ICICI Prudential Credit Risk Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

ICICI Prudential Mutual Fund · Debt fund · Regular plan · IDCW

Credit RiskRegular · IDCWRisk: Very High

NAV · 6 Nov 2026

₹11.2602 ▼ 0.01%

ICICI Prudential Mutual Fund

Fund size₹6,312 crJuly - September 2026

1-month range₹11.14 – 11.26

1 year-0.40%

Expense ratio1.43%regular plan, a year

5 years+0.80%a year

What the fund does

To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

BenchmarkCRISIL Credit Risk Debt Index B-II

Launched3 Dec 2010

Fund houseICICI Prudential Mutual Fund

Fund managersFM1- Manish BanthiaFM 2- Akhil Kakkar

NAV history

Returns

1 week

+0.75%avg 0.5%

1 month

+0.47%avg 0.4%

3 months

-1.28%avg 0.8%

6 months

+0.16%avg 3.3%

This year

+0.72%avg 7.1%

1 year

-0.40%avg 7.9%

3 years (a year)

+0.87%avg 8.7%

5 years (a year)

+0.80%avg 9.9%

Bars: this plan; the thin mark is the Credit Risk average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-1.3
2025	+0.7	+0.5	-0.8	+1.2	+1.1	-1.0	+0.7	+0.3	-0.5	+0.9	+0.8	-1.7
2026	+0.4	+0.6	-1.5	+0.9	+0.3	+0.3	+0.6	+0.6	-1.9	-0.2	+0.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings99101 lines in all

Top 10 holdings32.2%of the fund

Debt90.4%bonds, government securities

Money market0.0%CDs, CPs, treasury bills

Where the money is

Debt 90.4%Cash & others 13.9%

Credit quality (debt and money market)

33.8%

AA-

15.9%

Sovereign

11.4%

AA+

10.7%

AAA

7.1%

A+

6.2%

Unrated / other

4.4%

1.0%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	90.4%	88.8%	+1.65
Money market	0.0%	1.5%	-1.54
Cash & others	13.9%	13.6%	+0.32

