Markets / Mutual funds / Dynamic Bond
JM Financial Mutual Fund · Debt fund · Regular plan · IDCW
The investment objective will be to actively manage a portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders.Investors are required to read all the scheme related information set out in this document carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The scheme does not guarantee/ indicate any returns.
Bars: this plan; the thin mark is the Dynamic Bond average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.1 | |||||||||||
| 2025 | +1.1 | +0.1 | +1.9 | +1.9 | +1.1 | -0.8 | +0.5 | -0.7 | +0.7 | +0.8 | +0.5 | -0.1 |
| 2026 | -0.2 | +0.7 | -0.8 | +0.5 | +0.2 | +1.5 | +0.2 | +0.0 | -0.1 | -0.2 | +0.8 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Debt | 77.5% | 79.6% | -2.01 |
| Money market | 14.9% | 17.4% | -2.50 |
| Cash & others | 7.2% | 2.7% | +4.52 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| Corporate Debt Market Development Fund - Class A2 Units INF0RQ622028 | 0.34% |
| Holding | % of fund |
|---|---|
| 6.36% GOI 16-Feb-2031 IN0020250141 | 12.24% |
| 7.23% Power Finance Corporation Limited 05-JAN-2027** INE134E08IO0 | 8.64% |
| 7.5% REC Limited 28-FEB-2030** INE020B08CP7 | 8.55% |
| 7.48% NABARD 15-SEP-2028 INE261F08EO7 | 7.64% |
| 7.04% SIDBI 09-FEB-2029** INE556F08LB2 | 7.54% |
| Punjab National Bank 04-MAR-2027**# INE160A16UM5 | 7.46% |
| HDFC Bank Limited 05-MAR-2027# INE040A16IU7 | 7.46% |
| 7.9% Mahindra & Mahindra Financial Serv Ltd. 21-FEB-2028** INE774D07VO0 | 5.74% |
| 7.9% Bajaj Finance Limited 13-APR-2028** INE296A07SI8 | 5.74% |
| 7.08% Bajaj Housing Finance Ltd 12-JUN-2030** INE377Y07573 | 5.54% |
| 6.68% GOI 07-Jul-2040 IN0020250042 | 5.44% |
| 8.6% Muthoot Finance Limited 02-MAR-2028** INE414G07JM5 | 4.78% |
| The Clearing Corporation of India Ltd. 01-OCT-2026 | 4.38% |
| 6.94% GOI 11-May-2036 IN0020260025 | 3.78% |
| Net Receivable/Payable | 2.82% |
| 8.12% L&T Finance Limited 29-JUN-2029** INE498L07210 | 1.91% |
From the fund house's monthly portfolio (jmfinancialmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).
| Fund size (average AUM, July - September 2026) | ₹53.01 cr across all plans · this plan ₹0.05 cr |
| Fund house | JM Financial Mutual Fund |
| Category | Debt · Dynamic Bond |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.44% · Regular 0.93% (6 Nov 2026) |
| Minimum investment | ₹1,000 · additional ₹100 |
| Scheme code (AMFI) | 133390 |
| ISIN | INF192K01IJ9 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹46.7110 | +3.25% |
| Direct · IDCW | ₹10.1070 | -0.02% |
| Direct · IDCW | ₹10.5820 | +0.20% |
| Direct · IDCW | ₹46.9621 | +3.25% |
| Direct · IDCW | ₹47.3219 | +3.25% |
| Regular · Growth | ₹43.4757 | +2.70% |
| Regular · IDCW | ₹43.6120 | +2.70% |
| Regular · IDCW | ₹10.5640 | +0.11% |
| Regular · IDCW | ₹10.0524 | -0.03% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| 360 ONE Dynamic Term Fund | +4.34% | +8.02% |
| 360 ONE Dynamic Term Fund | +4.08% | +7.75% |
| 360 ONE Dynamic Term Fund | +4.08% | +7.75% |
| Axis Dynamic Term Fund | +5.63% | +7.62% |
| Axis Dynamic Term Fund | +5.31% | +7.30% |
| Aditya Birla Sun Life Dynamic Term Fund | +4.62% | +7.17% |
| Kotak Dynamic Term Fund | +5.03% | +7.08% |
| Kotak Dynamic Term Fund | +5.03% | +7.08% |
Information only, not investment advice.
₹43.8191 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 2.70%, 3 years: 6.25% a year, 5 years: 5.62% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.