Markets / Mutual funds / Liquid
ITI Mutual Fund · Debt fund · Direct plan · IDCW
The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be realized.
Bars: this plan; the thin mark is the Liquid average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.0 | |||||||||||
| 2025 | +0.0 | -0.0 | +0.1 | +0.6 | -0.6 | -0.0 | +0.5 | -0.4 | -0.0 | +0.0 | -0.0 | +0.1 |
| 2026 | -0.0 | -0.0 | +0.1 | -0.0 | -0.1 | +0.1 | -0.0 | -0.0 | -0.0 | +0.0 | +0.2 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Debt | 0.4% | 10.0% | -9.62 |
| Money market | 86.3% | 71.9% | +14.38 |
| Cash & others | 13.3% | 18.1% | -4.76 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| TREPS 01-Oct-2026 | 12.21% |
| Canara Bank (04/12/2026) INE476A16L39 | 9.50% |
| 91 Days Tbill (MD 17/12/2026) IN002026X248 | 9.49% |
| Export Import Bank of India (14/12/2026) INE514E14TQ3 | 9.48% |
| 91 Days Tbill (MD 24/12/2026) IN002026X255 | 9.48% |
| HDFC Bank Limited (14/12/2026) INE040A16IJ0 | 8.53% |
| Punjab National Bank (15/12/2026) INE160A16TZ9 | 8.53% |
| HDFC Securities Limited (24/12/2026) INE700G14WO2 | 8.50% |
| ICICI Securities Limited (26/10/2026) INE763G14L86 | 7.64% |
| Bank of Baroda (11/12/2026) INE028A16KT0 | 7.59% |
| 364 Days Tbill (MD 25/12/2026) IN002025Z393 | 7.58% |
| Net Receivables / (Payables) | 1.11% |
| Corporate Debt Market Development Fund Class A2 INF0RQ622028 | 0.36% |
From the fund house's monthly portfolio (itiamc.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 30 Apr 2019).
| Fund size (average AUM, July - September 2026) | ₹51.68 cr across all plans · this plan ₹0.05 cr |
| Fund house | ITI Mutual Fund |
| Category | Debt · Liquid |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.16% · Regular 0.24% (6 Nov 2026) |
| Exit load | Exit Load as a % of redemption / switch-out proceeds Up to Day 1-0.0070%, Day 2-0.0065%, Day 3-0.0060%, Day 4-0.0055%, Day 5-0.0050%, Day 6-0.0045%, Day 7 onwards 0.0000%. # Applicable for normal subscriptions/redemptions including transactions under special products such as SIP, SWP, etc. offered by the AMC. No Exit Load shall be levied for switching between Plans / Options within the Scheme. However, exit load will be applicable if the units are switched out / redeemed from the Scheme within the exit load period from the initial date of purchase. There shall be no load on issue of units allotted on reinvestment of dividend for existing as well as prospective investors. |
| Minimum investment | ₹5,000 · additional ₹1,000 |
| Scheme code (AMFI) | 147163 |
| ISIN | INF00XX01358 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹1,485.9605 | +6.13% |
| Direct · IDCW | ₹1,001.0018 | 0.00% |
| Direct · IDCW | ₹1,001.7953 | +0.05% |
| Direct · IDCW | ₹1,487.9328 | +6.14% |
| Regular · Growth | ₹1,470.9399 | +6.01% |
| Regular · Growth | ₹1,003.2940 | +0.09% |
| Regular · IDCW | ₹1,000.9999 | -0.00% |
| Regular · IDCW | ₹1,000.3846 | -0.08% |
| Regular · IDCW | ₹1,481.1039 | +6.19% |
| Regular · IDCW | ₹1,001.7872 | +0.05% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Aditya Birla Sun Life Liquid Fund | +6.56% | +6.99% |
| Edelweiss Liquid Fund | +6.54% | +6.99% |
| Franklin India Liquid Fund | +6.56% | +6.98% |
| Canara Robeco Liquid Fund | +6.50% | +6.98% |
| Nippon India Liquid Fund | +6.55% | +6.96% |
| DSP Liquid Fund | +6.55% | +6.96% |
| Mahindra Manulife Liquid Fund | +6.53% | +6.96% |
| Union Liquid Fund | +6.51% | +6.95% |
Information only, not investment advice.
₹1,003.3145 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 0.09%, 3 years: 0.03% a year, 5 years: 0.04% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.