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 101

Holding	Sector / type	% of fund
Zero Coupon Bonds / Deep Discount Bonds	–	4.35%
JTPM Metal Traders Ltd. ** INE02PE08036	CRISIL AA	4.35%
Government Securities IN0020260025	SOV	3.42%
EMBASSY OFFICE PARKS REIT INE041025011	Units of Real Estate Investment Trust (REITs)	3.28%
Adani Enterprises Ltd. ** INE423A07476	ICRA AA-	3.16%
Truhome Finance Ltd. ** INE432R07505	FITCH AA	3.16%
Bamboo Hotels & Global Centre (Delhi) Pvt Ltd. ** INE755L07015	ICRA A+(CE)	2.94%
Vedanta Ltd. INE205A08038	ICRA AA+	2.78%
Nirma Ltd. ** INE091A07208	CRISIL AA	2.38%
Aavas Financiers Ltd. ** INE216P07308	CARE AA	2.38%
Adani Power Ltd. ** INE814H07190	CRISIL AA	2.36%
Hiranandani Financial Services Pvt Ltd ** INE07UF07042	CARE A+	2.35%
TREPS	–	2.31%
Keystone Realtors Ltd. ** INE263M07109	CRISIL AA-	2.20%
Net Current Assets	–	2.10%
Indus Infra Trust INE0NHL23019	Units of Infrastructure Investment Trusts	2.06%
Nuvama Wealth Finance Ltd. ** INE918K07QY7	ICRA AA	1.98%
SIS Ltd. ** INE285J07058	CRISIL AA-	1.98%
Indostar Capital Finance Ltd. ** INE896L07AJ8	CARE AA-	1.59%
JM Financial Home Loans ** INE01A207146	ICRA AA	1.59%
Lodha Developers Ltd ** INE670K07364	CRISIL AA	1.58%
Nuvama Wealth & Investment Ltd ** INE523L07AN0	CARE AA	1.58%
Narayana Hrudayalaya Ltd. ** INE410P08024	ICRA AA	1.58%
Kalpataru Projects International Ltd ** INE220B08142	FITCH AA+	1.58%
360 One Prime Ltd ** INE248U07GG6	ICRA AA	1.57%
NABARD INE261F08EO7	CRISIL AAA	1.57%
Adani Airport Holdings Ltd. ** INE0GCN07054	FITCH AA-	1.57%
Kogta Financial (India) Ltd. ** INE192U07350	CARE AA-	1.50%
Capital Infra Trust InvIT INE0Z8Z23013	Units of Infrastructure Investment Trusts	1.42%
Lodha Developers Ltd. ** INE670K07281	CRISIL AA	1.27%
Vedanta Ltd. ** INE205A08046	CRISIL AA+	1.20%
Kogta Financial (India) Ltd. ** INE192U07392	CARE AA-	1.17%
Godrej Seeds & Genetics Ltd ** INE316Z08063	CRISIL AA	1.17%
Small Industries Development Bank Of India. ** INE556F08LA4	CRISIL AAA	1.16%
Prism Johnson Ltd. ** INE010A08156	FITCH AA-	1.10%
Ashiana Housing Ltd. ** INE365D07085	CARE A	1.01%
NABARD INE261F08EK5	CRISIL AAA	0.95%
Aadharshila Infratech Pvt Ltd ** INE0REQ08017	CARE AA+	0.87%
Indostar Capital Finance Ltd. ** INE896L07975	CARE AA-	0.79%
Lodha Developers Ltd. ** INE670K07273	CRISIL AA	0.79%
Creamline Dairy Products Ltd ** INE412L08029	FITCH AA	0.79%
Narayana Hrudayalaya Ltd. ** INE410P08016	ICRA AA	0.79%
360 One Prime Ltd ** INE248U07GB7	ICRA AA	0.79%
Power Finance Corporation Ltd. ** INE134E08NP7	CRISIL AAA	0.79%
Oberoi Realty Ltd. ** INE093I07082	CARE AA+	0.79%
Tata Housing Development Company Ltd. ** INE582L08078	CARE AA	0.78%
NABARD INE261F08EV2	ICRA AAA	0.78%
Hampi Expressways Private Ltd. ** INE03ST08010	CARE AA+(CE)	0.77%
State Government of Maharashtra IN2220250301	SOV	0.77%
State Government of Tamil Nadu IN3120250300	SOV	0.76%
Aptus Value Housing Finance India Ltd. ** INE852O07147	CARE AA	0.76%
State Government of Uttar Pradesh IN3320250092	SOV	0.76%
Cube Highways Trust INE0NR623014	Units of Infrastructure Investment Trusts	0.73%
Government Securities IN0020250018	SOV	0.71%
MINDSPACE BUSINESS PARKS REIT INE0CCU25019	Units of Real Estate Investment Trust (REITs)	0.67%
Mahanagar Telephone Nigam Ltd. ** # INE153A08089	BWR AA+(CE)	0.63%
State Government of Maharashtra IN2220250293	SOV	0.60%
Raajmarg Infra Investment Trust INE2PB023011	Units of Infrastructure Investment Trusts	0.57%
Bahadur Chand Investments Pvt. Ltd. ** INE087M08126	ICRA AA+	0.55%
Bahadur Chand Investments Pvt. Ltd. ** INE087M08134	ICRA AA+	0.55%
State Government of Rajasthan IN2920250296	SOV	0.52%
Indostar Capital Finance Ltd. ** INE896L07AG4	CARE AA-	0.48%
Aadharshila Infratech Pvt Ltd ** INE0REQ08025	CARE AA+	0.47%
Tyger Capital Private Ltd. ** INE01EQ07103	CRISIL A+	0.43%
Tyger Capital Private Ltd. ** INE01EQ07095	CRISIL A+	0.43%
Brookfield India Real Estate Trust REIT INE0FDU25010	Units of Real Estate Investment Trust (REITs)	0.41%
360 One Prime Ltd ** INE248U07GJ0	ICRA AA	0.40%
Adani Enterprises Ltd. ** INE423A07328	ICRA AA-	0.40%
Tata Projects Ltd. ** INE725H08246	FITCH AA	0.40%
NABARD ** INE261F08DV4	CRISIL AAA	0.39%
State Government of Gujarat IN1520230245	SOV	0.39%
Small Industries Development Bank Of India. ** INE556F08KS8	CRISIL AAA	0.39%
Godrej Seeds & Genetics Ltd ** INE316Z08055	CRISIL AA	0.39%
Rural Electrification Corporation Ltd. ** INE020B08GI3	CRISIL AAA	0.39%
NABARD ** INE261F08ES8	CRISIL AAA	0.39%
State Government of Chhattisgarh IN3520260057	SOV	0.38%
Corporate Debt Market Development Fund (Class A2) INF0RQ622028	Financial Services	0.37%
State Government of Maharashtra IN2220250376	SOV	0.37%
Government Securities IN0020240035	SOV	0.35%
Godrej Seeds & Genetics Ltd. ** INE316Z08022	CRISIL AA	0.33%
Sheela Foam Ltd. ** INE916U08012	FITCH AA	0.32%
State Government of Telangana IN4520250528	SOV	0.31%
TVS Credit Services Ltd. ** INE729N08055	CRISIL AA+	0.30%
State Government of Rajasthan IN2920250338	SOV	0.30%
State Government of Maharashtra IN2220240435	SOV	0.30%
State Government of Rajasthan IN2920250312	SOV	0.30%
State Government of Andhra Pradesh IN1020250313	SOV	0.29%
State Government of Maharashtra IN2220240427	SOV	0.25%
Aadhar Housing Finance Ltd. ** INE883F07330	ICRA AA+	0.24%
NABARD INE261F08EM1	ICRA AAA	0.24%
State Government of Rajasthan IN2920250213	SOV	0.23%
Government Securities IN0020250075	SOV	0.16%
State Government of Karnataka IN1920240257	SOV	0.15%
Godrej Seeds & Genetics Ltd. ** INE316Z08030	CRISIL AA	0.10%
Godrej Seeds & Genetics Ltd. ** INE316Z08014	CRISIL AA	0.10%
Godrej Seeds & Genetics Ltd. ** INE316Z08048	CRISIL AA	0.08%
State Government of Maharashtra IN2220250319	SOV	0.05%
State Government of West Bengal IN3420240241	SOV	0.04%
State Government of Uttar Pradesh IN3320250126	SOV	0.02%
Indian Railway Finance Corporation Ltd. ** INE053F07AA7	CRISIL AAA	0.01%
State Government of Tamil Nadu IN3120250292	SOV	0.01%

