ICICI Prudential Retirement Fund Pure Debt Plan - Regular Plan - IDCW

NAVs of 8 Nov 2026

ICICI Prudential Mutual Fund · Solution oriented fund · Regular plan · IDCW

RetirementRegular · IDCW

NAV · 6 Nov 2026

₹15.7089 ▼ 0.17%

ICICI Prudential Mutual Fund

Fund size₹80.86 crJuly - September 2026

1-month range₹15.53 – 15.74

1 year+3.07%

Expense ratio2.15%regular plan, a year

5 years+4.94%a year

What the fund does

To generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity.

BenchmarkNifty Composite Debt Index

Launched27 Feb 2019

Fund houseICICI Prudential Mutual Fund

NAV history

Returns

1 week

+0.94%avg 4.7%

1 month

+0.38%avg 3.4%

3 months

-0.10%avg -0.8%

6 months

+1.80%avg 2.6%

This year

+2.51%avg 1.7%

1 year

+3.07%avg 2.4%

3 years (a year)

+5.53%avg 10.0%

5 years (a year)

+4.94%avg 8.1%

Bars: this plan; the thin mark is the Retirement average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.3
2025	+0.7	+0.4	+1.1	+1.3	+0.7	-0.2	+0.5	-0.5	+0.7	+0.4	+0.3	+0.3
2026	-0.0	+0.6	-0.9	+0.7	+0.2	+1.8	-0.1	+0.0	-0.2	-0.6	+0.9

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings1618 lines in all

Top 10 holdings74.3%of the fund

Debt88.0%bonds, government securities

Money market0.0%CDs, CPs, treasury bills

Where the money is

Debt 88.0%Cash & others 12.0%

Credit quality (debt and money market)

Sovereign

37.5%

AAA

25.3%

AA+

13.9%

11.3%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	88.0%	96.5%	-8.55
Money market	0.0%	0.0%	0.00
Cash & others	12.0%	3.5%	+8.55

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 18

Holding	Sector / type	% of fund
Government Securities IN0020260025	SOV	17.33%
Government Securities IN0020240035	SOV	11.97%
TREPS	–	9.04%
Nirma Ltd. ** INE091A07208	CRISIL AA	7.56%
Housing and Urban Development Corporation Ltd. ** INE031A08616	ICRA AAA	6.42%
LIC Housing Finance Ltd. ** INE115A07NP6	CRISIL AAA	6.39%
Muthoot Finance Ltd. ** INE414G07IR6	CRISIL AA+	6.30%
Government Securities IN0020250018	SOV	5.64%
Rural Electrification Corporation Ltd. ** INE020B08BO2	CRISIL AAA	5.11%
Vedanta Ltd. ** INE205A08046	CRISIL AA+	3.81%
Eris Lifesciences Ltd. ** INE406M08011	FITCH AA	3.78%
Cholamandalam Investment And Finance Company Ltd. ** INE121A08PT9	ICRA AA+	3.77%
Power Finance Corporation Ltd. ** INE134E08MI4	CRISIL AAA	3.74%
Net Current Assets	–	2.99%
Government Securities IN0020210137	SOV	2.52%
HDFC Bank Ltd. ** INE040A08773	CRISIL AAA	1.37%
Small Industries Development Bank Of India. ** INE556F08KS8	CRISIL AAA	1.24%
Power Finance Corporation Ltd. ** INE134E08IO0	CRISIL AAA	1.01%

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From the fund house's monthly portfolio (icicipruamc.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.9%yearly, from daily NAVs

Worst fall-1.54%14 Aug 2026 → 23 Oct 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 28 Feb 2019).

Fund details

Fund size (average AUM, July - September 2026)	₹80.86 cr across all plans · this plan ₹0.44 cr
Fund house	ICICI Prudential Mutual Fund
Category	Solution oriented · Retirement
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 1.19% · Regular 2.15% (5 Nov 2026)
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	146724
ISIN	INF109KC1UD2
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹17.2568	+4.03%
Direct · IDCW	₹17.2567	+4.03%
Regular · Growth	₹15.7087	+3.07%

Top Retirement funds (regular plans)

Fund	1 year	3 years (a year)
ICICI Prudential Retirement Fund Pure Equity Plan	+2.49%	+18.97%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan	+1.68%	+16.07%
Aditya Birla Sun Life Retirement Fund-The 30s Plan	+11.39%	+16.00%
Tata Retirement Savings Fund-Progressive Plan	+6.71%	+13.55%
Axis Retirement Fund - Dynamic Plan	+1.19%	+13.32%
Tata Retirement Savings Fund-Moderate Plan	+6.31%	+12.87%
Union Retirement Fund	+3.53%	+12.45%
Axis Retirement Fund - Aggressive Plan	+1.02%	+12.44%

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Information only, not investment advice.

What is the NAV of ICICI Prudential Retirement Fund Pure Debt Plan - Regular Plan - IDCW today?

₹15.7089 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of ICICI Prudential Retirement Fund Pure Debt Plan - Regular Plan - IDCW?

1 year: 3.07%, 3 years: 5.53% a year, 5 years: 4.94% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.