Markets / Mutual funds / Gilt

HDFC Gilt Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

HDFC Mutual Fund · Debt fund · Regular plan · Growth

GiltRegular · GrowthRisk: Moderate

NAV · 6 Nov 2026

₹56.9946 ▼ 0.22%

HDFC Mutual Fund

Fund size₹2,017 crJuly - September 2026

1-month range₹56.35 – 57.12

1 year+2.32%rank 23 of 36

Expense ratio0.82%regular plan, a year

5 years+5.01%a year

What the fund does

To generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/or State Government.There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkNIFTY All Duration G-Sec Index

Fund houseHDFC Mutual Fund

Fund managersFM 1 - Mr.Anil BamboliFM 2 - Mr.Gopal Agrawal

NAV history

Returns

1 week

+0.93%avg 1.3%

1 month

+0.42%avg 0.7%

3 months

-1.05%avg -0.3%

6 months

+1.81%avg 2.2%

This year

+2.00%avg 2.5%

1 year

+2.32%avg 2.7% · #23/36

3 years (a year)

+5.87%avg 5.7% · #14/31

5 years (a year)

+5.01%avg 5.0% · #14/28

Bars: this plan; the thin mark is the Gilt average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.2
2025	+1.0	-0.1	+2.1	+2.0	+0.8	-1.4	+0.8	-2.1	+1.5	+0.3	+0.1	+0.4
2026	-0.0	+0.8	-2.3	+1.2	+0.3	+3.1	-0.5	-0.2	-0.6	-0.6	+0.9

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings3638 lines in all

Top 10 holdings65.2%of the fund

Debt80.3%bonds, government securities

Money market3.9%CDs, CPs, treasury bills

Where the money is

Debt 80.3%Money market 3.9%Cash & others 15.8%

Credit quality (debt and money market)

Sovereign

84.2%

Bonds, money market and cash 38

Holding	Sector / type	% of fund
6.9% GOI MAT 150465 IN0020250018	Sovereign	16.42%
TREPS - Tri-party Repo	–	13.56%
7.34% GOI MAT 220464 IN0020240035	Sovereign	10.61%
6.94% GOI MAT 110536 IN0020260025	Sovereign	7.83%
7.18% GOI MAT 140833 IN0020230085	Sovereign	6.39%
7.3% GOI MAT 190653 IN0020230051	Sovereign	6.37%
6.97% Karnataka SDL Mat 260228^ IN1920190189	Sovereign	5.77%
7.27% Gujarat SDL ISD 171225 MAT 171234^ IN1520250227	Sovereign	4.12%
7.64% Gujarat SDL ISD 170124 MAT 170133^ IN1520230203	Sovereign	2.61%
182 Days TBILL MAT 280127^ IN002026Y170	Sovereign	2.60%
6.99% Madhya Pradesh SDL Mat 171141^ IN2120210041	Sovereign	2.43%
Net Current Assets	–	2.22%
7.18% GOI MAT 240737 IN0020230077	Sovereign	1.59%
7.64% % Gujarat SDL ISD 170124 Mat 170134^ IN1520230211	Sovereign	1.58%
7.20% Maharashtra SDL MAT 231036^ IN2220250343	Sovereign	1.52%
182 Days TBILL MAT 171226^ IN002026Y113	Sovereign	1.31%
7.24% GOI MAT 180855 IN0020250075	Sovereign	1.26%
7.48% Madhya Pradesh MAT 011045^ IN2120250187	Sovereign	1.26%
7.09% GOI MAT 050854 IN0020240118	Sovereign	1.24%
7.22% Madhya Pradesh SDL ISD 060825 Mat 060843^ IN2120250096	Sovereign	1.24%
7.22% Madhya Pradesh ISD 060825 MAT 060848^ IN2120250112	Sovereign	1.00%
7.63% Gujarat SDL ISD 240124 Mat 240133^ IN1520230229	Sovereign	0.79%
7.72% Bihar SDL - MAT 250241^ IN1320250294	Sovereign	0.78%
7.29% Rajasthan SDL ISD 191125 Mat 191137^ IN2920250296	Sovereign	0.76%
7.63% Gujarat SDL ISD 240124 Mat 240134^ IN1520230237	Sovereign	0.53%
7.72% Maharashtra SDL - Mat 250534^ IN2220220072	Sovereign	0.53%
7.48% Uttar Pradesh SDL ISD 200324 Mat 200336^ IN3320230318	Sovereign	0.52%
7.63% Andhra Pradesh SDL ISD 030925 MAT 030937^ IN1020250313	Sovereign	0.52%
7.67% Haryana SDL MAT 250241^ IN1620250366	Sovereign	0.52%
7.07% Gujarat SDL ISD 240925 MAT 261133^ IN1520250193	Sovereign	0.51%
7.48% Andhra Pradesh SDL ISD 030925 MAT 030933^ IN1020250289	Sovereign	0.41%
7.62% Andhra Pradesh SDL ISD 030925 MAT 030936^ IN1020250305	Sovereign	0.35%
7.48% Andhra Pradesh SDL ISD 030925 MAT 030934^ IN1020250297	Sovereign	0.31%
7.39% TAMIL NADU SDL - Mat 150734^ IN3120260077	Sovereign	0.26%
6.99% GOI MAT 151251^ IN0020210194	Sovereign	0.18%
8.97% GOI MAT 051230^ IN0020110055	Sovereign	0.06%
6.76% GOI MAT 220261 IN0020200401	Sovereign	0.02%
7.03% Haryana SDL ISD 110625 MAT 110639^ IN1620250077	Sovereign	0.02%

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From the fund house's monthly portfolio (), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility3.3%yearly, from daily NAVs

Worst fall-5.35%30 Nov 2016 → 28 Feb 2017

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Government Securities

80–100%

Debt (including securitised debt) and Money Market Instruments

0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹2,017 cr across all plans · this plan ₹752 cr
Fund house	HDFC Mutual Fund
Category	Debt · Gilt
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 0.46% · Regular 0.82% (4 Nov 2026)
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	101083
ISIN	INF179K01756
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹60.3418	+2.76%
Direct · IDCW	₹12.9612	-0.04%
Regular · Growth	₹12.1257	-0.08%

Top Gilt funds (regular plans)

Fund	1 year	3 years (a year)
Bandhan Gilt Fund	+6.62%	+7.61%
Axis Gilt Fund	+4.48%	+7.37%
Axis Gilt Fund	+4.05%	+6.97%
Tata Gilt Fund	+2.72%	+6.52%
BARODA BNP PARIBAS GILT FUND	+2.71%	+6.44%
UTI - Gilt Fund	+3.92%	+6.41%
UTI - Gilt Fund	+3.92%	+6.41%
UTI - Gilt Fund	+3.92%	+6.41%
HDFC Gilt Fund	+2.32%	+5.87%

All Gilt funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of HDFC Gilt Fund - Regular Plan - Growth today?

₹56.9946 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of HDFC Gilt Fund - Regular Plan - Growth?

1 year: 2.32%, 3 years: 5.87% a year, 5 years: 5.01% a year

How does HDFC Gilt Fund rank in its category?

23 of 36 Gilt funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.