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From the fund house's monthly portfolio (icicipruamc.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility3.9%yearly, from daily NAVs

Worst fall-4.14%30 Sept 2020 → 31 Dec 2020

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹6,312 cr across all plans · this plan ₹17.14 cr
Fund house	ICICI Prudential Mutual Fund
Category	Debt · Credit Risk
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.80% · Regular 1.43% (5 Nov 2026)
Exit load	10% of units within 1 Year from allotment - Nil. More than 10% of units, within 1 Year - 1% of applicable NAV More than 1 Year - Nil
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	114240
ISIN	INF109K01GV2
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹38.9589	+7.41%
Direct · IDCW	₹11.9629	-0.34%
Regular · Growth	₹35.0509	+6.73%

Top Credit Risk funds (regular plans)

Fund	1 year	3 years (a year)
DSP Credit Risk Fund	+9.79%	+12.93%
Aditya Birla Sun Life Credit Risk Fund	+10.61%	+12.09%
HSBC Credit Risk Fund	+5.23%	+10.82%
BANK OF INDIA CREDIT RISK FUND	+17.15%	+10.06%
BANK OF INDIA CREDIT RISK FUND	+16.65%	+9.64%
Axis Credit Risk Fund	+7.77%	+8.81%
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)	+7.53%	+8.39%
ICICI Prudential Credit Risk Fund	+6.73%	+8.29%

All Credit Risk funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of ICICI Prudential Credit Risk Fund - Regular Plan - IDCW today?

₹11.2602 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of ICICI Prudential Credit Risk Fund - Regular Plan - IDCW?

1 year: -0.40%, 3 years: 0.87% a year, 5 years: 0.80% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.