Markets / Mutual funds / Gilt

HSBC Gilt Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

HSBC Mutual Fund · Debt fund · Regular plan · Growth

GiltRegular · GrowthRisk: Moderate

NAV · 6 Nov 2026

₹66.7458 ▼ 0.22%

HSBC Mutual Fund

Fund size₹158 crJuly - September 2026

1-month range₹65.85 – 66.90

1 year+1.34%rank 33 of 36

Expense ratio1.60%regular plan, a year

5 years–a year

What the fund does

To generate returns from a portfolio from investments in Government Securities. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.

BenchmarkNIFTY All Duration G-Sec Index

Launched29 Mar 2000

Fund houseHSBC Mutual Fund

Fund managersFM 1 - Shriram RamanathanFM 2 - Mohd Asif Rizwi

NAV history

Returns

1 week

+1.07%avg 1.3%

1 month

+0.51%avg 0.7%

3 months

-0.66%avg -0.3%

6 months

+1.80%avg 2.2%

This year

+1.24%avg 2.5%

1 year

+1.34%avg 2.7% · #33/36

3 years (a year)

+4.85%avg 5.7% · #29/31

Bars: this plan; the thin mark is the Gilt average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.0
2025	+0.9	-0.5	+2.6	+2.0	+0.3	-1.8	+0.6	-2.2	+1.3	+0.2	-0.1	+0.3
2026	-0.3	+0.5	-2.3	+1.1	-0.1	+3.1	-0.5	-0.3	-0.4	-0.5	+1.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings1012 lines in all

Top 10 holdings96.8%of the fund

Debt63.3%bonds, government securities

Money market33.4%CDs, CPs, treasury bills

Where the money is

Equity 0.1%Debt 63.3%Money market 33.4%Cash & others 3.2%

Credit quality (debt and money market)

Sovereign

96.7%

Changes since 30 Sept 2026

Share of fund	31 Oct 2026	30 Sept 2026	Change
Debt	63.3%	48.8%	+14.45
Money market	33.4%	32.5%	+0.91
Cash & others	3.2%	18.7%	-15.42

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

Holding	Sector / type	% of fund
PAY_6.4475% &REC_OIS_25/08/31	–	0.10%

Bonds, money market and cash 11

Holding	Sector / type	% of fund
364 Days Treasury Bill 10-Dec-2026 IN002025Z377	SOVEREIGN	33.41%
6.9% GOI 15-Apr-2065 IN0020250018	SOVEREIGN	20.17%
7.24% GOI 18-Aug-2055 IN0020250075	SOVEREIGN	13.42%
6.94% GOI 11-May-2036 IN0020260025	SOVEREIGN	10.08%
7.72% Maharashtra SDL - 23-Mar-2032 IN2220220239	SOVEREIGN	6.72%
8.14% Maharashtra SDL - 21-Oct-2041 IN2220260110	SOVEREIGN	5.38%
7.71% GOI 18-May-2066 IN0020260033	SOVEREIGN	4.43%
Treps	–	3.17%
7.06% GOI 27-Jul-2041 IN0020260041	SOVEREIGN	2.94%
7.09% GOI 25-Nov-2074 IN0020240142	SOVEREIGN	0.12%
Net Current Assets (including cash & bank balances)	–	0.06%

From the fund house's monthly portfolio (assetmanagement.hsbc.co.in), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility3.4%yearly, from daily NAVs

Worst fall-4.35%16 May 2025 → 2 Apr 2026

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 30 Nov 2022).

Where it can invest (limits from the scheme document)

Government Securities including Treasury Bills and TREPS

80–100%

Money market instruments

0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹158 cr across all plans · this plan ₹130 cr
Fund house	HSBC Mutual Fund
Category	Debt · Gilt
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 0.50% · Regular 1.60% (5 Nov 2026)
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	151013
ISIN	INF917K01BP1
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹77.6828	+2.46%
Direct · IDCW	₹11.7615	-5.09%
Regular · IDCW	₹10.0320	-5.98%

Top Gilt funds (regular plans)

Fund	1 year	3 years (a year)
Bandhan Gilt Fund	+6.62%	+7.61%
Axis Gilt Fund	+4.48%	+7.37%
Axis Gilt Fund	+4.05%	+6.97%
Tata Gilt Fund	+2.72%	+6.52%
BARODA BNP PARIBAS GILT FUND	+2.71%	+6.44%
UTI - Gilt Fund	+3.92%	+6.41%
UTI - Gilt Fund	+3.92%	+6.41%
UTI - Gilt Fund	+3.92%	+6.41%
HSBC Gilt Fund	+1.34%	+4.85%

All Gilt funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of HSBC Gilt Fund - Regular Plan - Growth today?

₹66.7458 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of HSBC Gilt Fund - Regular Plan - Growth?

1 year: 1.34%, 3 years: 4.85% a year

How does HSBC Gilt Fund rank in its category?

33 of 36 Gilt funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.