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ITI Balanced Advantage Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

ITI Mutual Fund · Hybrid fund · Direct plan · IDCW

Balanced AdvantageDirect · IDCWRisk: Very High

NAV · 6 Nov 2026

₹13.7543 ▲ 0.26%

ITI Mutual Fund

Fund size₹346 crJuly - September 2026

1-month range₹12.93 – 13.75

1 year-4.10%

Expense ratio1.57%direct plan, a year

5 years+3.75%a year

What the fund does

The investment objective of the Scheme is to seek capital appreciation by investing in equity and equity related securities and fixed income instruments. The allocation between equity instruments and fixed income will be managed dynamically so as to provide investors with long term capital appreciation. However, there can be no assurance that the investment objective of the scheme will be realized.

BenchmarkNifty 50 Hybrid Composite Debt 50:50 Index

Fund houseITI Mutual Fund

Fund managersNilay Dalalsince 8 May 2026Laukik Bagwesince 1 Feb 2025Animesh Singhsince 8 May 2026

NAV history

Returns

1 week

+4.49%avg 4.6%

1 month

+0.37%avg 3.9%

3 months

-1.95%avg 0.5%

6 months

+0.64%avg 3.6%

This year

-4.71%avg 2.1%

1 year

-4.10%avg 3.0%

3 years (a year)

+3.46%avg 10.6%

5 years (a year)

+3.75%avg 9.3%

Bars: this plan; the thin mark is the Balanced Advantage average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.5
2025	-3.9	-3.3	+2.4	+1.3	+1.8	+2.0	-1.7	-2.0	+0.8	+2.3	+0.8	-0.4
2026	-2.9	-0.5	-5.6	+2.2	+0.8	+1.4	+1.1	+1.1	-2.5	-3.9	+4.5

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held5568 lines in all

Top 10 stocks26.8%of the fund

Equity74.4%stocks and equity derivatives

Debt & cash25.6%everything else

Where the money is

Equity 74.4%Debt 18.8%Money market 1.2%Cash & others 5.6%

Sectors (stocks held)

Banks

17.2%

Pharmaceuticals & Biotechnology

8.4%

Finance

4.7%

Petroleum Products

4.3%

Chemicals & Petrochemicals

3.6%

Automobiles

3.2%

Financial Technology (Fintech)

3.2%

Healthcare Services

2.4%

Credit quality (debt and money market)

AAA

17.2%

Sovereign

1.6%

A1+

1.2%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	74.4%	73.8%	+0.59
Debt	18.8%	20.2%	-1.41
Money market	1.2%	0.0%	+1.23
Cash & others	5.6%	6.0%	-0.41
Top 10 stocks	26.8%	25.9%	+0.87
Number of stocks	55	54	+1

New stocks 14

HDFC Life Insurance Company Limited2.03%
Manipal Payment and Identity Solutions Ltd1.47%
Solar Industries India Limited1.22%
Kalpataru Projects International Limited1.15%
Kirloskar Oil Engines Limited1.13%
Ramkrishna Forgings Limited1.07%
Multi Commodity Exchange of India Limited1.07%
Piramal Pharma Limited1.06%
BEML Limited1.01%
Indo-MIM Limited1.00%
LT Foods Limited0.96%
Ather Energy Limited0.52%
Bandhan Bank Limited0.50%
Inox Green Energy Services Limited0.30%

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Stocks sold off 13

Mahindra & Mahindra Limitedwas 2.37%
Shriram Finance Limitedwas 1.97%
Hero MotoCorp Limitedwas 1.21%
Pidilite Industries Limitedwas 1.07%
L&T Finance Limitedwas 1.04%
Krishna Institute Of Medical Sciences Limitedwas 1.03%
Tech Mahindra Limitedwas 1.01%
Oberoi Realty Limitedwas 1.01%
ABB India Limitedwas 1.00%
Affle 3i Limitedwas 0.98%
Endurance Technologies Limitedwas 0.97%
Jubilant Ingrevia Limitedwas 0.93%
360 One WAM Limitedwas 0.49%

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Bought more 7

ESDS Software Solution Ltd+1.63
Reliance Industries Limited+1.02
Eternal Limited+1.02
HDFC Bank Limited+0.81
Wockhardt Limited+0.46
Redington Limited+0.28
Laurus Labs Limited+0.26

