahindra Rural Housing Finance Ltd^ INE950O07388	CRISIL - AAA	0.54%
7.25% GOI MAT 120663 IN0020230044	Sovereign	0.49%
LIC Housing Finance Ltd.^ INE115A08377	CRISIL - AAA	0.49%
VAJRA 009 TRUST (Originator - Veritas Finance limited)^ INE0YD015024	ICRA - AAA(SO)	0.49%
POWERGRID Infrastructure Investment Trust INE0GGX23010	Power	0.47%
TMF Holdings Ltd. (Perpetual)^ INE909H08386	CRISIL - AA+	0.39%
7.73% Tamil Nadu Mat 060536^ IN3120260028	Sovereign	0.33%
Godrej Industries Ltd.^ INE233A08113	CRISIL - AA+	0.33%
Indian Railways Finance Corp. Ltd.^ INE053F08387	CRISIL - AAA	0.33%
Motilal Oswal Home Fin Ltd. (Erst Aspire Home Fin)^ INE658R07448	CRISIL - AA+	0.33%
REC Limited. INE020B08GD4	CRISIL - AAA	0.33%
TATA Capital Housing Finance Ltd.^ INE033L07IE2	CRISIL - AAA	0.33%
7.59% Tamil Nadu SDL Mat 150741^ IN3120260085	Sovereign	0.32%
DLF Cyber City Developers Ltd.^ INE186K07122	CRISIL - AAA	0.32%
JSW Energy Ltd.^ INE121E08070	ICRA - AA	0.32%
National Bank for Agri & Rural Dev.^ INE261F08ET6	CRISIL - AAA	0.32%
REC Limited.^ INE020B08FW6	CARE - AAA	0.32%
Small Industries Development Bank^ INE556F08KW0	CRISIL - AAA	0.32%
Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^ INE2I7G15010	CRISIL - AAA(SO)	0.31%
REC Limited.^ INE020B08BH6	CRISIL - AAA	0.27%
Capital Infra Trust INE0Z8Z23013	Construction	0.27%
Power Finance Corporation Ltd.^ INE134E08ME3	CRISIL - AAA	0.26%
Power Finance Corporation Ltd.^ INE134E08MD5	CRISIL - AAA	0.26%
Power Finance Corporation Ltd.^ INE134E08MF0	CRISIL - AAA	0.26%
Power Finance Corporation Ltd.^ INE134E08MG8	CRISIL - AAA	0.26%
Power Finance Corporation Ltd.^ INE134E08NH4	CRISIL - AAA	0.26%
Indigo 049 (Originator - Muthoot Capital Services Limited)^ INE2S0K15023	CRISIL - AA(SO)	0.24%
IKF Finance Limited^ INE859C07196	CARE - AA-	0.22%
REC Limited.^ INE020B08GB8	CRISIL - AAA	0.19%
Muthoot Capital Services Ltd^ INE296G07226	CRISIL - AA-	0.18%
REC Limited.^ INE020B08BP9	CRISIL - AAA	0.13%
REC Limited.^ INE020B08CX1	CRISIL - AAA	0.13%
Indigo 041 (Originator - Muthoot Capital Services Limited)^ INE1PUF15021	CRISIL - AA(SO)	0.08%
Bajaj Housing Finance Ltd.^ INE377Y07607	CRISIL - AAA	0.04%
6.67% GOI MAT 151235^ IN0020210152	Sovereign	0.03%
7.64% Andhra Pradesh SDL ISD 170124 MAT 170131^ IN1020230703	Sovereign	0.02%
Vajra 006 Trust (Originator - Veritas Finance limited)^ INE0TTV15024	ICRA - AAA(SO)	0.02%

Show 79 moreShow fewer

From the fund house's monthly portfolio (), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.3%yearly, from daily NAVs

Worst fall-2.14%31 Mar 2020 → 30 Apr 2020

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹7,666 cr across all plans · this plan ₹5.65 cr
Fund house	HDFC Mutual Fund
Category	Debt · Credit Risk
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 1.01% · Regular 1.51% (4 Nov 2026)
Scheme code (AMFI)	133148
ISIN	INF179KA1I87
NAV date	6 Nov 2026

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹28.5356	+6.72%
Direct · IDCW	₹10.8534	+0.51%
Direct · IDCW	₹10.4997	+0.45%
Direct · IDCW	₹25.0145	+6.72%
Regular · Growth	₹26.2178	+6.16%

Top Credit Risk funds (regular plans)

Fund	1 year	3 years (a year)
DSP Credit Risk Fund	+9.79%	+12.93%
Aditya Birla Sun Life Credit Risk Fund	+10.61%	+12.09%
HSBC Credit Risk Fund	+5.23%	+10.82%
BANK OF INDIA CREDIT RISK FUND	+17.15%	+10.06%
BANK OF INDIA CREDIT RISK FUND	+16.65%	+9.64%
Axis Credit Risk Fund	+7.77%	+8.81%
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)	+7.53%	+8.39%
ICICI Prudential Credit Risk Fund	+6.73%	+8.29%

All Credit Risk funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of HDFC Credit Risk Fund - Regular Plan - IDCW today?

₹24.1422 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of HDFC Credit Risk Fund - Regular Plan - IDCW?

1 year: 6.16%, 3 years: 7.59% a year, 5 years: 6.55% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.