Cut back 6

Bajaj Finance Limited-1.71
ICICI Bank Limited-1.06
Garware Hi-Tech Films Limited-0.91
Cholamandalam Investment and Finance Company Ltd-0.57
State Bank of India-0.53
Turtlemint Fintech Solutions Limited-0.43

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 55

Holding	Sector / type	% of fund
HDFC Bank Limited INE040A01034	Banks	4.33%
Reliance Industries Limited INE002A01018	Petroleum Products	4.26%
ICICI Bank Limited INE090A01021	Banks	3.15%
Wockhardt Limited INE049B01025	Pharmaceuticals & Biotechnology	2.52%
Laurus Labs Limited INE947Q01028	Pharmaceuticals & Biotechnology	2.37%
ESDS Software Solution Ltd INE0DRI01029	IT - Services	2.20%
Eternal Limited INE758T01015	Retailing	2.18%
Ujjivan Small Finance Bank Limited INE551W01018	Banks	2.12%
HDFC Life Insurance Company Limited INE795G01014	Insurance	2.03%
Bajaj Auto Limited INE917I01010	Automobiles	1.59%
Manipal Payment and Identity Solutions Ltd INE241U01028	Financial Technology (Fintech)	1.47%
Redington Limited INE891D01026	Commercial Services & Supplies	1.44%
RBL Bank Limited INE976G01028	Banks	1.40%
Divi's Laboratories Limited INE361B01024	Pharmaceuticals & Biotechnology	1.38%
Dr. Lal Path Labs Limited INE600L01024	Healthcare Services	1.33%
Axis Bank Limited INE238A01034	Banks	1.30%
IIFL Finance Limited INE530B01024	Finance	1.26%
Gujarat Fluorochemicals Limited INE09N301011	Chemicals & Petrochemicals	1.23%
Solar Industries India Limited INE343H01029	Chemicals & Petrochemicals	1.22%
Titan Company Limited INE280A01028	Consumer Durables	1.18%
Voltamp Transformers Limited INE540H01012	Electrical Equipment	1.17%
Hindalco Industries Limited INE038A01020	Non - Ferrous Metals	1.16%
Balrampur Chini Mills Limited INE119A01028	Agricultural Food & other Products	1.16%
LG Electronics India Ltd INE324D01010	Consumer Durables	1.15%
Kalpataru Projects International Limited INE220B01022	Construction	1.15%
Yes Bank Limited INE528G01035	Banks	1.14%
Kirloskar Oil Engines Limited INE146L01010	Industrial Products	1.13%
Aditya Birla Capital Limited INE674K01013	Finance	1.13%
Grasim Industries Limited INE047A01021	Cement & Cement Products	1.12%
TVS Motor Company Limited INE494B01023	Automobiles	1.12%
AU Small Finance Bank Limited INE949L01017	Banks	1.12%
Aarti Industries Limited INE769A01020	Chemicals & Petrochemicals	1.11%
One 97 Communications Limited INE982J01020	Financial Technology (Fintech)	1.11%
IDFC First Bank Limited INE092T01019	Banks	1.10%
Bharat Heavy Electricals Limited INE257A01026	Electrical Equipment	1.10%
Ramkrishna Forgings Limited INE399G01023	Auto Components	1.07%
Multi Commodity Exchange of India Limited INE745G01043	Capital Markets	1.07%
Piramal Pharma Limited INE0DK501011	Pharmaceuticals & Biotechnology	1.06%
Garware Hi-Tech Films Limited INE291A01017	Industrial Products	1.05%
Apollo Hospitals Enterprise Limited INE437A01024	Healthcare Services	1.04%
Glenmark Pharmaceuticals Limited INE935A01035	Pharmaceuticals & Biotechnology	1.04%
State Bank of India INE062A01020	Banks	1.02%
BEML Limited INE258A01024	Agricultural, Commercial & Construction Vehicles	1.01%
Indo-MIM Limited INE084101034	Industrial Manufacturing	1.00%
Hindustan Copper Limited INE531E01026	Non - Ferrous Metals	1.00%
Poonawalla Fincorp Limited INE511C01022	Finance	0.99%
Vedanta Limited INE205A01025	Diversified Metals	0.99%
LT Foods Limited INE818H01020	Agricultural Food & other Products	0.96%
Infosys Limited INE009A01021	IT - Software	0.93%
Bajaj Finance Limited INE296A01032	Finance	0.73%
Turtlemint Fintech Solutions Limited INE0OC301013	Financial Technology (Fintech)	0.60%
Cholamandalam Investment and Finance Company Ltd INE121A01024	Finance	0.56%
Ather Energy Limited INE0LEZ01016	Automobiles	0.52%
Bandhan Bank Limited INE545U01014	Banks	0.50%
Inox Green Energy Services Limited INE510W01014	Commercial Services & Supplies	0.30%

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Debt, money market and cash 13

Holding	Sector / type	% of fund
Net Receivables / (Payables)	–	3.25%
8.13% Power Grid Corporation of India Limited (25/04/2028) INE752E07NU8	CRISIL AAA	3.15%
7.48% National Bank For Agriculture and Rural Development (15/09/2028) INE261F08EO7	CRISIL AAA	2.80%
7.53% National Bank For Agriculture and Rural Development (24/03/2028) INE261F08EM1	ICRA AAA	2.49%
TREPS 01-Oct-2026	–	2.37%
7.79% Small Industries Dev Bank of India (19/04/2027) INE556F08KK5	CRISIL AAA	2.35%
7.23% Power Finance Corporation Limited (05/01/2027) INE134E08IO0	CRISIL AAA	2.34%
7.71% REC Limited (26/02/2027) INE020B08EW9	CRISIL AAA	2.19%
7.06% Government of India (10/04/2028) IN0020230010	Sovereign	1.58%
Export Import Bank of India (14/12/2026) INE514E14TQ3	CRISIL A1+	1.23%
8.14% Nuclear Power Corporation Of India Limited (25/03/2028) INE206D08287	CRISIL AAA	0.63%
7.59% National Housing Bank (08/09/2027) INE557F08FZ1	CRISIL AAA	0.63%
7.33% Indian Railway Finance Corporation Limited (27/08/2027) INE053F07AC3	CRISIL AAA	0.62%

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From the fund house's monthly portfolio (itiamc.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility9.4%yearly, from daily NAVs

Worst fall-26.26%31 Jan 2020 → 31 Mar 2020

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Jan 2020).

Fund details

Fund size (average AUM, July - September 2026)	₹346 cr across all plans · this plan ₹0.16 cr
Fund house	ITI Mutual Fund
Category	Hybrid · Balanced Advantage
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 1.57% · Regular 3.22% (6 Nov 2026)
Exit load	10% of the units allotted may be redeemed without any exit load, on or before completion of 3 months from the date of allotment of units. Any redemption in excess of such limit in the first 3 months from the date of allotment shall be subject to the following exit load: i. 0.50% if redeemed or switchedout on or before completion of 3 months from the date of allotment of units ii. Nil, if redeemed or switched out after complep from the date of allotment of units.
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	147788
ISIN	INF00XX01697
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹16.1328	-1.87%
Regular · Growth	₹14.1422	-3.51%
Regular · IDCW	₹11.8395	-6.02%

Top Balanced Advantage funds (direct plans)

Fund	1 year	3 years (a year)
quant Dynamic Asset Allocation Fund	-0.24%	+13.91%
Baroda BNP Paribas Balanced Advantage Fund	+5.47%	+13.26%
Aditya Birla Sun Life Balanced Advantage Fund	+8.12%	+13.20%
WhiteOak Capital Balanced Advantage Fund	+4.85%	+12.89%
ICICI Prudential Balanced Advantage Fund	+6.04%	+12.23%
HDFC Balanced Advantage Fund	+0.90%	+12.22%
Edelweiss Balanced Advantage Fund	+6.75%	+12.15%
DSP Dynamic Asset Allocation Fund	+6.10%	+12.15%

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Information only, not investment advice.

What is the NAV of ITI Balanced Advantage Fund - Direct Plan - IDCW today?

₹13.7543 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of ITI Balanced Advantage Fund - Direct Plan - IDCW?

1 year: -4.10%, 3 years: 3.46% a year, 5 years: 3.75% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.